Three Sticks Lending (threestickslending.com) has a 4.7 out of 5 rating on OK.one, based on 102 user reviews collected here. It is listed under Money & Insurance and its reputation is excellent. Praise is nearly unanimous, with 95% rating it 4 stars or higher; The business has replied to 100% of negative reviews. Last updated 2026-08-10.
What people say
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Eric E Hayes · 3 reviews · Experienced 2026-06-11 ·
★★★★★
This was the easiest by far ever… they…
This was the easiest by far ever… they help out the less fortunate with care and compassion and kindness… thank you sticks for helping me out…
Reply from Three Sticks Lending2026-06-12
Thank you for the feedback. We love to hear from our customers, especially when it comes to the level of care they received from our account specialists! We appreciate your business.
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Linda ouellette · 3 reviews · Experienced 2026-06-09 ·
★★★★★
You entire staff is extremly…
You entire staff is extremly professional and knowledgeable.. ty for your rapid funding...🥰
Reply from Three Sticks Lending2026-06-12
We appreciate the time you took to share this review. We're happy to know that you found the level of professionalism exceptional. We appreciate your business.
Thank you for the review. We are pleased to gain this feedback as we do strive to make the loan process as quick and easy as possible. We appreciate your business.
First of all, they have people who speak Spanish. And the staff is very friendly
Reply from Three Sticks Lending2026-06-10
Hi, Ysaida! Thanks for the review. We're glad to hear our staff was very friendly. We will continue to work hard to earn your business.
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RCool · 1 review · Experienced 2026-06-08 ·
★★★★★
Very helpful
Very helpful
Quick response
Reply from Three Sticks Lending2026-06-10
Thank you for the review. We are pleased to gain this feedback as we do strive to make the loan process as quick and easy as possible. We appreciate your business.
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Robert Favila · 1 review · Experienced 2026-05-02 ·
★★★★★
They are great n fast too .thank u
Reply from Three Sticks Lending2026-06-05
Thank you for taking the time to leave this positive review. We appreciate your business.
Threesticks made my experience super easy and convenient in a time of need. The money was there in less than 24 hours and that was greatly appreciated. No hassle just straight to business and i thank you.
Reply from Three Sticks Lending2026-06-05
Thank you for sharing your experience with us, Markie! It’s great to hear the positive feedback. Please don't hesitate to reach out to us any time at [email protected] or at (844) 328-1024.
M
Moise · 2 reviews · Experienced 2026-06-02 ·
★★★★★
The experience was great
The experience was great; however, the rate is way too high.
Reply from Three Sticks Lending2026-06-04
Thank you for sharing your experience with us, Moise! It’s great to hear the positive feedback. You are correct that this is an expensive form of borrowing. Three Sticks Lending loans are designed to meet short-term borrowing needs and are not intended to be a long-term financial solution. There is no fee for paying the loan off early and many of our customers save a significant amount in fees when they pay the loan off early. Please don't hesitate to reach out to us any time at [email protected] or at (844) 328-1024.
I was a repeat and it took about 5 mins. Great experience!
Reply from Three Sticks Lending2026-06-01
Hello Molly! We are delighted to have you as a VIP customer of Three Sticks Lending. We appreciate your loyalty and look forward to maintaining our lending partnership with you. If you ever have any questions or concerns, please do not hesitate to contact us at [email protected] or call us at (844) 328-1024. Thank you for choosing Three Sticks Lending as your preferred lender. We value your business and are committed to providing you with exceptional service.
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Candy King · 5 reviews · Experienced 2026-05-27 ·
★★★★★
It was fast
It was fast , friendly and easy to do
Reply from Three Sticks Lending2026-06-01
We appreciate the time you took to share this review. We're happy to know that you found the process simple and timely and the level of professionalism exceptional. We appreciate your business.
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Travis Mann · 1 review · Experienced 2026-05-29 ·
★★★★★
Very helpful professional
Reply from Three Sticks Lending2026-06-01
We appreciate the time you took to share this review. We're happy to know that you found the level of professionalism exceptional. We appreciate your business.
Was very simple and easy going through the process.
Reply from Three Sticks Lending2026-06-01
Thank you for the review. We are pleased to gain this feedback as we do strive to make the loan process as quick and easy as possible. We appreciate your business.
Today, Thursday May 28, 2026 at 1:17 pm.
I talk with a rude young guy I couldn’t get his name because he was talking to fast. all I wanted to do is pay off my loan and I’m trying to tell him that I’m going to send my check in the mail it seems like he didn’t understand English or he didn’t won’t understand what I was saying or he thinks I’m going to send a fake check in the mail . NO IM NOT STUPID! I would never do that . Plus he was getting a attitude with me. I didn’t appreciate that at all. Just wanted pay my loan off that’s it and I don’t like to leave any negative reviews on people.but,
he made me mad though and I appreciate that y’all let me borrow money.still I’m not going have anyone giving me attitude over the phone when I want to pay you guys off .Thank you:)
Reply from Three Sticks Lending2026-05-29
Hi Ashley, thank you for reaching out. We would like to help, but unfortunately, we are unable to locate your account with the information provided. Please contact us at [email protected] or at (844) 328-1024 so that we can further assist you. Thank you.
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Ann Birrittier · 24 reviews · Experienced 2026-05-27 ·
★★★★★
Three Sticks Lending is quick and…
Three Sticks Lending is quick and hassle free. Had my funds the next day. Their online app is easy to complete. Give them a try.
Reply from Three Sticks Lending2026-05-28
Thank you for sharing your experience with us, Ann! It’s great to hear the positive feedback. Please don't hesitate to reach out to us any time at [email protected] or at (844) 328-1024.
It was fine. Just the interest rate so high and I got pay back triple what I borrowed 😏but thanks for the help
Reply from Three Sticks Lending2026-05-22
Thank you for sharing your experience with us, Twanda! It’s great to hear the positive feedback. You are correct that this is an expensive form of borrowing. Three Sticks Lending loans are designed to meet short-term borrowing needs and are not intended to be a long-term financial solution. There is no fee for paying the loan off early and many of our customers save a significant amount in fees when they pay the loan off early. Please don't hesitate to reach out to us any time at [email protected] or at (844) 328-1024.
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Kate Gray · 1 review · Experienced 2026-05-21 ·
★★★★★
Ready In A Pinch
Always there when I have an emergency or in a pinch. I have the ability to pay off loan without incurring high monthly interest payments.
Reply from Three Sticks Lending2026-05-22
Hello Kate! We are delighted to have you as a VIP customer of Three Sticks Lending. We appreciate your loyalty and look forward to maintaining our lending partnership with you. If you ever have any questions or concerns, please do not hesitate to contact us at [email protected] or call us at (844) 328-1024. Thank you for choosing Three Sticks Lending as your preferred lender. We value your business and are committed to providing you with exceptional service.
I was having an issue with my payment dates. I called customer service and they updated my paydays for accurate payment plan. Very friendly and helpful 👌
Reply from Three Sticks Lending2026-05-21
Hi, Dorothy! Thanks for the review. We're glad to hear our staff was very helpful and friendly. We will continue to work hard to earn your business.
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Andre C · 3 reviews · Experienced 2026-05-18 ·
★★★★★
The process for the loan was simple…
The process for the loan was simple applied online and 10 minutes later was approved and deposit made by end of day.
Reply from Three Sticks Lending2026-05-20
Thank you for sharing your experience with us, Andre! It’s great to hear the positive feedback. Please don't hesitate to reach out to us any time at [email protected] or at (844) 328-1024.