Texas Bay Credit Union (texasbaycu.org) has a 4.9 out of 5 rating on OK.one, based on 62 user reviews collected here. It is listed under Money & Insurance and its reputation is excellent. Praise is nearly unanimous, with 99% rating it 4 stars or higher; The business has replied to 100% of negative reviews. Last updated 2026-08-10.
What people say
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Ersa Roya · 1 review · Experienced 2026-07-09 ·
★★★★★
For a non tech older lady he had the…
For a non tech older lady he had the patience of a saint and saw me through a very taxing experience for me losing my ability to access my account
Reply from Texas Bay Credit Union2026-07-10
We're so happy you were able to call our team and get the help you needed! Have a great day!
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Michael Zitz · 2 reviews · Experienced 2026-07-08 ·
★★★★★
Every time I have to contact customer…
Every time I have to contact customer service they’re really good with getting me set and everything fixed. It’s just it’s a really great process and everybody working there is really great especially Christopher with my last call. Got me set up in just a couple minutes. It was really great.
Reply from Texas Bay Credit Union2026-07-08
Thanks for leaving us a review, Michael! We are happy to hear this!
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ANDRAE JACKSON · 2 reviews · Experienced 2026-07-07 ·
★★★★★
I had an excellent experience financing…
I had an excellent experience financing my vehicle through Texas Bay Credit Union. Giselle Alfaro was outstanding throughout the entire process. She patiently answered all of my questions and took the time to explain the different financing options available, making sure I felt informed and confident every step of the way. I highly recommend Texas Bay Credit Union to anyone looking to finance a vehicle. Their professionalism, exceptional customer service, and commitment to their members are clearly evident.
Reply from Texas Bay Credit Union2026-07-08
This is so awesome to hear, Andrae! Thank you for sharing your financing experience with us! Have a great week!
Rayan, we are sorry to see that you did not have a 5-star experience. We would like to hear more about your feedback. Please reach out to us directly at [email protected]
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B. Ray · 5 reviews · Experienced 2026-06-26 ·
★★★★★
Service With A Smile
Ms. Brandi is genuinely amazing. Her smile is genuine. Her care for the customers is genuine. She truly makes you feel welcome
The reason I say amazing is because I was in the drive thru. Customer Service on a screen. I still felt up close and personal. Just like being inside of the credit union with a teller. It is always Sunny At The Bay. Thank you Ms. Brandi for your service with a smile. You make the difference in a wonderful experience. I could have visited with Ms. Brandi for the rest of the day. That is how welcome she makes her customers feel. Thank you T.B.C.U. for great service and great staff.
Reply from Texas Bay Credit Union2026-07-06
That's wonderful to hear! We appreciate your review and are very glad to know your thoughts. Have a great day!
I needed to make a transfer to a different account and Ryan was helpful responded quick and was very professional.
Reply from Texas Bay Credit Union2026-06-26
Thank you for sharing this with us, Veronica! We appreciate it! Have a great day.
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Michelle Jackson · 2 reviews · Experienced 2026-06-23 ·
★★★★★
Helped by Christopher
Today I was help by Christopher, who is very pleasant and was very helpful. He helped me to fix my password and username today and he did an excellent job. He went above and beyond his call of duty and I do appreciate what he did for me so thank you Christopher you deserve a five-star and above.
Michelle Jackson
Reply from Texas Bay Credit Union2026-06-24
Thank you for letting us know, Michelle! We are so happy to hear this. Have a great day!
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Jose Garcia · 4 reviews · Experienced 2026-06-24 ·
★★★★★
Had Great help Thank you Jasmeen for…
Had Great help Thank you Jasmeen for helping me take care of my issue in a fast and timely manner
Reply from Texas Bay Credit Union2026-06-25
We are so happy that your issue was resolved with a quickness, Jose! Have a wonderful day!
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Chrissy · 1 review · Experienced 2026-06-22 ·
★★★★★
I called in today with questions…
I called in today with questions regarding my new account. I had the pleasure of speaking with Ryan!!! He was amazing! He clarified my concerns and also explained the process!! Ryan thank you so much for helping me today!!! Just day one of my account being open and already the customer service is top tier!
Reply from Texas Bay Credit Union2026-06-23
Thanks for sharing this with us, Chrissy! We love to see this! Have a great day.
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Diego Gonzalez · 1 review · Experienced 2026-06-18 ·
★★★★★
Tierrany Gilliam is so nice and very…
Tierrany Gilliam is so nice and very helpful with everything I needed. She is awesome!
Reply from Texas Bay Credit Union2026-06-22
Thanks for sharing this with us. Diego! We are happy to hear this. Have a great day!
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Judith Cruz · 1 review · Experienced 2026-06-20 ·
★★★★★
Exceptional service
Ryan was very helpful. I have never given a late payment and I wanted to make sure I had a grace period for my auto loan. He was able to address all my concerns.
Reply from Texas Bay Credit Union2026-06-22
Thank you for letting us know, Judith! We appreciate it so much and hope to help you again soon!
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Dildar Ahmed · 1 review · Experienced 2026-06-18 ·
★★★★★
I had a great experience with…Mr. Christopher (Cris )
I had a great experience with Christopher today over the phone .He was very professional, courteous, and extremely helpful throughout the entire process. He took the time to answer all my questions clearly and made sure all my banking needs were handled efficiently. His patience, knowledge, and friendly attitude made the experience stress-free and pleasant. Christopher truly went above and beyond to provide outstanding customer service. Thank you for your excellent support! Highly recommended.
Reply from Texas Bay Credit Union2026-06-22
Thank you for this wonderful review. We've let Christopher know about your kind words!