Texas Bay Credit Union (texasbaycu.org) has a 4.9 out of 5 rating on OK.one, based on 62 user reviews collected here. It is listed under Money & Insurance and its reputation is excellent. Praise is nearly unanimous, with 99% rating it 4 stars or higher; The business has replied to 100% of negative reviews. Last updated 2026-08-10.
What people say
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Tina Salinas · 1 review · Experienced 2026-07-21 ·
★★★★★
Paris assisted me with kindness and…
Paris assisted me with kindness and efficiency and made my phone experience with Texas Bay a pleasure.
Reply from Texas Bay Credit Union2026-07-21
Thank you for the 5-star review, Tina! We're so glad to hear Paris could provide the level of service you deserve.
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M & M · 1 review · Experienced 2026-07-19 ·
★★★★★
Ryan helped me figure out what was going on with my transfer information.
Ryan helped me figure out what was going on with my transfer information. He informed me that there was an update and where to go to update my information. Thank you Ryan! You are the best! 😊
Reply from Texas Bay Credit Union2026-07-21
Thank you for the positive review! We're happy to hear Ryan could help you with your transfer.
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Edward · 1 review · Experienced 2026-07-21 ·
★★★★★
Great customer service
I was having issues with setting up external account to make loan payment. Ryan helped me by walking me through what needed to be done. He went above and beyond by staying on line until everything was set up properly.
Reply from Texas Bay Credit Union2026-07-21
Edward, thank you so much for the review! We're happy to hear Ryan could help you get things set up with your loan payment. Have a great day!
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Jennifer Nicole' · 1 review · Experienced 2026-07-20 ·
★★★★★
Great customer service
Great customer service
I was having issues setting up my Zelle account. I kept on getting an error. I called and spoke with Ryan. He was able to quickly and efficiently resolve my issue! I am now able to use zelle on my account!
Reply from Texas Bay Credit Union2026-07-20
Thanks for the 5-star review, Jennifer! We're glad to hear Ryan could help you get up and running with your Zelle account. Have a great day!
Ryan assisted me with unlocking my account and sending me a request that I needed from the credit union. His great customer service was excellent.
Thanks Ryan for all that you do l appreciate you.
Reply from Texas Bay Credit Union2026-07-20
Denita, thank you for the five stars and kind words! We're happy Ryan could help you access your account. Have a great day!
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Rita Ann Gutierrez · 1 review · Experienced 2026-07-20 ·
★★★★★
Loan process
I had the pleasure of working with Giselle in the Pasadena office today in regards to a loan. She made the process a pleasant one. The process was quick and easy
Reply from Texas Bay Credit Union2026-07-20
Thank you, Rita! We're so happy to hear Giselle could assist with your loan.
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Anthony Bass · 8 reviews · Experienced 2026-07-18 ·
★★★★★
Always kind and professional and…
Always kind and professional and knowledgeable.
Reply from Texas Bay Credit Union2026-07-20
Thanks for your review, Anthony! We're glad to hear you're getting the quality of service you deserve.
K
Kimberley Jackson · 6 reviews · Experienced 2026-07-15 ·
★★★★★
Ryan was great
Ryan was great. He handled everything I needed fast with no issues..
Reply from Texas Bay Credit Union2026-07-15
Thank you for sharing this with us, Kimberley! We are happy to hear this and hope that you have a fabulous day!
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Consumer · 1 review · Experienced 2026-07-13 ·
★★★★★
Ryan was able to help me unlock my…
Ryan was able to help me unlock my account immediately. He was professional and compassionate. I have been with the CU for almost 50 yrs. They are the best.
Reply from Texas Bay Credit Union2026-07-14
Thank you! We are so happy to hear this and hope that you have a great day!
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T. Loss · 1 review · Experienced 2026-07-14 ·
★★★★★
Very helpful!!
Reply from Texas Bay Credit Union2026-07-14
We're so glad to hear this! Have a great day!
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Mike · 1 review · Experienced 2026-07-14 ·
★★★★★
Great customer service
Great customer service, was very respectful and helpful. Great to experience
Reply from Texas Bay Credit Union2026-07-14
Thank you, Mike! We are so happy that you had a great experience. Have a great day!
I applied for a loan today and it was approved quickly with the help of Giselle. Thanks you so much to her! And gratitude to Texas Bay for giving me a nice Apr.
Reply from Texas Bay Credit Union2026-07-13
Thanks, Danilo! We value your feedback and have let Giselle know about your kind words.
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Moon Allen · 2 reviews · Experienced 2026-07-10 ·
★★★★★
Credit union is great way to fix and…
Credit union is great way to fix and build up your investment account and credit
Reply from Texas Bay Credit Union2026-07-10
Thank you, Moon! We are pleased to hear your thoughts.
Carlos at Wallisville located has great customer service and very understanding of my needs of my card. I greatly appreciate him.
Reply from Texas Bay Credit Union2026-07-13
Thanks, Felicia! We are happy to hear about your experience and are so glad that it went well.
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Melverlyn Toe · 1 review · Experienced 2026-07-10 ·
★★★★★
Ask for Giselle
I called TBCU because I heard they were the best credit union in Texas and they did not disappoint! Giselle was my representative and she really was the best. She worked with me every step of the way and always explained things for me to understand. I’m glad I called and I’m excited for our relationship in the future!
Reply from Texas Bay Credit Union2026-07-10
This is great to hear! Thanks for giving us your feedback about Giselle! Have a great day!
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John Fish · 1 review · Experienced 2026-07-08 ·
★★★★★
Very polite professional and efficient
Reply from Texas Bay Credit Union2026-07-09
Thank you for sharing this with us, John! We're glad to hear that you had a good experience. Have a great day!
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Patricia R. · 3 reviews · Experienced 2026-07-09 ·
★★★★★
Ryan was great in assisting me with the…car loan
Ryan was great in assisting me with the questions I had today and it’s much appreciated!
Reply from Texas Bay Credit Union2026-07-09
Thank you, Patricia! We appreciate your feedback. Have a phenomenal day.