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W6LS, Inc. dba WithU Loans offers fast and easy access to installment loans up to $2,500 to help manage life's unexpected events. Our signature approach and streamlined technology matches you with on-demand loans that fit your unique need. Offering fast approvals, flexible terms and financial support made for the moment — we're WithU, every step of the way! Want to know what else makes us proud? ABOUT US CONTACT US APPLY FOR A LOAN WithU Loans is a tribal lending entity wholly owned by the Otoe-Missouria Tribe of Indians, a federally-recognized Indian tribe. WithU Loans is licensed and regulated by the Otoe-Missouria Consumer Finance Regulatory Commission, which regulates all consumer financial services conducted from tribal land of the Otoe-Missouria Tribe of Indians. Revenue from WithU Loans funds tribal community programs including elder service, education, after school programs, improvements for housing and infrastructure, and public safety. We think that's pretty darn cool!
Written by the business, not verified by us.WithU Loans (withuloans.com) has a 4.1 out of 5 rating on OK.one, based on 169 user reviews collected here. It is listed under Money & Insurance and its reputation is good. 75% of reviews are 4 stars or higher and 17% are 1 star; The business has replied to 9% of negative reviews; Reviews mostly discuss User experience, Customer service, Price. Last updated 2026-08-12.
Reviewers had a great experience with this company. Customers frequently appreciate how fast and simple the online application process is, often receiving needed funds in their bank accounts within a single day to easily handle unexpected financial emergencies. People also mention that the customer service representatives are extremely kind, helpful, and always ready to assist whenever questions arise. However, some customers also noted that the repayment terms and overall interest rates are extremely high and burdensome. A few other people experienced frustrating communication barriers or unexpected delays when trying to reach support agents for help.
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Why amI paying back 3000 dollars on a 900 dollar loan that why it's a sorry deal. I will pay the loan never get loan or have my friend get one this is a shit loan.
Customer service was awesome patient kind and very friendly
Just waiting and seeing hope all good
I received a text that said if I got another loan, I would get a promotion rate. I got another loan but the rate is the exact same that I’ve been getting the whole time. No promotion. I still have to screenshot. I called and spoke to someone on the phone and she had no clue what I was talking about kept talking about something that had nothing to do with what I was saying. I was trying to say the promotion was promotional interest rate, but all she kept talking about was the monthly payment and she had no clue because she was in another country and didn’t understand why things are in America.
My need was addressed professionally, respectfully and quick. Thank you!
Really came through in an emergency, thanks!!!
Application was easy as well and getting it right away nice customer service team
The application process could not have been easier to apply. The relevant information necessary for approval was asked for, and it required very little time to fill out, maybe 10 minutes. Once the approval was given, I had the money in my bank account in one day! Thanks.
I wish I could've ask for more than what I received but I will give 5 stars because you all did deliver. Now, it's time for me to pay it all back. So, I will thank you for helping me. People they will help you if you need the help.
Hello, WithU Loans is a very good place to barrow money from. It can be a bit expensive so read your contract carefully. The people that work there are very friendly and helpful , need something just ask Customer service. There is to much good stuff to mention in this review.
I need a loan quickly due to needing to pay for a car repair and I got the money fast, with little hassle.
First of all, thank you for the $300 loan. As I was filling out the application, I had some difficulty, but I contacted your extremely kind and knowledgeable agents. In fact, I called three times. The agent walked me through step-by-step, I couldn’t have appreciated it more.
Customer service was horrible dude was so rude to me for no reason! I got accepted for a loan and never got it. I guess the customer service dude did not want to help me at all
The process was easy and the deposit was sent in a timely manner
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