We help self-employed individuals and 1099 workers claim up to $32,220 in tax credit from the government due to missed work from Covid-19.
Written by the business, not verified by us.
Is SETC Tax Return legit?
SETC Tax Return (setctaxreturn.com) has a 4.3 out of 5 rating on OK.one, based on 101 user reviews collected here. It is listed under Electronics & Technology and its reputation is good. 82% of reviews are 4 stars or higher and 16% are 1 star; The business has replied to 63% of negative reviews; 3 of them were added in the last 12 months. Last updated 2026-09-07.
I am extremely disappointed with my experience with SETC Pros.
It took **over a year** for me to finally receive the money I was owed. Before leaving for vacation, I had already made a **partial payment** and informed the company that I would make another payment once I returned.
When I came back from vacation, I saw that the funds I had been waiting so long for were finally deposited into my bank account. However, SETC Pros then **withdrew the entire amount they claimed was owed instead of honoring the partial payment I had already made and the payment arrangement I had communicated**.
I believe I was overcharged, and I have been trying to get the amount I dispute reimbursed. I have sent **several emails and made multiple attempts to contact the company**, but I have been unable to get this issue resolved or even get through to someone who can properly address it.
After waiting more than a year for assistance, it is incredibly frustrating to finally receive my funds only to have this happen. I would strongly encourage anyone considering SETC Pros to **carefully review the fees, payment terms, and any authorization for withdrawals before agreeing to their services**.
I am still requesting that SETC Pros review my account, provide a complete breakdown of what I was charged, credit the partial payment I previously made, and **refund any amount that was overcharged or improperly withdrawn**.
I paid Septco for assistance in obtaining a tax credit they promised to help me secure. They took my money and never delivered the service. I have repeatedly requested a refund—which they guarantee—through emails, texts, and phone calls, and I have received no response and no refund.
This company has not honored their commitments. Do not do business with them. You will end up paying for something you will never receive.
I went online after seeing an ad for SETC about receiving money back from my tax return. This was years ago and when I calculated on the website what I would get back it was thousands less than what they were promising on the ad. I tried to contact SETC through telephone and email and nop one responded so I did not move along any further. I never sent anything to the IRS and figured it was just a scam because I could not speak to anyone. Now years later I am being threatned with a collection agency for a service I did not use and never got a refund from the IRS. When I try to call I am told to go to the website to contat them. Even if you call during regular business hours I cant get a hold of anyone. On the webiste there is only an email address listed which I keep trying to email. No one contacts me and I keep getting text message and emails sometimes a few times a day threatning me. When I use the email they have listed on the website I get a falure to deliver email back.
These people are awful! I called them about changing my address on the amended tax return and they said it would be done. Then it still never got done. So I went ahead and sent it in with the address that it had on there already, and now my tax return is saying that information does not match and I no longer have time to send it in. These people are awful. They're terrible.They deserve no money from a situation like this, and they will get none
Reply from SETC Tax Return2025-05-07
It looks like you are not a customer with our company SETC Tax Return. It seems there may be confusion with another company that has SETC in its name. I'm sorry to hear about your experience. If there's anything we can do to help please contact us.
Hello everyone
If I have option to give 0 star rating’ this all they deserve,
This is BIG FRAUD going on , please don’t waste your time and effort to apply through this FAKE PROPAGANDA.
Am totally in Baad situation when I came to apply my tax credit for relief but this FRAUD Department name SETC putt me in terrible situation.
They doing SCAM and taking your money
DO NOT APPLY ANYTHING THROUGH THIS SETC ANCHOR (BIG FRAUD)
Reply from SETC Tax Return2025-05-07
It looks like you are not a customer with our company SETC Tax Return. It seems like you are speaking about ANCHOR Accounting, which is a separate company from us. I'm sorry to hear about your experience. If there's anything we can do to help please let us know.
I’m in the process of sending my forms. However I’ve been trying to contact them to figure out why the forms says this is a loan. Also they are charging me almost $1700 hundred dollars to do this process. Why so much? I haven’t been able to reach anyone.
Reply from SETC Tax Return2025-04-08
Are you calling the wrong number? (888) 738-2829 we are here to help you! Please call us anytime from Monday - Saturday 9:00 AM EST- 7:00 PM EST
I've recently learned that SETC pros is a scam company taking money from innocent people. I've not seen one person who has gone through this company and has actually gotten a refund. I've reported this company to the feds, which was what was suggested to me by a tax person. SETC pros claimed I was approved for $2110 refund however when I had a CPA do the form, the total was only $460. SETC pros comments on these threads that people have gotten paid, however, no actual person has shown they got paid by this company. I've also sent a report to the IRS regarding this fraudulent company. SETC Pros won't even give me their PTIN number, because they do not have one given they are fraudulent. They will then say in all their reviews that they do not see you in their system, however, they seem to be able to message you almost daily through text and email. Complete scam! Tell the others!
Reply from SETC Tax Return2025-04-08
Lin we can't find you in our system... please call us at (888) 738-2829 we are here to help you! Please call us anytime from Monday - Saturday 9:00 AM EST- 7:00 PM EST
Never heard anything back after I applied. Where is my refund?
Reply from SETC Tax Return2025-02-21
The IRS is taking a very long time to issue the refund check. Sometimes over 8 months. We just released our ADVANCE FUNDING option that allows clients to receive their refund in AS FAST AS 7 DAYS!
Please call (888) 738-2829 or email us at [email protected] and we will be happy to assist you!
I FILLED OUT THE FORMS FOR SETC IN APRIL OF 24, DID EVERYTHING THEY ASKED AND I NEVER RECEIVED ANYTHING FROM THIS COMPANY. THEY SAID THEY SENT THE FORMS I NEEDED TO FILL OUT TO MY OLD EMAIL ADDRESS WHICH I EXPLAINED WAS NO LONGER IN USE ABOUT 4 TIMES, WHEN I MADE A COMPLAINT TO THE BBB SOMEONE SAID THEY WOULD FORWARD ME THE FORMS. NEVER GOT IT. MY GUESS IS IF THE REFUND ISN'T SUBSTANTIAL YOUR NOT WORTH THE TIME.
Reply from SETC Tax Return2025-02-21
Marci- We have zero record of you in our system. Are you sure you used us as your SETC partner? There are many other companies that others are struggling with. The IRS is taking a very long time to issue the refund check. Sometimes over 8 months. We just released our ADVANCE FUNDING option that allows clients to receive their refund in AS FAST AS 7 DAYS!
Please call (888) 738-2829 or email us at [email protected] and we will be happy to assist you!
After going through multiple pages of these reviews the problem is none of them actually confirm they actually have received a deposit to their bank account.
Reply from SETC Tax Return2025-02-21
Hello! Yes people are getting their refund check! The IRS is taking a very long time to issue the refund check. Sometimes over 8 months. We just released our ADVANCE FUNDING option that allows clients to receive their refund in AS FAST AS 7 DAYS!
Please call (888) 738-2829 or email us at [email protected] and we will be happy to assist you!
My experience applying for the credit was very easy to understand and complete. The site guided me every step of the way which made myself feel at ease knowing it was done correctly. I feel very confident in the site that it will help me receive a refund that couldn't come at a better time for me right now
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