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Money & Insurance

Perpay

105 reviews

4.9105 reviews
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About Perpay

Data updated
Website
perpay.com
Category
Money & Insurance
Location
United States · Philadelphia
Status
Unclaimed
Last 12 months
105 reviews
Replies to negative
100% (2/2)
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Is Perpay legit?

Perpay (perpay.com) has a 4.9 out of 5 rating on OK.one, based on 105 user reviews collected here. It is listed under Money & Insurance and its reputation is excellent. Praise is nearly unanimous, with 97% rating it 4 stars or higher; The business has replied to 100% of negative reviews. Last updated 2026-08-10.

What people say

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Tiffany Moses · 1 review · Verified · Experienced 2026-07-17 ·

It's easy and great way of buying things

F
FADYA · 2 reviews · Verified · Experienced 2026-07-17 ·

Is very good

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Brooke Mcwatters · 1 review · Verified · Experienced 2025-07-17 ·

Love love love

Love love love! So fast and easy. The delivery service is quick.

J
Johansel Mercedes · 1 review · Verified · Experienced 2026-07-17 ·

Perpay is one of the best apps that has…

Perpay is one of the best apps that has been made for shopping but also for Credit ! I recommend it to anyone and everyone

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Lavel Gordon · 2 reviews · Verified · Experienced 2026-07-17 ·

Great ans reliable company

Always offer top quality merchandise at an affordable price

A
Angela Tower · 1 review · Verified · Experienced 2026-07-16 ·

I love Perpay it has helped my credit…

I love Perpay it has helped my credit so much I’m so thankful!!! I love that I can shop for special occasions and make payments on it

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VELDA P. MACK · 2 reviews · Verified · Experienced 2026-07-16 ·

Too Notch

Every single product that I've purchased has been too notch quality!

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Rontisha Dobbins · 1 review · Verified · Experienced 2026-07-14 ·

It made it great for me to take it out…

It made it great for me to take it out my paycheck

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Steven · 2 reviews · Verified · Experienced 2026-07-10 ·

Amazing

Amazing! Saved my sons bday! Credit is already improving! Love PerPay!

D
Daisy · 1 review · Verified · Experienced 2026-07-14 ·

Safety

Everything just worked no hassle and taking to long.

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Canaan Dingman · 1 review · Verified · Experienced 2026-07-13 ·

Awesome to get credit and raise my…

Awesome to get credit and raise my credit score

J
Jessica Funderburg · 4 reviews · Verified · Experienced 2026-07-13 ·

Perpay is amazing!

Perpay is amazing!! I love the marketplace & how easy it is to make purchases and payments come right out my paycheck!

J
James Ruff · 3 reviews · Verified · Experienced 2026-07-13 ·

Payments take too long to reflect on my balance

The only issue I have with this card right now is waiting for payments to reflect on my balance on the app. I’ve called my bank. There is over $300 waiting to be shown up on the app that I paid last week. TD Bank is already released that and nothing showing up and I need to pay something today.

D
Darrell Reid · 3 reviews · Verified · Experienced 2026-07-10 ·

It's A Win Win!

Yes Perpay is a Win Win it allows you the convenience of purchasing power at a reasonable price and at the same time building good credit! Getting the products you need without pressure way to go Perpay!

C
Chuiey · 1 review · Verified · Experienced 2026-07-01 ·

Credit Builder

This is such an easy and exciting way to build credit!!!

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Brandon Devine · 1 review · Verified · Experienced 2026-07-10 ·

I love the fact they actually gave me a…

I love the fact they actually gave me a chance and you can get what you want and never miss a payment and it automatically takes the funds so their never missed thanks and keep it

I
Irwin Gilmore · 1 review · Verified · Experienced 2026-07-01 ·

Best Credit building app

Was able to understand, setting up account and direct deposit with ease. Great quality products looking too a larger selection to choose from, still placing my orders was simple and I received on time and in wonderful shape. Im all in with perpay

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Shawn Schettig · 1 review · Verified · Experienced 2026-07-01 ·

Well prices are high but worth it to…

Well prices are high but worth it to get my credit back on track easy no hassle payments. Don't have to worry about paying on time because it comes out when I get paid automatically. Easy!

c
customer · 4 reviews · Verified · Experienced 2026-07-10 ·

Overall great experience and…

Overall great experience and opportunity for credit line.

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Terrance Lewis · 1 review · Verified · Experienced 2026-07-10 ·

Great 😃👍🏾 love you guys I'm really…

Great 😃👍🏾 love you guys I'm really enjoying perpay