Life and bills won't wait for your settlement and neither should you. Oasis financial provides pre-settlement funding to those injured in an accident and struggling to make ends meet while waiting for their settlement. In as little as 24 hours once approved, Oasis Financial can provide a no-risk cash advance on your settlement, with no out-of-pocket costs. Oasis Financial has been trusted by more than 250,000 people. Better Days Start Today!
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Is Oasis Financial legit?
Oasis Financial (oasisfinancial.com) has a 4.5 out of 5 rating on OK.one, based on 206 user reviews collected here. It is listed under Money & Insurance and its reputation is excellent. 85% of reviews are 4 stars or higher and 8% are 1 star; The business has replied to 73% of negative reviews. Last updated 2026-08-12.
What reviewers say
AI generated
Reviewers overwhelmingly had a great experience with this company. People express deep gratitude because the quick and efficient financial assistance successfully helps them cover unexpected life expenses, medical needs, and urgent bills right on time. Consumers also praise the support team for being exceptionally friendly, highly knowledgeable, and always ready to answer questions with genuine compassion.
However, some customers also noted frustrating delays in receiving their money and exceedingly long waiting times when trying to reach customer support. A small group of reviewers mentioned that communication could be very difficult when trying to resolve urgent problems or get prompt assistance.
Auto-generated from all reviews of this business. For reference only.
Agent told me instant deposit and it took 4 days and i became late on rent and had to pay a late fee. I am not happy at all
Reply from Oasis Financial2026-07-21
We understand that our clients often need funds as quickly as possible and we work hard to move cases through the funding process efficiently. While we strive to provide a funding decision within 48 hours after we’ve received all the necessary information, some cases require a bit more back and forth to gather the information needed before a funding can be completed. However, we are glad that we were able to provide you with needed funding. We wish you all the best with your case and hope it reaches a favorable resolution as soon as possible.
Everyone is very nice and helpful I got my money the same day didn't have to wait I would recommend this company to any who needs money until your settlement comes in
This is a fantastic option if you are going through a lawsuit because they will really help you out and then your lawyer just pays them out of your settlement
It was okay I really don’t understand why everything takes so long but it helped when I needed to get a car for my appts while I was still dealing with therapy and doctors visits. This way I didn’t have to rush my settlement because I have more surgeries to go.
I had gotten a loan from this company 3000 total. It's past the certain days that they have set, where the price of what I owe them increases. They are charging me every single month, hundreds of dollars more for a $3000 loan. I'm looking at $8000 right now, I owe them and it goes up every single month. I feel like I'm being robbed.\n I wish there was something that could be negotiated.\n But I don't think there is so if you get a loan from this company, be careful. Make sure that you're going to settle within the time frame.So you don't get charged.Thousands more like I am
Reply from Oasis Financial2026-07-17
Thank you for sharing your feedback. We’re sorry to hear that you’re frustrated with your experience. We understand that waiting for a legal case to be resolved can be stressful, especially when it takes longer than expected. We strive to be transparent about how our non-recourse pre-settlement funding works, including the payment terms which are capped and conspicuously disclosed before your funding is provided and within the funding agreement.
I needed money bad for my rent and other bills such as food for my kids and I was able to get a loan, since I camt work right now and im waiting for my lawsuit. Only thing I wish is I was able to sign onto an app to see more borrowing capabilities. Thank you osais. You'll be hèaŕing from me soon.
I apply for a loan on a Thursday I got the loan a week and a day later because of my lawyer took his time responding back to Oasis,Oasis txted me everyday reminding me they still review my application(but it was really the lawyer end) but once they my receive the ok from my lawyer I got my payment in no time,quick,fast and easy
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