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Electronics & Technology

Paypenny

100 reviews

3.8100 reviews
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About Paypenny

Data updated
Website
paypenny.org
Category
Electronics & Technology
Location
United States
Status
Unclaimed
Last 12 months
100 reviews
Replies to negative
0% (0/27)
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Is Paypenny legit?

Paypenny (paypenny.org) has a 3.8 out of 5 rating on OK.one, based on 100 user reviews collected here. It is listed under Electronics & Technology and its reputation is mixed. Opinions are polarized: 73% rate it 4 stars or higher while 26% give 1 star; The business has not yet replied to negative reviews. Last updated 2026-08-29.

What people say

I have been using this app for the last…

I have been using this app for the last 2 years, and it consistently offers the best transfer rates in the market. However, sometimes it takes longer than usual to complete transactions. Despite this, I appreciate the better rates, which is what keeps me coming back. The user interface is simple and works well.

Absolutely terrible experience

Absolutely terrible experience – avoid at all costs! I decided to try PayPenny because they advertise super attractive exchange rates and zero fees for sending money to India. Sounded too good to be true, and guess what? It was. They promise transfers will be completed quickly (they hint at 12-24 hours at most), but my transaction has been stuck for over 4 days now with no sign of the money reaching the recipient’s account. I initiated it expecting it to arrive within the promised timeframe, but it’s been nothing but delays, excuses, and generic WhatsApp responses from their so-called 24/7 support team that don’t actually solve anything. The worst part is the stress it caused – the recipient needed the funds urgently, but PayPenny’s slow and unreliable process let everyone down. High exchange rates mean nothing if your money is floating in limbo for weeks! There are much better and more reliable apps out there that actually deliver on their promises. Remitly, Wise (formerly TransferWise), or Western Union may not always give the absolute best rate, but they process transfers way faster (often same-day or next-day), have transparent tracking, and far better customer support. Don’t waste your time or risk your money with PayPenny – the “savings” on rates disappear when your transaction takes forever or goes missing.

I had a very disappointing experience…

I had a very disappointing experience with Paypenny due to their lack of transparency and inconsistent support. I made a transaction, and my bank has clearly confirmed that the amount was successfully transferred and credited to the Paypenny account. The bank even traced the transaction and verified that the funds reached their account. However, Paypenny claims they have not received the amount and stated that it was sent to an old Paypenny account, which is not my responsibility. It is their internal matter to trace and resolve. What is most concerning is that every time I contact their support, I receive different and conflicting responses. There is no clear explanation, accountability, or genuine effort to resolve the issue. This creates serious doubts about the reliability of their system and customer support. Based on my experience, I would strongly caution others before making transfers through this app. There is a real risk that your money may not be credited properly, and resolving the issue can be extremely difficult and stressful. This has been one of the worst financial app experiences I have encountered.

I have made transactions so many times.

I have made transactions so many times. Every time i am getting delayed for my payment to reaching out in Indian bank account every time they took more than 10days to get settled so what is the reason we are using online payment method to send money it should be quicker. We are using this when we need money but you never send on time