Headway Capital (www.headwaycapital.com) has a 3.8 out of 5 rating on OK.one, based on 102 user reviews collected here. It is listed under Money & Insurance and its reputation is mixed. 24% of reviews are 1 star, a relatively high share; The business has replied to 100% of negative reviews; 29 of them were added in the last 12 months. Last updated 2026-08-10.
The ease of getting the LOC in place, the ease with which we were able to establish our first draw and have it deposited into our account
We're happy to hear that setting up your line of credit and initiating your first deposit was so straightforward. Thank you for sharing your positive experience with us!
Headway has been easy to work with and responsive when needed. Interest rates are incredibly high, but the LOC was helpful for my business.
We're happy to hear that our team has been easy to work with. We appreciate your feedback regarding the rates and are glad the LOC was helpful for your business.
Headway Capital came through for us on a line of credit that helps our company immensely! The process was easy and the line of credit is easy to access. We are happy Headway Capital customers!
We're happy to hear that our line of credit has been so helpful for your company! We're glad the process was easy and accessible for you. Thank you for being a Headway Capital customer!
Hi Ernesto, Thank you for providing this valuable feedback. There are multiple variables that go into why we price the way we do. If you have additional questions, please contact our dedicated Headway Capital Customer Service team at (866) 698-8494.
Awesome service with no games. Use their line of credit when needed. 10 times better than Bluevine.
Giving small businesses Lines of credit, when no one else did. Need to do routine checks to see if customers interest rate can be lowered when credit improves.
We're glad to hear that we could assist your small business with a line of credit. We appreciate your suggestion to routinely check interest rates as credit improves. Thanks for your feedback!
Danielle was very helpful through the whole process of getting set up. Very knowledgeable Will definitely do business in the future.
Very efficient process. Managing access to the funds couldn't be easier.
The process from beginning to end was five star service, highly recommend to anyone looking for a loan or Credit Line.
Drew was amazing. Very informative and responsive.
Great customer service and follow through on each step of the process.
I have been working with Headway Capital for about a year. The application process was simple and fast. My generous line of credit has allowed me take on a larger volume of business and not have to worry about my cash flow. Very satisfied!
BEWARE OF USURY PRACTICES! PREDATORY LENDING IS THE GAME! I am writing a review on every review platform there is. This company is the absolute worst and whomever is disgorges reviews to give it a 4.6 should be ashamed! This company charged me 64% interest and if you read google reviews I’ve seen 70% interest. Oddly enough they do this on the back end and you really don’t know the actual percentage until you default. Companies hit hard times and many have closed this year due to inflation, outsourcing etc. Companies like this prey on small businesses and I’m speaking out against these companies!!! PLEASE PLEASE PLEASE DO NOT USE THESE SERVICES ESPECIALLY OF YOUR A STARTUP YOU'LL GO IN DEBT BEFORE YOU TURN A PROFIT! If I only knew then what I know now!
Hi Tiffany, thank you for providing feedback. There are multiple variables that go into why we price the way we do, and we do our best to ensure our terms are clearly laid out on each contract. If you have additional questions, please contact our dedicated Headway Capital Customer Service team at (866) 698-8494.
A very reliable source and instant response to my needs on demand and consistent service from the beginning
I did not like that the broker charged me $9,000 to fund the deal as well.
Hi Colt, We’re sorry to hear that you had a bad experience, and want to thank you for providing valuable feedback. Our dedicated Headway Capital Customer Service team will get in touch with you to better understand what happened. In the meantime, you can also call us at (866) 698-8494.
Quick response, easy process. I highly recommend Headway if you need capital for your growing business.
I would like a lower interest rate since the fed cut interest by 50 bases points
They tell you the truth, they really helped us when we more needed them, it was our lifesaver on the thought est time, we definitely recomend them, A+++
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