Three Sticks Lending (threestickslending.com) has a 4.7 out of 5 rating on OK.one, based on 102 user reviews collected here. It is listed under Money & Insurance and its reputation is excellent. Praise is nearly unanimous, with 95% rating it 4 stars or higher; The business has replied to 100% of negative reviews. Last updated 2026-08-10.
What people say
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Alan Hart · 5 reviews · Experienced 2026-06-29 ·
★★★★★
Always a good experience
I have used them several times. Always feel like I am in good hands.
Reply from Three Sticks Lending2026-07-02
Hello Alan! We are delighted to have you as a VIP customer of three Sticks Lending. We appreciate your loyalty and look forward to maintaining our lending partnership with you. If you ever have any questions or concerns, please do not hesitate to contact us at [email protected] or call us at (844) 328-1024. Thank you for choosing Three Sticks Lending as your preferred lender. We value your business and are committed to providing you with exceptional service.
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customer · 2 reviews · Experienced 2026-06-30 ·
★★★★★
The customer service representative was…
The customer service representative was very helpful and pleasant and tried to assist me with the portal. I was able to enroll.⭐️⭐️⭐️⭐️⭐️
Reply from Three Sticks Lending2026-07-02
Hi! Thank you so much for leaving us a fantastic five-star review. We're thrilled to hear that you had an amazing experience with our Customer Care Team. Providing excellent customer service is our top priority here at Three Sticks Lending, and we're grateful for the opportunity to serve you. Thank you again for your business!
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Dale Mann · 1 review · Experienced 2026-06-25 ·
★★★★★
Three Sticks Lending was easy
Three Sticks Lending was fast, easy and the process was efficient.
Reply from Three Sticks Lending2026-07-02
Thank you for sharing your experience with us, Dale! It’s great to hear the positive feedback. Please don't hesitate to reach out to us any time at [email protected] or at (844) 328-1024.
Everything was easy and smooth when applying and being granted a loan. However, I am supposed to receive the loan today by the end of the business day but it is almost 4:00 p.m. and I have not received it yet so that is the only reason I gave 4 instead of 5 stars!! So fingers crossed I receive my deposit soon!! Other then that thank you!!
Reply from Three Sticks Lending2026-06-30
Hello Shawna, thank you for reaching out. We are always here to help. Our records indicate that your loan was successfully funded on 06/29/206 to your bank account. We recommend contacting your banking institution to verify the deposit from Three Sticks Lending. If funds have not been deposited on the Effective date, please contact our customer care team at (844) 328-1024 or via email at [email protected]. Thank you
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Anne Bedford · 3 reviews · Experienced 2026-06-26 ·
★★★★★
Easy application fast funding
Reply from Three Sticks Lending2026-06-29
Thank you for the review. We are pleased to gain this feedback as we do strive to make the loan process as quick and easy as possible. We appreciate your business.
The person I spoke with was very pleasant and helpful. Very patient
Reply from Three Sticks Lending2026-06-29
Hi Vicki! Thank you so much for leaving us a fantastic five-star review. We're thrilled to hear that you had an amazing experience with our Customer Care Team. Providing excellent customer service is our top priority here at Three Sticks Lending, and we're grateful for the opportunity to serve you. Thank you again for your business!
You're most welcome and thank you for the review, Darby! We're glad our staff was able to help you with the funding you requested in your time of need. Let us know if you have any questions at [email protected] or at (844) 328-1024.
K
Kavon Gray · 2 reviews · Experienced 2026-06-26 ·
★★★★★
Excellent costumer service and they…
Excellent costumer service and they give you a payout option to pay in full then you can take out another loan right away ✨
Reply from Three Sticks Lending2026-06-29
Thank you for your review, Kavon! We appreciate the feedback and look forward to the opportunity to serve you. Let us know if you have any questions at [email protected] or at (844) 328-1024.
Fast approval & funds deposited in a day as stated by Three Sticks. Just in time to meet my needs. Definitely doing business with Tree Sticks Lending.
Reply from Three Sticks Lending2026-06-29
Thank you for sharing your experience with us, Edmond! It’s great to hear the positive feedback. Please don't hesitate to reach out to us any time at [email protected] or at (844) 328-1024.
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Bruce Bornstein · 3 reviews · Experienced 2026-06-23 ·
★★★★★
Loan Approval Without Snags From Three Sticks
I got my small loan approved by Three Sticks online In short order without encountering any cogs in the wheels. I did not actually have to speak to an agent throughout the entire simple process, and I was pleased to find out that my loan was quickly approved, and an ACH payment was made in my checking account the very next morning after my application.
Reply from Three Sticks Lending2026-06-26
Thank you for sharing your experience with us, Bruce! It’s great to hear the positive feedback. Please don't hesitate to reach out to us any time at [email protected] or at (844) 328-1024.
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N. Cleveland · 2 reviews · Experienced 2026-06-23 ·
★★★★★
The 2nd time was very quick and easy
The 2nd time was very quick and easy. The CS was friendly knowledgeable and the process only took a few minutes. The funds were available 2 hours after I spoke with CS. Thank you.
Reply from Three Sticks Lending2026-06-24
Hello! We are delighted to have you as a VIP customer of Three Sticks Lending. We appreciate your loyalty and look forward to maintaining our lending partnership with you. If you ever have any questions or concerns, please do not hesitate to contact us at [email protected] or call us at (844) 328-1024. Thank you for choosing Three Sticks Lending as your preferred lender. We value your business and are committed to providing you with exceptional service.
J
Just sit back and read · 2 reviews · Experienced 2026-06-22 ·
★★★★★
Easy process from beginning to end.
Reply from Three Sticks Lending2026-06-24
Hi, we appreciate the five-star review – thank you! We’re happy to hear that our Customer Care team made it easy for you. Thank you for choosing Three Sticks Lending!
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Maria Serraras · 1 review · Experienced 2026-06-22 ·
★★★★★
Thanks for this opportunity to help me…
Thanks for this opportunity to help me through difficult situations
Reply from Three Sticks Lending2026-06-23
You're most welcome and thank you for the review, Maria! We're glad our staff was able to help you with the funding you requested in your time of need. Let us know if you have any questions at [email protected] or at (844) 328-1024.
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CARRIE · 2 reviews · Experienced 2026-06-19 ·
★★★★★
Always knowledgeable
Always knowledgeable, kind and efficient and there when I need.
Reply from Three Sticks Lending2026-06-22
Thank you for sharing your experience with us, Carrie! It’s great to hear the positive feedback. Please don't hesitate to reach out to us any time at [email protected] or at (844) 328-1024.
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Mark Jorda · 2 reviews · Experienced 2026-06-19 ·
★★★★★
Quick money when you NEED it
Quick money when you NEED it, the more you are a returning customer the better the interest rates get. Even with poor credit you can get one!
Reply from Three Sticks Lending2026-06-22
Thank you for sharing your experience with us, Mark! It’s great to hear the positive feedback. Please don't hesitate to reach out to us any time at [email protected] or at (844) 328-1024.
I asked for a loan and I got it in one day. They put it in my checking account ready to go. The amazing thing is I never spoke to anyone. Thanks Three Sticks Lending!
Kathy
Reply from Three Sticks Lending2026-06-22
You're most welcome and thank you for the review, Kathleen! We're glad our staff was able to help you with the funding you requested in your time of need. Let us know if you have any questions at [email protected] or at (844) 328-1024.
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Alice Montoya · 1 review · Experienced 2026-06-11 ·
★★★★★
Three Sticks was there when I reached…
Three Sticks was there when I reached out.
Excellent customer service.
Reply from Three Sticks Lending2026-06-17
Thank you for your feedback, Alice! We are proud of the dependable, quality service that we provide. It’s great to hear that you were fully satisfied with your experience with us! Thank you for being a loyal customer!
The funds were available when they said they were and the whole process was quick and easy
Reply from Three Sticks Lending2026-06-15
Thank you for the review. We are pleased to gain this feedback as we do strive to make the loan process as quick and easy as possible. We appreciate your business.
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Ethel biggs · 1 review · Experienced 2026-06-03 ·
★★★★★
Easy
Easy , fast so simple to do...money received fast!
Reply from Three Sticks Lending2026-06-15
Thank you for the five-star review, Ethel! We’re happy to hear that our Customer Care team made it easy for you. Thank you for choosing Three Sticks Lending!
I called the company several times times to find out when and where and why said account was opened. I gave the company every phone number I’d used and every email id used. Each time they refused to recognize me and give me any information concerning the issue. I repeatedly told them that if I cannot be recognized as the account holder or given any data on account then all I could grasp was that said account was in fact fraudulent. Still waiting for common sense.
Reply from Three Sticks Lending2026-06-12
Hello Glenn, thank you for reaching out, We are always here to help.
We are firmly committed to ensuring that our customers have a clear understanding of the fact that this is an expensive form of borrowing. As such, we make it a top priority to provide them with a comprehensive breakdown of our rates and terms, while also providing full disclosure on all fees associated with the loan well before originating the loan. Our goal is to ensure that our customers are fully informed and equipped to make informed decisions regarding their borrowing needs, while also fostering a culture of transparency and trust in all our dealings.
We strongly encourage our customers to take advantage of our no pre-payment penalty policy by paying off their loan early. Doing so will result in substantial savings on interest charges. Additionally, customers have the option to make additional payments towards the principal balance of the loan, which can help reduce the overall cost of borrowing. We believe that these options provide our customers with greater flexibility and control over their finances.
Reviewing your account, we see that we attempted to reach you to resolve this matter but were unsuccessful. Please feel free to contact us directly at [email protected] or (844) 328-1024 at your earliest convenience so we may resolve this issue.
Thank you.
