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Money & Insurance

Fig Loans

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203 reviews

4.9203 reviews
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About Fig Loans

Data updated
Website
www.figloans.com
Category
Money & Insurance
Location
United States
Status
Unclaimed
Last 12 months
203 reviews
Replies to negative
100% (3/3)
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About this business

Fig Loans was started in 2015 in Houston, Texas. The company originated as Fig Personal Loans, and started as a collaboration between Fig and United Way THRIVE in Houston to create better, affordable loan products for low-income Americans with bad credit. Fig Loans are installment loans ranging from $300 to $500 that are repaid over four installments and set up on a schedule that fits your budget. Unlike other lenders, Fig Loans works with you to adjust payment dates because we know life doesn't always follow a calendar.

Written by the business, not verified by us.

Is Fig Loans legit?

Fig Loans (www.figloans.com) has a 4.9 out of 5 rating on OK.one, based on 203 user reviews collected here. It is listed under Money & Insurance and its reputation is excellent. Praise is nearly unanimous, with 99% rating it 4 stars or higher; The business has replied to 100% of negative reviews; Reviews mostly discuss User experience, Customer service. Last updated 2026-08-12.

What reviewers say

AI generated

Reviewers overwhelmingly had a great experience with this company. Consumers frequently praise the straightforward online application process, noting that obtaining funds is remarkably fast and convenient for returning and new clients alike. Clients also value the friendly support team and the flexible repayment schedules that make managing loans and successfully building credit much easier. However, some customers also noted occasional hurdles regarding specific card compatibility or unexpected deposit amounts during the process. A few reviewers experienced minor inconveniences such as payment card restrictions or receiving partial funds, though support agents were ultimately helpful in fixing these problems.

Auto-generated from all reviews of this business. For reference only.

What people say

My Fig Loans Satisfaction!

My personal experience with Fig Loans has been quite positive and helpful. I have been a Fig Loan Account Holder for about 2 years and I would recommend them to anyone seeking short-term financial assistance for emergencies for sure. Fig works with their clients to assist them initially with emergency funds but they also give them ample opportunity, (with a flexible repayment schedule), to stay on track with timely payments, while rebuilding a creditworthy credit history. Which in today's loan company world is basically unprecedented.

I just paid off a big loan only to get…

I just paid off a big loan only to get approved for another loan only $100. They should have approved me for a bigger loan like $700 I’m really disappointed):

Reply from Fig Loans2026-07-08

We appreciate your feedback and are sorry to hear of any concerns. Although we do take previous loan performance into consideration when evaluating loan applications, we cannot guarantee loan approval or amount in advance. We reached out to you directly via email to address your concerns. Please check your inbox and spam/junk folder for an email from [email protected].

Fig loan company is always there for me.

I have had several loans with fig and they have done the right every time. It only takes like an hour for them to go ahead and approve me and then the money is in my bank account that do charge to put it in there with a debit card but that's fine with me they're always a great company to borrow from when you have not so good credit like mine I appreciate them so much.

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