Sensible’s Weather Guarantee gives consumers the peace-of-mind to book outdoor activities and experiences with confidence knowing that they’ll be proactively reimbursed if the weather negatively impacts their experience.
Written by the business, not verified by us.
Is Sensible Weather legit?
Sensible Weather (sensibleweather.com) has a 4.3 out of 5 rating on OK.one, based on 102 user reviews collected here. It is listed under Money & Insurance and its reputation is good. 82% of reviews are 4 stars or higher and 14% are 1 star; The business has replied to 94% of negative reviews; Reviews mostly discuss Refund, Product. Last updated 2026-08-12.
What reviewers say
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Reviewers overwhelmingly had a great experience with this company. Customers truly appreciate the amazing peace of mind provided by the weather protection, noting that refunds are processed promptly and smoothly when conditions qualify. Travelers also value the regular daily updates and find the booking service simple and easy to use during their outdoor holidays.
Though some customers noted that severe weather did not always meet the strict minimum requirements for financial compensation. A few consumers felt frustrated because they received no reimbursement despite experiencing multiple days of heavy rain and ruined outdoor plans.
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This service worked exactly as advertised, promptly and courteously. I did not have to chase anyone at all.
My refund was offered proactively and promptly.
Every hotel or resort in a weather-dependent value should offer it and guests wisely should avail themselves of the service. A brilliant idea.
The option for Sensible Weather coverage came up during the reservation process for our hotel, I had never heard of this concept but it seemed to be a reasonable rate so we included it. I did not expect the informative communication we received, an email was sent prior to the trip with info to know, updates were sent each day during the trip on whether the weather qualified or not, and how it was calculated. It turns out we did have the amount of rain to qualify on one of our days and Sensible Weather communicated very well, they initiated the reimbursement at the end of that day, no effort on our part was needed other than to designate the payment to PayPal or a bank account. We will definitely use Sensible Weather again.
I would not recommend this company.
1) They say they give you peace of mind. They do not pay the nightly rate at a KOA campground. They give you a prorated rate, 30% less than the nightly rate. My nightly rate was 51.00 and they offered me 21.00. Then up it to 42. Again, less than I paid. I paid 26.00 for the 171.00 3-night bill - almost 20%
2) They do not credit you back on the credit card you paid on; they want your bank account number or PayPal. Paypal has many fraud issues, and why would you give them acess to your bank account info.
They do not care, and it is a rip off.
Reply from Sensible Weather2026-05-31
Hello Kevin,
Thank you for taking the time to share your feedback. We're sorry to hear that your experience did not meet your expectations.
We understand how frustrating it can be when reimbursement amounts differ from the nightly rate you paid. Coverage amounts are determined by the specific terms of the Weather Guarantee policy purchased with the reservation. In your case, the policy provided tiered coverage, which is why you were initially provided the $21. Additionally, coverage calculations can vary depending on which reservation dates are eligible under the location's policy terms.
We also understand your concerns regarding payout methods. At this time, reimbursements are issued via secure electronic payment methods rather than returned to the original credit card used for the reservation (partially for security, partially because we don't always have access to the card information used at the time of the reservation). We recognize that not all customers prefer the same payment options, and we appreciate that feedback.
Our goal is always to provide transparent coverage and a straightforward claims experience, and we're sorry that this was not your impression. We appreciate you sharing your perspective, as feedback like yours helps us continue improving both our products and our customer experience.
- The Sensible Weather Team
Great service offering! Proactive following of the weather and determining when the weather impacted our travel. We were so impressed! Excellent customer service.
We booked our trip to New Orleans and it offered us the weather guarantee but we declined it. Then we got to looking at the weather and decided to go back and get it because the weather for the week was looking pretty poor. Best decision! I recommend getting the protection when you book your trips. It will be worth the investment. It paid 2 days of our trip and we used the funds to go out a couple extra nights for dinner. Thanks Sensible Weather!
The product wasn't utilized, but it excelled in delivering daily updates. Having it provided reassurance that financial losses due to weather interference would be reimbursed. It proved to be a worthwhile investment, and I would consider utilizing it again.
Update 5/27/26. Sensible Weather reached out to me and reviewed my case. They did provide a pay-out for the day that seemed to qualify. I'm upgrading to 3 stars due to their fair-minded customer service.
My earlier review:
We camped at Natural Bridge KOA from May 22–25 and experienced rain on multiple days. According to Weather.com, there was rain throughout much of May 22, 23, and 25. To be fair, there were occasional breaks in the weather, but it was still surprising that the conditions apparently did not meet the minimum rainfall threshold for reimbursement.
My takeaway is that this coverage seems designed more for severe weather events than for ordinary rainy camping trips. I would only recommend purchasing it if you’re traveling during a season or in an area where major storms are likely.
Reply from Sensible Weather2026-05-26
Hi Jarrod-
I'm so sorry you weren't happy with your Guarantee. We'd like the opportunity to take a look and see if we can resolve this for you- if you have a moment, please reach out to us at [email protected]; we would be happy to double-check the weather during your trip.
- The Sensible Weather Team
We will never use this again and I’ll be sure to tell everyone I know it’s a scam! We had heavy rain showers for most of our trip and were stuck inside. We were able to enjoy 3 total hours outside of our camper. One of which was in the dark. I checked the USGS website and they showed over 3.2 inches of rain in less than 48 hours but because some of those hours were heavy (over 0.06 inches) and some were slightly less we didn’t qualify. Most of that rain was in the 8a-8p window. Save your money, people and buy a board game to use while you’re stuck inside instead!
Reply from Sensible Weather2026-05-26
Hello Lea Ann,
I'm sorry that you aren't happy with your Guarantee experience. If you have a moment, please reach out to us at [email protected] so we can see if we can resolve this for you. If you've already reached out, you can reply in that same thread.
Thank you!
- The Sensible Weather Team
Waste of money. It literally rained all day and 50 degrees. The 1.5mm of rain isn't total. It has to rain for 5 plus hours and 1.5mm per hour. Over a 1/2 inch a rain an hour. Enjoy my money...scammers.
Reply from Sensible Weather2026-05-31
Hello Julie,
I apologize that you weren't satisfied with your Guarantee. If there's anything you'd like us to recheck or assist with, please reach out to us at [email protected].
- The Sensible Weather Team
So glad we had this coverage. They checked weather conditions every day . We had one very rainy and snowy day which was very disappointing. Sensible Weather took care of us, it was an easy process.
Thank you so much
Will us you again
First, I didn’t know Sensible Weather was available when I booked my last stay so I signed up for it and received daily notifications of weather forecast and was for reimbursed for 2 rain days. I would highly recommend using sensible weather for your next camping excursion.
My experience with Sensible Weather was outstanding! While on vacation, one of the days qualified for reimbursement and I had a text message and email with reimbursement link before I even woke up. Sensible Weather upheld their standards and couldn’t have made the compensation any easier. In the future, anytime I am given the opportunity to purchase Sensible Weather insurance, I will do it every time.