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Money & Insurance

Perpay

105 reviews

4.9105 reviews
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About Perpay

Data updated
Website
perpay.com
Category
Money & Insurance
Location
United States · Philadelphia
Status
Unclaimed
Last 12 months
105 reviews
Replies to negative
100% (2/2)
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Is Perpay legit?

Perpay (perpay.com) has a 4.9 out of 5 rating on OK.one, based on 105 user reviews collected here. It is listed under Money & Insurance and its reputation is excellent. Praise is nearly unanimous, with 97% rating it 4 stars or higher; The business has replied to 100% of negative reviews. Last updated 2026-08-10.

What people say

L
Leslie Phillips · 1 review · Verified · Experienced 2026-08-06 ·

Just starting my venture with PerPay

Just starting my venture with PerPay! Application process was simple, and received my approval right away! Was able to purchase my new IPHONE, which I never thought I could afford one. THANKS!

L
Levi · 2 reviews · Verified · Experienced 2026-08-07 ·

The timing

The timing, things that were not delivered to my address and got stolen were replaced, always finding my needs and a few wants. Very convenient for me since I work night shift and lots time I dont want to be in a store around crowds. Payments are awesome helps with keeping credit score good.

c
customer · 2 reviews · Verified · Experienced 2026-08-06 ·

Product and payment

Is a great opportunity for buy something that you want, and pay later or monthly and have an amazing product, and used for credit too

B
Brooke Titcomb · 1 review · Verified · Experienced 2026-01-25 ·

Love it!

I love the ability to buy good, name brand clothes for my kids when I couldn’t all at once! And the shipping is super fast! Prices aren’t bad and the payments are fairly small. I love Perpay! My credit score has gone up a lot also

J
Julian Peralta · 1 review · Verified · Experienced 2026-08-06 ·

Coach

Very useful

T
Takeisha · 6 reviews · Verified · Experienced 2026-08-06 ·

Satisfied Customer!

Customer service is awesome and Perpay is helping me rebuild my credit! I have no complaints at a!!!

M
Markell Deese · 1 review · Verified · Experienced 2026-08-06 ·

It’s safe

You can’t miss payments!

t
todd scott · 3 reviews · Experienced 2026-04-17 ·

-5 Stars!!

1 star, only because ZERO stars wasn't an option. Very deceitful company, with their EXTREMELY over inflated prices. They DON'T report your payment history as they claim they will. It's a big lie. Steer clear of this scam factory. It's not worth it at ALL!

Reply from Perpay2026-08-04

We are genuinely sorry to hear that you feel this way and that your experience with us has been so frustrating. We strive to offer competitive pricing on top brands while providing accessible payment options, and we are disappointed to hear that you feel otherwise. Additionally, we take our commitment to helping members build their credit very seriously, and we want to investigate why your payment history is not reflecting as expected. Please communicate with our team at [email protected] so we can look directly into your account and help clear up these concerns.

A
Arturo-Chula Vista,CA · 2 reviews · Verified · Experienced 2026-08-04 ·

Great opportunity if you need money!

D
Donald Rempart · 1 review · Verified · Experienced 2026-07-29 ·

Greatness

I love it here

T
Tomeisha Brown · 1 review · Verified · Experienced 2026-08-04 ·

Best

Love it 10/10 run dont walk

L
Lisa Price · 1 review · Verified · Experienced 2026-08-02 ·

So far so good

So far so good. Everything I’ve ordered has come on time and has been good quality merchandise. I will keep ordering things I really need through PerPay! Thanks for including me in your journey. L.P.

J
Jacqulyne Moore · 1 review · Verified · Experienced 2026-08-03 ·

Good customer service

L
Latica Simmons · 1 review · Verified · Experienced 2026-08-03 ·

Improving my credit

S
Stacy Angelo · 1 review · Verified · Experienced 2026-08-03 ·

Great choice

S
Sciyir Sharpe · 2 reviews · Verified · Experienced 2026-08-03 ·

Man you guys are incredible

P
Presley B. · 1 review · Verified · Experienced 2026-07-15 ·

This has been a great app

This has been a great app. This was the only way i was able to afford a new phone after 4 years with my last broken one. I recommend this app to all of my co workers.

R
Robert Kennedy · 1 review · Verified · Experienced 2026-08-01 ·

Perpay is great

Perpay is great. I would recommend for anybody who is in need of help and in need of helping in life they are a helping hand that can really do great things so I recommend anybody that short or down on their money to apply for a prayer pay

N
Noe Gonzales · 1 review · Verified · Experienced 2026-08-02 ·

It's easy it's the smart way to build credit and it's really secure and good I give it a good review five star rating

It is a good website to build credit and to get the stuff you need with no money down just your first payment and and they send the product the next week which is pretty good I give it a five-star rating I recommend it to other people you give a $80 added to your account so it's it's good to have and it's good to build credit

P
Precious Parker · 8 reviews · Verified · Experienced 2026-08-01 ·

I love the app and buying gifts for…

I love the app and buying gifts for people and seeing them smile , my friends love your merchandise especially the Coach earrings, and this is great for me, to shop on line because I am a person with disability. And long lines I can’t do, thank you for being a merchant of Hope in the community. With heartfelt appreciation your customer. PP from New Jersey