Three Sticks Lending (threestickslending.com) has a 4.7 out of 5 rating on OK.one, based on 102 user reviews collected here. It is listed under Money & Insurance and its reputation is excellent. Praise is nearly unanimous, with 95% rating it 4 stars or higher; The business has replied to 100% of negative reviews. Last updated 2026-08-10.
What people say
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Dean · 2 reviews · Experienced 2026-05-14 ·
★★★★★
I used 3 sticks before The first time I…
I used 3 sticks before The first time I called And gave my information all good This time I went online and Filled in my information And I still had to call And give my information again The whole process took less than 10 minutes so it's all good
Reply from Three Sticks Lending2026-05-19
Hello Dean! We are delighted to have you as a VIP customer of Three Sticks Lending. We appreciate your loyalty and look forward to maintaining our lending partnership with you. If you ever have any questions or concerns, please do not hesitate to contact us at [email protected] or call us at (844) 328-1024. Thank you for choosing Three Sticks Lending as your preferred lender. We value your business and are committed to providing you with exceptional service.
After a few calls to get someone who understands what I was trying to say, and the blessings of it being my bday, they helped me in a great way to help me pay my bill and to get it back at good standing by making a great payment plan that I could afford in these hard times. I appreciate it so much. Thanx Mike.
Reply from Three Sticks Lending2026-05-18
Thank you so much for taking the time to leave us a five-star review! We are thrilled to hear that one of our customer care agents provided you with exceptional service. Receiving these types of reviews brightens our day! We want to make sure you are completely satisfied with your experience, so please don't hesitate to reach out to us if you have any questions or concerns. You can contact us at [email protected] or by calling our dedicated customer service line at (844) 328-1024. Thank you again for choosing Three Sticks Lending and for being a valued customer. We look forward to serving you again soon!
Great for approving.. for a 450.00 loan you are going to pay them back 3,000. The interest is so high, very hard to pay off when you want to.. criminal in my opinion.
Reply from Three Sticks Lending2026-05-14
Hi Tammy,
Thank you for reaching out. We are always here to help.
We are firmly committed to ensuring that our customers have a clear understanding of the fact that this is an expensive form of borrowing. As such, we make it a top priority to provide them with a comprehensive breakdown of our rates and terms, while also providing full disclosure on all fees associated with the loan well before originating the loan. Our goal is to ensure that our customers are fully informed and equipped to make informed decisions regarding their borrowing needs, while also fostering a culture of transparency and trust in all our dealings.
We strongly encourage our customers to take advantage of our no pre-payment penalty policy by paying off their loan early. Doing so will result in substantial savings on interest charges. Additionally, customers have the option to make additional payments towards the principal balance of the loan, which can help reduce the overall cost of borrowing. We believe that these options provide our customers with greater flexibility and control over their finances.
Reviewing your account, we see that we attempted to reach you to resolve this matter but were unsuccessful. Please feel free to contact us directly at [email protected] or (844) 328-1024 at your earliest convenience so we may resolve this issue.
Thank you.
three sticks lending has been such a life savor and they are extremely reliable when other financial aspects or situations are not. Their staff are always friendly and professional! i would recommend to anyone that needs an immediate loan!
Reply from Three Sticks Lending2026-05-15
Hello Ashley, you are very welcome. We look forward to working with you as your lending partner. Knowing you would recommend us to others is what we strive to accomplish and the best compliment we could receive. Thank you!
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Bobby Wale · 1 review · Experienced 2026-05-11 ·
★★★★★
Fast and easy
Fast and easy. Very helpful.
Reply from Three Sticks Lending2026-05-13
Thank you for the review. We are pleased to gain this feedback as we do strive to make the loan process as quick and easy as possible. We appreciate your business.
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Anthony Alvarez · 1 review · Experienced 2026-05-13 ·
★★★★★
Anthony Alvarez Julie was great helped…
Anthony Alvarez Julie was great helped out lots was great
Reply from Three Sticks Lending2026-05-13
Thank you so much for taking the time to leave us a five-star review! We are thrilled to hear that one of our customer care agents provided you with exceptional service. Receiving these types of reviews brightens our day! We want to make sure you are completely satisfied with your experience, so please don't hesitate to reach out to us if you have any questions or concerns. You can contact us at [email protected] or by calling our dedicated customer service line at (844) 328-1024. Thank you again for choosing Three Sticks Lending and for being a valued customer. We look forward to serving you again soon!
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Carol Ramirez · 2 reviews · Experienced 2026-05-11 ·
★★★★★
It's my first time applying for this loan office.
It was easy to apply online..
Reply from Three Sticks Lending2026-05-11
Hi Carol, we appreciate the five-star review – thank you! We’re happy to hear that our Customer Care team made it easy for you. Thank you for choosing Three Sticks Lending!
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Princess · 1 review · Experienced 2026-05-05 ·
★★★★★
Quick and to the point!
Reply from Three Sticks Lending2026-05-08
Thank you for the review. We are pleased to gain this feedback as we do strive to make the loan process as quick and easy as possible. We appreciate your business.
We appreciate the time you took to share this review. We're happy to know that you found the process timely and the level of professionalism exceptional. We appreciate your business.
Thank you for the review. We are pleased to gain this feedback as we do strive to make the loan process as quick and easy as possible. We appreciate your business.
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Sarah Triebold · 1 review · Experienced 2026-05-03 ·
★★★★★
The application process was easy and I…
The application process was easy and I was approved in no time. The funds were in my account the next day!
Reply from Three Sticks Lending2026-05-05
Hi Sarah, we appreciate the five-star review – thank you! We’re happy to hear that our Customer Care team made it easy for you. Thank you for choosing Three Sticks Lending!
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Mark Weber · 2 reviews · Experienced 2026-04-21 ·
★★★★★
Excellent customer service who…
Excellent customer service who explained things very clearly.
Reply from Three Sticks Lending2026-05-04
Thank you so much for taking the time to leave us a five-star review! We are thrilled to hear that one of our customer care agents provided you with exceptional service. Receiving these types of reviews brightens our day! We want to make sure you are completely satisfied with your experience, so please don't hesitate to reach out to us if you have any questions or concerns. You can contact us at [email protected] or by calling our dedicated customer service line at (844) 328-1024. Thank you again for choosing Three Sticks Lending and for being a valued customer. We look forward to serving you again soon!
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Billy Green Jr · 4 reviews · Experienced 2026-04-29 ·
★★★★★
Very easy to work with and helpful
Reply from Three Sticks Lending2026-04-30
Hi Billy, we appreciate the five-star review – thank you! We’re happy to hear that our Customer Care team made it easy for you. Thank you for choosing Three Sticks Lending!
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Susan Parker · 10 reviews · Experienced 2026-04-27 ·
★★★★★
Better than last time I tried
Better than last time I tried. Had to call in for additional verification. This time I actually talked to someone that knew what to do to process the loan out. Last time I talked with 2 people and they still couldn't handle the transaction. Those 2 need additional training. The customer service rep this time was quick, knowledgeable and handled it in only a few minutes.
Reply from Three Sticks Lending2026-04-29
Thank you for the feedback. We love to hear from our customers, especially when it comes to the level of care they received from our account specialists! We are happy to be able to help during your times of need and appreciate your business.
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S Jackson · 2 reviews · Experienced 2026-04-27 ·
★★★★★
Smooth sailing process
Getting approved for this loan was a blessing. The workers were very professional and helpful to me & my family's needs.
Reply from Three Sticks Lending2026-04-28
We appreciate the time you took to share this review. We're happy to know that you found the process simple and timely and the level of professionalism exceptional. We appreciate your business.
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Becke · 1 review · Experienced 2026-04-24 ·
★★★★★
Pleasant
Pleasant, knowledgeable agent. Rapid service - same day!
Reply from Three Sticks Lending2026-04-27
Thank you for sharing your experience with us, Becke! It’s great to hear the positive feedback. Please don't hesitate to reach out to us any time at [email protected] or at (844) 328-1024.
I had excellent service and and knowledgeable person her name was Ericka and I appreciate all she did to help me with my loan and thanks for yor kindness and helpfulness in making my loan experience complete take care 😊
Reply from Three Sticks Lending2026-04-28
Thank you so much for taking the time to leave us a five-star review! We are thrilled to hear that one of our customer care agents provided you with exceptional service. Receiving these types of reviews brightens our day! We want to make sure you are completely satisfied with your experience, so please don't hesitate to reach out to us if you have any questions or concerns. You can contact us at [email protected] or by calling our dedicated customer service line at (844) 328-1024. Thank you again for choosing Three Sticks Lending and for being a valued customer. We look forward to serving you again soon!
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Michael Demit · 1 review · Experienced 2026-04-23 ·
★★★★★
No long wait
Reply from Three Sticks Lending2026-04-27
Thank you for taking the time to leave this positive review. We appreciate your business.
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Bob Froyen · 1 review · Experienced 2026-04-24 ·
★★★★★
customer service
Taeja was a display of what customer service should be. She was clear on explaining everything to me. This is my 2nd loan wIth Three sticks lending and it is people like Taeja that keep returning customers.
Reply from Three Sticks Lending2026-04-27
Thank you so much for taking the time to leave us a five-star review! We are thrilled to hear that one of our customer care agents provided you with exceptional service. Receiving these types of reviews brightens our day! We want to make sure you are completely satisfied with your experience, so please don't hesitate to reach out to us if you have any questions or concerns. You can contact us at [email protected] or by calling our dedicated customer service line at (844) 328-1024. Thank you again for choosing Three Sticks Lending and for being a valued customer. We look forward to serving you again soon!
