Debtmerica (www.debtmerica.com) has a 4.7 out of 5 rating on OK.one, based on 103 user reviews collected here. It is listed under Money & Insurance and its reputation is excellent. Praise is nearly unanimous, with 92% rating it 4 stars or higher; The business has not yet replied to negative reviews; 1 of them were added in the last 12 months. Last updated 2026-08-10.
What people say
K
Karen Kaye · 1 review · Experienced 2024-09-21 ·
★★★★★
Learn from our mistake
Learn from our mistake. Do your homework first. My husband and I elected to go to them to reduce our credit card debt to avoid filing bankruptcy. What we discovered later is that our creditors would have dealt with us directly to settle the debt. This organization is a boiler-room with disorganization that only makes your situation worse. You are not dealing with financial advisors that have any legal background, you are dealer with telemarketers that have a quota to make and they will promise you anything to get your business. Two years later and thousands of dollars later, we are back to Square #1 after being sued for two of the credit card accounts. We are now working directly with our creditors and avoiding bankruptcy, but it has cost us much more in the long-run. This company needs to be investigated.
Tony was very accommodating with my client and I. Wealth of knowledge, clear, concise and detailed oriented. Keep up the great work and thank u for your help with my client's needs. Appreciate it and looking forward to doing more business with u and the rest of the team. Let's make America great again! Take care cause I care and God bless u and your family! 🤙🏿 🙏🏿
The clarity of the presentation by Bernie Melendez on how the program work was well explained.
The journey so far has been great.
My only concern is the agent need to have a direct cell phone to reach them. Thanks for all you do to help humanity.