Good Renters Deserve Good Credit. We help you build good credit reporting rent & utility bills to credit bureaus. Learn more at RentalKharma.com
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Is Rental Kharma legit?
Rental Kharma (rentalkharma.com) has a 4.7 out of 5 rating on OK.one, based on 102 user reviews collected here. It is listed under Money & Insurance and its reputation is excellent. Praise is nearly unanimous, with 94% rating it 4 stars or higher; The business has replied to 50% of negative reviews; 1 of them were added in the last 12 months. Last updated 2026-08-11.
If you’re looking for a rental reporting company, Rental Kharma is by far the best option. Their customer service is exceptional and they truly care about their clients.
I had an issue with one of the credit bureaus and Erik personally stepped in and stayed on top of it until it was resolved. That level of attention is rare, especially compared to other companies that take your money and don’t follow through.
Thank you Erik, I truly appreciate your help and dedication.
The only reason I chose this service is that it's the only one that had any reviews on Trust Pilot. I signed up for their service on 6/4/25; today is 6/23, just under 3 WEEKS later! They claim your score will increase within 10 days. There has been ZERO INCREASE IN MY CREDIT SCORE! They're also non-responsive when you call to get updates, which is what you have to do, because your dashboard doesn't give you any information. The only good thing about this company is that they have a 90-day refund policy, which I'm sure I'll be getting.
I just want to thank Mrs.Rachel@RK she is so amazing had all the information ready to go very very professional. Guided me step by step told me everything that was going to happen and it did I just want to thank her. This is amazing. From Gina.
Rachel , is the name ! Thank you so much my credit already boosted 49 points today omg ! Your the most useful credit builder employee that’s empowering in happy to see some health pushed back into my credit !!
I recommend Rental Karma. Rachel will help you get it done!!!
Rachel was so helpful and nice. Great experience on the phone. She broke everything down and made it understandable for me. Best thing is it wasn’t a long drawn out explanation either. Thank you Rachel and Rental Karma!!!
Just ask for Rachel she is the best!
Her personality was so calming and sweet. She asked me what it is that I needed and we made a plan to execute would recommend her over and over again.
Rachel was wonderful to work with. She was very thorough in explaining to me how everything would work after going over my credit history. I’m going to recommend Rental Kharma to everyone I know that needs to add their rental history to the credit reports!
Rachel at Rental Kharma was awesome very professional and courteous I highly recommend you ask for her and I recommend this service to anyone looking for a credit boost.... Anthony Grasso... From Grasso Motorplex
Rachel assisted me with onboarding and I have to say, she was absolutely terrific. She thoroughly explained how the service works and even had me go through a scenario with credit simulation to show the possibilities after the line posts. Thanks again Rachel for your expertise- Rental Kharma is blessed to have you.
Rachel was amazing I love love love her awesome personality and great customer service! Everything was so easy for me because Rachel was so knowledgeable about everything and very detailed. Thank you so very much for your help.
Reply from Rental Kharma2024-08-12
Kstylez thank you for sharing your experience and kudos for Rachel. We look forward to helping you reach your goals fast. Best Cullen Canazares Founder at Rental Kharma
Rachel was super helpful in helping me gain the knowledge about the service provided along with helping me with registration I highly recommend her 10/10 customer service
Reply from Rental Kharma2024-08-12
thank you for sharing your kudos for Rachel. We look forward to helping you reach your goals fast. Best Cullen Canazares Founder at Rental Kharma
Worked with Rachel and her customer service was absolutely outstanding! She made the process so easy and thoroughly explained each aspect of the program. I highly recommend working with her!
I had such a pleasant experience with Rachael she was very knowledgeable of her job, I love how patient and kind she were. I’ll tell any one don’t knock it until you try it.
Reply from Rental Kharma2024-08-12
Thanks for the 5 Stars Native:) We appreciate your spreading the word. Best Cullen Canazares Founder at Rental Kharma.
Rachel provided exceptional support, answering all my questions promptly and thoroughly. Her responsiveness and efficiency were impressive, and she worked fast to help me. I highly recommend Rachel for her professionalism and expertise. Thank you, Rachel, for your outstanding assistance!
Reply from Rental Kharma2024-08-12
Thanks for sharing your Kudos for Rachel. We look forward to helping your family. Best Cullen Canazares founder at Rental Kharma
I was helped by this nice young lady by the name of Rachel. She was amazing from start to finish she answered all my questions, she was easy to talk to, and that made everything so much easier!
Reply from Rental Kharma2024-08-12
I am glad we could help your family. Best Cullen Canazares Founder at Rental Kharma.
It was a great experience with this company from the start. The process was very fast & prompt. I had the pleasure of talking with Chloe. She was very helpful & informative. Rental Kharma posted to both my TransUnion, & Equifax about a week after signing up. Which is fast. They posted the first time of move in date which was 11yrs ago. then past 2 years of payment history! My score didn't go up very much but after payments on time it will boost. Score went up like 6points... I will update when score increases more to 5 stars..