Sketchy Company …
Please do NOT do business with this company. I currently have $3000 stuck in Step, that I can't withdraw, and they don't have a customer service phone number. I'm scared I will lose my money!!
Step (step.com) has a 4.2 out of 5 rating on OK.one, based on 100 user reviews collected here. It is listed under Money & Insurance and its reputation is good. 79% of reviews are 4 stars or higher and 18% are 1 star; The business has replied to 94% of negative reviews; 32 of them were added in the last 12 months. Last updated 2026-08-11.
Please do NOT do business with this company. I currently have $3000 stuck in Step, that I can't withdraw, and they don't have a customer service phone number. I'm scared I will lose my money!!
This company doesn't investigate disputes and allows fraud to occur. They stole money from multiple customers accounts. Do your research. Don't trust this fake bank. I'm a victim of this joke of a company.
Hi Michael, We're sorry to see this. If your account has been limited as part of our safety review, please be sure to check your email for a message from our Step Safety Team, and forward any questions to [email protected].
filed a dispute over 2 weeks ago. not once time has anyone contacted me or anything. The support takes 5-7 business days to get a reply, and in the event of fraud you’re left in the dark feeling powerless.
Hi Ryan, We’re sorry to hear about this and definitely want to connect. Our Dispute team reviews each dispute case individually to ensure a full investigation. It sounds like you’ve been in touch with us — please send us another message through the Step app or email us at [email protected] for updates. We're here to help 💙💗💛
Step.com continues to take money even though accounts have been deactivated on my phone (sponsor) and my daughter has deactivated the account. My daughter's account does not show these money transfers being received yet there are recurring transfers from my account!!! I have emailed Safety email address and their Hello email address and no response. I have closed two debit cards and yet the multiple recurring transactions continue!!! I need HELP!!! There are recurring transactions showing every 1 day, every 2 days, every 3 days, just random!!! I think there is a glitch in this system and I cannot seem to get someone to take me serious and return my phone calls!!! I sent an email and I was told to login to the app. I HAVE DEACTIVATED and UNINSTALLED THE APP!!!
Hi there! It sounds like your account has been limited as part of our safety review. Please be sure to check your email for a message from our Step Safety Team, and forward any questions to [email protected] for review.
Thanks for the 5-star review! We appreciate you being a part of Step!
I would give 0 stars if possible. I signed up for this to primarily use it as a way to make sure my kids had money wherever they are. Now that my kids are older and have their own bank accounts, I don’t need it for that and only use it to move funds from a direct deposit account that has no transferring features like Zelle. I get paid weekly, so I pull some out weekly. This is the 2nd time I’ve gone to pull out MY money and they have declined it because you’re only allowed 6 withdraws within 30 days… Fine. However, when I reached out to explain that this was an emergency and the funds were needed NOW. I was met with- “I’ve escalated this… someone will reach out in 1-3 business days.” This was after I had previously told the rep, I don’t have 1-3 business days. DO NOT PUT YOUR MONEY HERE! As soon as I am able to withdraw MY money. I will be canceling my account! Horrible business!
Hi there! It sounds like your account has been limited as part of our safety review. Please be sure to check your email for a message from our Step Safety Team, and forward any questions to [email protected] for review.
Brad is a great guy! i was really fustrated but he really helped out and eased my fustration. step please give brad a raise
We love to hear it! We're so glad Brad was able to help and we appreciate your feedback here. Thanks again for being a part of Step 💙💗💛
I've been a through a few companies for kids debit cards, this one is by far the best. I know they have paid options, but the free version is still better than anything I've paid for and used in the past. The app consistently works as it should and I have been very happy with it for the last couple of years.
Hi there! Thanks so much for the feedback! We're so glad Step has been a helpful financial tool for your family. We appreciate you being a part of Step 💙💗💛
For a messaging/email customer service based process, I was incredibly shocked by how attentive, helpful, useful, and efficient they were. I had to report my card lost due to my physical card not coming into the mail. Wayne, one of the customer service providers, was quick to respond to my messages. No longer than 2-5 mins per message I sent! He quickly resolved my issue, reported the card as lost, and was able to make sure I did not have to pay a fee for unforeseen circumstances! Truly amazing team, thanks Step!
We love to hear it Dominic! We're so glad to hear you've been having a good experience with our support team. Thanks so much for being a part of Step 💙💗💛
Pretty good at first but when I try to ask for another loan/advance, keeps asking for card info and zip code ... card info goes in with no problem but won't let me enter zipcode
Hi Lisa, We would definitely like to connect with you to look into this. Please send us a message in the app or email us at [email protected] so we can assist you directly 💙💗💛
I have had this account for well over a year now, I am government issued payments directly deposited into this account every month, and I have never had a problem with this account until now. I tried to process a highly important transaction for over $1,600 that was declined for insufficient funds when I had well over that amount of money left in my account. I've even made multiple transactions after processing this payment. Summing over $900. How is it that one can process a transaction if there's insufficient funds in their account? The transaction would not go through if there was insufficient funds in the account. They have failed to refund that money to me. And this is a london-based company that no one can contact by phone. Learn from me and don't trust these people with your money. I am highly infuriated and will be closing this account and legally prosecuting them, and I hope this review is posted for everybody to see.
Hi there, We’re very sorry to hear what you’re going through and absolutely want to help. Please message us in the Step app or email us at [email protected] so we can look into this and assist you directly. We're here to help 💙💗💛
Froze my account want response to any email or questions and will not let withdraw money or send but can add money all day everyday
Hi Teffanie! We definitely want to assist you with this. It sounds like your account has been limited as part of our safety review. Please be sure to check your email for a message from our Step Safety Team, and email any questions to [email protected] for review 💙💗💛
After many headaches, back and forth,and threatening to cancel all 4 of my kids cards, my situation was finally rectified to my satisfaction.
Hi Loren, We're glad it worked out! We appreciate your patience with this and appreciate you being a part of Step 💙💗💛
They work fine for basic transactions, but they’re often slow and crashes at peak hours. The interface could be more user friendly especially when navigating between accounts. Overall it does get the job done, but there’s definitely room for improvement.
Hi Anthony! We’re sorry to hear you’re having this experience. We recommend deleting and reinstalling your Step app, as that may resolve the issue. If this continues, please reach out to us at [email protected] so we can review this directly with you - we’re happy to help! 💙💗💛
I had cancelled my account but changed my mind and koi reversed it for me!! Thank you!!
We love to hear it Jenni! We're so glad Koi was able to help. Thanks again for being a part of Step 💙💗💛
Such a great app to manage my finances! Customer service is 5 stars ⭐️
Hi Sylvi! Thanks so much for the feedback here! We're so glad Step has been great for managing your finances and that our support team has been helpful 💙💗💛
Genuinely so quick and help me fixed a silly mistake on my end no questions asked, love the team !
Hi Parker! We love to hear it! We appreciate the kind words about our support team and thank you for the 5-star review 💙💗💛
Very helpful, easy to understand, quick.
Hi Dennis! Thank you for the 5-star review! We've so glad we've been helpful and we appreciate you being a part Step 💙💗💛
Today I was sending my grandson money and somehow I sent it to the wrong account I panicked that was $35 I could not afford to lose I contacted step told them what I had done and she stated we are not allowed to reverse transactions as with any bank but in this case we can do a courtesy reverse one time she put the money back on my card which I'm not mistaken that's the first time anything like that's ever happened. But the young lady put the money back on my card thank God I don't have $35 to throw away thank you Step....
Hi Lisa! Thanks so much for your 5-star review. We're so glad to see our support team was able to help you with this. We appreciate you being a part of Step 💙💗💛
The support team emailed me back immediately. They walked me through what I needed to do very quickly and efficiently. Thanks again!
Hi Sarah, Fantastic! We're happy to hear our team was able to assist you. Thanks so much for the kind words. We really appreciate your feedback here 💙💗💛
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