Perpay (perpay.com) has a 4.9 out of 5 rating on OK.one, based on 105 user reviews collected here. It is listed under Money & Insurance and its reputation is excellent. Praise is nearly unanimous, with 97% rating it 4 stars or higher; The business has replied to 100% of negative reviews. Last updated 2026-08-10.
Perpay has allowed me to purchase items with low payment plan options that I wouldn't be able to afford money upfront. After the many purchases I've made over time I no longer have to wait for the first payment to be made I just automatically get the items sent to me and my spending limit goes up pretty rapidly. I'm up to $2,400!
Some of the items are very cheaply made (Contixo F23 Pro) also a dash cam I got. For the overall price you could get premium items elsewhere. It says eligible for returns but the return process is non existent….The link does nothing at all. So im stuck paying for a drone that doesn’t fly as it should (out of the box). And a dashcam that has no audio when it’s supposed to. It’s convenient sure but again take all that money and you could go up a tier in build quality and durability.
Reply from Perpay2026-06-15
Thank you for sharing your experience with us, and we are truly sorry to hear that your items did not meet your quality expectations. We want you to love your purchases, and it is incredibly frustrating to hear that our return link did not work properly when you tried to resolve this. We want to make this right and look into your return options immediately. Please communicate with our team at [email protected] so we can investigate the technical issue and assist you with your items.
I just wanted a couple Items a few times and next thi g I know I have a wonderful Credit Boost!! This has been an amazing experience purchasing items I want and paying in affordable Increments. Most of all my credit just keeps going up 👆.!! Thank you so much Per Pay a very satisfied customer.
I love Perpay, it has helped me with some large purchases that I would not have been able to afford otherwise! Deliveries have all been super quick and items arrived safe and damage free. I can’t recommend them enough, if you are unsure just do it already, you won’t regret it I promise!