About WithU Loans
Data updated- Website
- withuloans.com
- Category
- Money & Insurance
- Location
- United States
- Status
- Unclaimed
- Last 12 months
- 169 reviews
- Replies to negative
- 9% (3/35)
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About this business
W6LS, Inc. dba WithU Loans offers fast and easy access to installment loans up to $2,500 to help manage life's unexpected events. Our signature approach and streamlined technology matches you with on-demand loans that fit your unique need. Offering fast approvals, flexible terms and financial support made for the moment — we're WithU, every step of the way! Want to know what else makes us proud? ABOUT US CONTACT US APPLY FOR A LOAN WithU Loans is a tribal lending entity wholly owned by the Otoe-Missouria Tribe of Indians, a federally-recognized Indian tribe. WithU Loans is licensed and regulated by the Otoe-Missouria Consumer Finance Regulatory Commission, which regulates all consumer financial services conducted from tribal land of the Otoe-Missouria Tribe of Indians. Revenue from WithU Loans funds tribal community programs including elder service, education, after school programs, improvements for housing and infrastructure, and public safety. We think that's pretty darn cool!
Written by the business, not verified by us.Is WithU Loans legit?
WithU Loans (withuloans.com) has a 4.1 out of 5 rating on OK.one, based on 169 user reviews collected here. It is listed under Money & Insurance and its reputation is good. 75% of reviews are 4 stars or higher and 17% are 1 star; The business has replied to 9% of negative reviews; Reviews mostly discuss User experience, Customer service, Price. Last updated 2026-08-12.
What reviewers say
AI generatedReviewers had a great experience with this company. Customers frequently appreciate how fast and simple the online application process is, often receiving needed funds in their bank accounts within a single day to easily handle unexpected financial emergencies. People also mention that the customer service representatives are extremely kind, helpful, and always ready to assist whenever questions arise. However, some customers also noted that the repayment terms and overall interest rates are extremely high and burdensome. A few other people experienced frustrating communication barriers or unexpected delays when trying to reach support agents for help.
Auto-generated from all reviews of this business. For reference only.What people say
EASy process no complaints
Easy process to apply and very quick…
Easy process to apply and very quick delivery of funds
Effortless
Funds were available by the end of the day
They give you freedome when you need it…
They give you freedome when you need it asap great job guys!!!!!!
RECIEVED the funds asap when I was pre…
RECIEVED the funds asap when I was pre approved, easy application, set up with app easy
WithULoans is the correct name they…
WithULoans is the correct name they chose because no matter what you are going through they are with you from the beginning till the end!!! I used them before and had to reach out and use them again and like the first time they were there and for that I’m truly grateful may God continue to bless you all🙏
You expect me to open a different bank…
You expect me to open a different bank account to get a new loan? Not going to happen. I have used this account with previous loans with your company, so what’s the problem? Don’t want my business, fine.
Good for cash when in need
Good for cash when in need. Interest is too high.
Told me i was approved but the loan…
Told me i was approved but the loan went through. Waste of time
Warning
Warning: Predatory lending practices and runaround tactics Please save yourself the headache and avoid this company. I completed an application, got approved, and signed a legally binding contract for a $1,000 loan. After waiting, the money was never deposited into my Capital One account. Instead, I received an automated email claiming they ran into a problem trying to deposit the funds. Rather than fixing the deposit on their end, they tried to claim my signed contract was no longer valid, ignored emails that successfully sent my documents, and tried to force me into a runaround loop of re-verifying everything and starting over. Their story completely fell apart, and they shifted the blame instead of honoring the agreement. Watch out for these games and protect your personal and banking information.
When I applied for my loan it was very…
When I applied for my loan it was very simple. Once I gave all my information I was approved right then. And I received my loan in 2 working days. I will refer you to all my friends that need help with money being short at the moment. Thank you!
I had a bank account problem
I had a bank account problem . It has been fixed and I also am a returning customer. With u would not work with me at all to use the same bank as account and only would issue a paper check .
You put me on weekly payments imma have…
You put me on weekly payments imma have to payback the loan in full for it’s not worth it at all. You never ask how frequent the payment options where nevertheless I’m paying it back in full
all reps were very helpful and…
all reps were very helpful and professional very friendly
The process was friendly
The process was friendly, and the Funds arrived as promised.
I had to verify myself 10 times on the…
I had to verify myself 10 times on the same call with the same person. It was nothing short of ludicrous. If you distrust me that much it can only mean YOU think I AM JUST LIKE YOU
I was approved for 1,300
I was approved for 1,300, but only did the 1,000. If I knew what the difference in payment was, I may have borrowed the 1,300
Website doesn’t work can’t apply for…
Website doesn’t work can’t apply for loan. Keeps spinning.
Fast and easy..returning customer so it…
Fast and easy..returning customer so it was fast..now to pay it off quickly that’s the goal..one thing I didn’t like I was not offered a lower rate as the multiple emails and physical mail indicate..