Sezzle (sezzle.com) has a 4.3 out of 5 rating on OK.one, based on 201 user reviews collected here. It is listed under Business Services and its reputation is good. 82% of reviews are 4 stars or higher and 15% are 1 star; The business has replied to 94% of negative reviews. Last updated 2026-08-10.
What people say
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Rick Dunn美国 · 3 reviews · Experienced 2026-07-25 ·
★★★★★
Excellent experience
Excellent experience. Been using it for over a year...Easy setup, link your accounts and cards of your choosing and you're on your way. Regular review of your spending power...Highly recommended. And it reports to the credit bureau. A+++
Reply from Sezzle2026-07-27
Hi Rick, thank you for your wonderful feedback! We're so glad to hear you've had an excellent experience with Sezzle over the past year. We truly appreciate your recommendation and support. ☺️ If you ever need any assistance, please don't hesitate to reach out.
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krysti美国 · 1 review · Experienced 2026-07-08 ·
★★★★★
easy to use and very useful for me when…
easy to use and very useful for me when needed :)
Reply from Sezzle2026-07-27
Hi Krysti, thank you for your kind words! We're so glad to hear Sezzle has been easy to use and helpful when you need it. 😊 We truly appreciate your support. If you ever need any assistance, please don't hesitate to reach out.
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Jacob · 2 reviews · Experienced 2026-07-22 ·
★★★★★
They make it so easy to purchase things…
They make it so easy to purchase things when you dont have enough money at the moment
Reply from Sezzle2026-07-24
Hi Jacob! Thanks so much for the kind words. 😎 We're glad to hear you're enjoying the smooth payment experience. If you ever need anything, we're here to help!
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Melissa · 2 reviews · Experienced 2026-07-23 ·
★★★★★
I love sezzle it is great
I love sezzle it is great
I had to fall down but again rebuilt it and it definitely helps in tome of needs ...I refer my friends all the time I dont think they get to use the reference code though which kinda sucks . But I love sezzle ...thanks so much sezzle look forward to really building it up there
Reply from Sezzle2026-07-24
Hi Melissa! Thanks so much for your review. 🤩 We're glad to hear you're having a good experience with Sezzle. If you ever need anything, we're here to help!
Don’t waste your time use Dave or affirm they better
It’s nice when you need it, but not worth it. You pay a $20 dollar a month subscription to even make purchases. I accidentally missed a payment and tried reaching out multiple times to customer support. I never heard anything back. I have all the screenshots from the chats from support and them stating that I would hear back from someone. They sure as hell charged me 2 different fees. One of like $7 and another like $16. They charged my debit card conveniently after my contact to have support reach out to me. This will be the last time I ever do business with this app. I’d rather use Dave or affirm. They have better payment plans and a support team that actually does their job. And I don’t have to worry about them charging my card whenever they feel like it.
Reply from Sezzle2026-07-27
Hi Brittany, thank you for sharing this experience with us. We sincerely apologize, as we completely understand how frustrating and upsetting this situation can be, and we’d be glad to investigate it further to verify what happened and determine if there’s anything we can do to help you.
In order for us to do this, we’ll need additional information to locate your account, so we encourage you to contact our Shopper Support team at [email protected], and we'll do our best to help. Thank you
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Deneen美国 · 7 reviews · Experienced 2026-07-24 ·
★★★★★
Thank you for being there in hard…
Thank you for being there in hard times.payment are great with options
Reply from Sezzle2026-07-24
Thank you so much for sharing this feedback with us! 😎 We're always here to help, so please don't hesitate to contact us if you need any assistance in the future.
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Dennis美国 · 1 review · Experienced 2026-07-01 ·
★★★★★
Simple and easy to use
Simple and easy to use, convenient payment set up, and acceptance for checkout on alot of vendors.
Reply from Sezzle2026-07-24
Thank you so much for sharing your experience, Dennis! 😊 🙌 If there's anything we can do for you in the future, please feel welcome to contact us!
Great features and pay back options and it can be used everywhere is the best part!!
Reply from Sezzle2026-07-24
Hey Raquwl, thank you so much for sharing this feedback with us! 😎 We're always here to help, so please don't hesitate to contact us if you need any assistance in the future.
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Jeff Fechner美国 · 5 reviews · Experienced 2026-07-24 ·
★★★★★
Sezzle has been terrific to use
Sezzle has been terrific to use. Easy to make your payments. A great selection to choose from. Just make your payments and watch your spending power go up!
Reply from Sezzle2026-07-24
Thank you so much for sharing your experience, Jeff! We're really happy to hear that you have had a positive experience with Sezzle. 😊 🙌 If there's anything we can do for you in the future, please feel welcome to contact us!
Beware of this app, you purchase items and when your payments are due or before the due date you try to make payments, it says debit cards not available. But after the day that it's due and they add $20 or more in late fees, then they give you the debit card option. My payment was only $18, tried to pay early, but they wouldn't except my debit card. The next day after payment was due, I was charged a $6.95 non payment fee, and a $15 late payment fee. So my $18 payment ended up costing me nearly $45. A complete ripoff
Reply from Sezzle2026-07-24
Hi Bobbie, thank you for taking the time to share this feedback with us. We understand how frustrating these fees must be, and we aim to keep them as transparent as possible. We have reached out to you directly via email so we can further discuss this. Please feel free to reply back or contact us at [email protected]
Sezzle has been an incredibly helpful program to me over the last few years. It's easy, straightforward, and with my membership- I can use it almost anywhere I've needed. Any time I've needed assistance, customer service has always been helpful and respectful. I've never had any of the issues with other "pay in 4" programs, like being charged despite not using the full funds, with Sezzle. They're honestly such a wonderful company.
Reply from Sezzle2026-07-24
Thank you so much for sharing your experience, Mckayla! We're really happy to know that our Shopper Support team was able to quickly assist you with this concern. 😊 🙌 If there's anything we can do for you in the future, please feel welcome to contact us!
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Elizabeth Christy · 1 review · Experienced 2026-07-10 ·
★★★★★
Love being able to make payments on…
Love being able to make payments on items purchased. Had been a great experience so far and will continue to use. Will refer all my friends and family
Reply from Sezzle2026-07-23
Thank you so much for sharing your experience, Elizabeth! 😊 🙌 If there's anything we can do for you in the future, please feel welcome to contact us!
The experience was excellent and still excellent, the service is good and the payment schedules are easy
Reply from Sezzle2026-07-23
Thanks so much for your review! We’re honored to support you.
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Mary Caballero · 1 review · Experienced 2026-07-22 ·
★★★★★
Great
Great! No problems whatsoever customer service is fast and friendly
Reply from Sezzle2026-07-23
Thank you so much for sharing this feedback with us! 😎 We're always here to help, so please don't hesitate to contact us if you need any assistance in the future.
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The Threeper美国 · 1 review · Experienced 2026-07-22 ·
★★★★★
Great credit app
Great credit app, but make it easier to make payments for sezzle spend and paying off everything else, I want to be able to easily load the balance and do everything else from my debit card.
Reply from Sezzle2026-07-23
Hi there, thank you for your feedback! We're glad to hear you're enjoying Sezzle. We appreciate your suggestions about making payments and loading your Sezzle Balance more convenient, and we'll be sure to share them with our team. If you ever need assistance, please don't hesitate to reach out. 😊
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Megan · 1 review · Experienced 2026-07-22 ·
★★★★★
I do not have the best credit
I do not have the best credit, but in less than 3 months I went from $150 in credit to $1600!! I just stayed on top of my payments and made many early. I would recommend this service to anyone!
Reply from Sezzle2026-07-22
Thank you so much for sharing your experience, Megan! We're really happy to hear that you have had a positive experience using Sezzle. 😊 🙌 If there's anything we can do for you in the future, please feel welcome to contact us!
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Jazmine · 1 review · Experienced 2026-07-22 ·
★★★★★
Great customer and super user friendly…
Great customer and super user friendly app. It would be nice to have some type of referral program or incentive.
Reply from Sezzle2026-07-22
We’re happy to be part of your journey. Thanks for being part of ours too!
My experience was made great by the amazing support shopping support team, they quick, reliable and efficient. Sezzle has been a great option for me and my family, I highly recommend sezzle for all to give it a chance you might find useful.
Reply from Sezzle2026-07-22
Thanks so much for your review! We’re honored to support you.
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Michele · 7 reviews · Experienced 2026-07-04 ·
★★★★★
No problem as of yet very user friendly…
No problem as of yet very user friendly love ir
Reply from Sezzle2026-07-21
Hi Michele! Thanks so much for your review. 😎 We're glad to hear you're having a good experience with Sezzle. If you ever need anything, we're here to help!
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Samuel Vega · 11 reviews · Experienced 2026-07-21 ·
★★★★★
Easy to use and accepted in a lot of…
Easy to use and accepted in a lot of places!
Reply from Sezzle2026-07-21
Thanks so much for your review! We’re honored to support you.