Autrella (www.autrella.com) has a 4.1 out of 5 rating on OK.one, based on 101 user reviews collected here. It is listed under Money & Insurance and its reputation is good. 75% of reviews are 4 stars or higher and 17% are 1 star; The business has replied to 95% of negative reviews; 77 of them were added in the last 12 months. Last updated 2026-08-11.
What people say
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Steven Kass · 2 reviews · Experienced 2026-03-02 ·
★★★★★
My DESP review
I called DESP on march 2nd to renew my plan because i liked it and felt it reasonable. My plan included oil changes. It was a nominal and very affordable price. I contacted my rep to renew and he told me, Unfortunately we no longer deal direct with the public you have to go to a dealership. Well going to a dealership to renew or sign up. The following will probably be the score, the price maybe even higher almost to double the original cost.
Thus we will pay way more then necessary. This is unfair to those of us that want to renew and maybe unfortunately will not due to price increase. We all know prices go up BUT not like they will after the dealership gets theirs. I told my rep how unhappy i was and he apologized to me but it is out of his control. He listened to Mr and i asked him to put in my complaint. He said im sorry, thank you and i said the same. I since called one of the numbers he gave me and the shop was very rude. I did not call back. If i can update this, i will.
You guys have never let me down. My claims have been dealt with in a very timely manner. I called with questions their answered or I’m directed to the right person. You always give me great experiences. Thank you so much. It’s such a joy, knowing that I am covered when I’m out on the road.
The insurance is expensive but has been there when I needed them
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Bob Massey · 1 review · Experienced 2025-04-30 ·
★★★★★
Non paying company.
Discount ESP did not cover the cost to fix my 2019 Harley-Davidson engine, due to me not having receipts for all oil I purchased. A lifter failed and destroyed my engine, even though I had records of all oil changes, some by a Harley-Davidson dealer and some by myself. This copy is a typical Insurance company, looking for ways not to cover insured items.
They lied again The amount was only $1,918.00.
And my records were performed per Harley-Davidson guidelines.
Reply from Autrella2025-11-26
Thank you for your feedback. It is unfortunate anytime we are unable to meet our client's expectations. Our claims team identified that there were significant maintenance gaps and overages in the records you provided. Although we were unable to cover the complete engine failure due to the lack of recorded maintenance of your vehicle, I am happy that we were able to cover over $2,500.00 in claims for you recently, much of that being a goodwill payment towards this repair.
*Regarding the later added accusation of lying, our records indicate we paid one claim for $1,918.02 and a second claim reimbursement for $596.90, totaling over $2,500.00 as stated above. Unfortunately, the service records provided did not adhere to the manufacturer's specifications.
Everything actually went well, only reason I didn’t give 5 stars is because when I got the service plan I had asked if it is good for all services including big ones like 25k and was told it did. So when I got everything done found out that yes, you can use it on any service, however they will only pay $400 and you have to cover the rest. But other than that I was satisfied with the service, my heated grips went out and I got a screw in my back tire that was covered other than the deductible of course.
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Douglas Nobles · 1 review · Experienced 2025-11-07 ·
★★★★★
I am new to this program
I am new to this program, so I don't have anything to review as to repairs. But getting initially enrolled was made very convenient by dealing with Franko. The cost of this service is significantly less than the one I had previously on other bikes. (That was the Harley dealership ESP plan.) He stayed in communication and responded quickly to any questions or concerns that I had. I look forward to continued use of this service and will gladly recommend to others.
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Pedro S · 3 reviews · Verified · Experienced 2025-10-27 ·
★★★★★
Always came thru 4 me
Always came thru 4 me, more than a few times without any issues whatsoever
I have used Discount ESP for many years on numerous motorcycles. Luckily I have been very lucky with my bikes and all claims have been minor. Its great when you can drop off a bike for service and repair and your only contact is "your bike is ready" and the charge is only your deductible as promised when I purchased the policy. I highly recommend Discount ESP
You would not cover my front tire. Your agent said it had dry rot which was ridiculous since it’s a 21 limited CVO with 15000 miles on it garage kept. Why offer wheel n tire if you don’t back it up
Reply from Autrella2025-10-07
Thank you for your feedback. It is unfortunate anytime an issue is outside the scope of your policy. As you mention dry rot was present on your tire. This was evident in the photos of the tire we were provided. It is not uncommon to see cracking or dry rot on a tire of that age. It is worth noting, every tire and wheel road hazard policy available has exclusions to their cover based on the tire condition prior to incurring a road hazard, including the factory endorsed policy.
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Greg Fregia · 1 review · Experienced 2025-10-05 ·
★★★★★
I had a great experience with Discount…
I had a great experience with Discount ESP. They answered any questions that I had very quickly. Franko was great. I had heard good things about the company is why I went with Discount ESP.
I was told about this extended warranty service for my 2023 Harley-Davidson Triglide by a friend of mine. He give me Franko number. When I called and talk to Franko he walk me through the process. When I called Franko with any questions about the insurance he was there to answer them thoroughly. I would highly recommend working with him as he was professional in every aspect of setting up the insurance. Thank you
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Joe · 4 reviews · Experienced 2025-09-19 ·
★★★★★
Autrella Insurance is the best
Autrella Insurance is the best. They have taken care of my motorcycle insurance for the last five years and I trust their process. Claims are easy to file when needed and the customer service is outstanding. Please reach out to Franko Cardozo: Phone: 239-399-5903. They offered me a solid policy even with high milage!
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Jr Baskins · 1 review · Experienced 2025-09-24 ·
★★★★★
Franko with discount esp was great and…
Franko with discount esp was great and extremely helpful with purchasing a warranty, I love discount esp and have used them for years. Life long customer.
I can not say enough about the service and ease of the claim process. I've submitted 4-5 claims and it has never been any type of issues or hold ups while processing and getting my bike fixed. I highly recommend.
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Richard · 1 review · Experienced 2025-09-17 ·
★★★★★
Frank was very informative and helpful…
Frank was very informative and helpful getting my extended warranty on my 2023 Road Glide 3. My original warranty was expiring in a couple days so time was of the essence to get a good rate. Frank was on it from the first contact and we got it all done. Pretty smooth process.