Had GREAT experience with Kait
Had GREAT experience with Kait. The whole process was seamless
Reply from ELFI2026-07-22
We're happy to hear about your experience with Kait, Catalina! Thanks for choosing ELFI.
About ELFI
Data updated- Website
- www.elfi.com
- Category
- Money & Insurance
- Location
- United States
- Status
- Unclaimed
- Last 12 months
- 17 reviews
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Is ELFI legit?
ELFI (www.elfi.com) has a 5.0 out of 5 rating on OK.one, based on 62 user reviews collected here. It is listed under Money & Insurance and its reputation is excellent. Praise is nearly unanimous, with 100% rating it 4 stars or higher; 17 of them were added in the last 12 months. Last updated 2026-08-10.
What people say
Wonderful experience!
Stan was awesome. He was knowledgeable, efficient and always so helpful. The entire process was seamless, stress free and EASY. Just do it!
Reply from ELFI2026-07-13
Thanks for your review, Halee! We're happy to hear that Stan made the process so easy. Thanks for choosing ELFI!
Worked with Stan Mitchell and…
Worked with Stan Mitchell and everything was incredibly smooth and stress free. Would absolutely work with ELFI again in the future if needed and recommend to friends!
Reply from ELFI2026-05-04
Thanks for leaving your feedback, James! We're happy to hear that Stan was so helpful and that you would recommend us to friends. Thanks for choosing ELFI!
Zero issues and AMAZING service
I had the pleasure of working with Kait Zubli and the experience couldn’t have gone any smoother! Kait stayed on top of my to do list and helped me navigate through some issues I was having signing my docs! Student loans are hard enough so having a great company with amazing employees helps lighten the mood of such a serious subject! Keep these employees happy and paid well because they are who we have to interact with and they are doing a wonderful job! Thank you again for being so wonderful!
Reply from ELFI2026-05-04
Thanks for leaving us a review, Debra! We're happy to hear that Kait was so helpful throughout the process. Thanks for choosing ELFI!
Straightforward and easy!
Refinancing was straightforward, and easy! Ryan was my advisor throughout the process, and he was tremendously helpful and explained everything in detail.
Reply from ELFI2026-03-17
Thanks for sharing your feedback, Trevor, and thanks for choosing ELFI!
Great experience
I worked with Stan! He was wonderful and very communicative throughout the whole refinancing process! The application was easy and the response time for my application decisions was quick and easy! I am really grateful for my experience and would highly recommend ELFI for anyone looking to refinance
Reply from ELFI2026-03-17
Thank you for recommending ELFI, Abby! We're glad to hear that Stan was so helpful and the application was easy. Thanks for choosing ELFI!
Great Service
I worked with Ryan Cooke and could not have chose a better advisor. He was very informative and answered every question. Ryan would also respond very quickly which I value. Looking forward to continue working with the company.
Reply from ELFI2026-03-17
Thanks for leaving your feedback, Austin! We're happy to hear that Ryan was so helpful. Thank you for choosing ELFI!
Great experience refinancing my student…
Great experience refinancing my student loans with ELFI. Stan was professional, responsive, and made the entire process quick and easy. Highly recommend!
Reply from ELFI2026-02-23
Thanks for leaving your feedback and recommending us, Mariano! We're glad you had a great experience refinancing your student loans with us. Thanks for choosing ELFI!
Great Company!!
Elfi made this experience super simple by reaching out and helping you every step of the way. I was pleasantly surprised when they called me after my initial application to introduce themselves and ask if I had any questions.
Reply from ELFI2026-02-09
Thank you for your feedback, Haley! We're happy to hear that the application process was easy for you. Thanks for choosing ELFI.
An Excellent Student Loan Refinance Experience with ELFI
I did extensive research on student loan refinance options and ultimately chose ELFI, which turned out to be an excellent decision. Before starting the application, I called to ask a few questions—specifically to confirm that the initial interest rate I was quoted would not change significantly once I officially applied. I was assured that the estimated rate would be honored. I began the online application on Monday, and by today—Thursday—I was approved and had signed all of my documents (and the process could have been even faster if I hadn’t delayed a step on my end). The entire experience was fully online, extremely straightforward, and very easy to navigate. My loan advisor, Stan, was fantastic. He stayed in close contact with me via email and text throughout the process. I couldn’t be happier with the experience and will definitely recommend ELFI to my friends.
Reply from ELFI2026-01-23
We're happy to hear that you had a great experience and appreciate you choosing us, and thank you for recommending us!
Stan Mitchel made this process so much…
Stan Mitchel made this process so much less stressful for me. This is the first loan I have ever successfully refinanced, i had a lot of questions and he broke everything down for me so i understood what needed to be done, and replied to me very quickly. im so excited and thankful to have refinanced with his guidance. He is a very nice and professional person.
Reply from ELFI2026-01-23
We're happy to hear that the refinancing process was less stressful, and we appreciate your positive feedback. Thanks for choosing ELFI!
I worked with Ryan Cooke who was very…
I worked with Ryan Cooke who was very helpful and responded timely to every question I had asked him.
Reply from ELFI2026-01-23
We're happy to hear that, Zach, and we appreciate you taking the time to share your positive experience with us. Thanks for choosing ELFI!
Prompt and responsive!
Stan Mitchell was our lender. He was prompt and responsive and made the process smooth and easy for us. Thanks, Stan!
Reply from ELFI2026-01-23
We're happy to hear that the loan process went smoothly for you. We appreciate you taking the time to share your experience with us. Thanks for choosing ELFI!
Very straightforward process with good customer service
This process was very seamless and there was someone who reached out to me immediately after I put in my application to answer any questions I had and to guide me through the rest of the process.
Reply from ELFI2026-01-23
Thanks for your feedback, Danielle! It's great to know our team could give you the guidance you were looking for. Thank you for choosing ELFI.
Student loan advisor very helpful
My student loan advisor, Ryan Cooke, was super helpful, knowledgeable, and very prompt in answering questions I had. He simplified the process a great deal and made refinancing my loan easy peasy.
Reply from ELFI2026-01-23
We're happy to hear that our advisor was so helpful, Savanah. We appreciate you sharing your experience with us. Thanks for your feedback, and thanks for choosing ELFI.
Very easy to work with
Very easy to work with, great with guidance and answering questions.
Stan was very responsive and very…
Stan was very responsive and very helpful! If I was ever confused on something he was always there to help me throughout the entire process!
Reply from ELFI2025-08-22
Thank you for your kind words! We’re so glad to hear that Stan was able to support you through every step of the process, and we appreciate you choosing ELFI!
I found EFFI has the best rate for refinance student loan
I found ELFI has the best rates and flexible terms for refinance student loan after checking with College Ave and Sofi. The rate is great so I could not imagine I would be able to get it. I can get help right away if I have questions. I would recommend it to anyone who would like to refinance or new student loans, they should try it.
Reply from ELFI2025-08-22
Thank you for sharing your experience! We’re so glad to hear that ELFI’s rates, flexible terms, and responsive support made your refinancing process a positive one. We truly appreciate your recommendation and are happy to have been able to help you.
Stan has been an excellent help with…
Stan has been an excellent help with the refinancing process with ELFI. I would recommend him to anyone who is looking to refinance.
Reply from ELFI2025-07-25
Hi Jaysen, thanks for sharing your experience with us! We’re glad that Stan was so helpful throughout the refinancing process. Thank you for choosing ELFI!
Amazing experience from Erik and the…
Amazing experience from Erik and the company itself. Great personalized experience
Reply from ELFI2025-07-25
Hi Maria, we’re glad to hear you had a great experience with Erik. Thank you for choosing ELFI!