The process was very easy to navigate…
The process was very easy to navigate with quick turnaround and funding options.
About Headway Capital
Data updated- Website
- www.headwaycapital.com
- Category
- Money & Insurance
- Location
- United States · Chicago
- Status
- Unclaimed
- Last 12 months
- 29 reviews
- Replies to negative
- 100% (28/28)
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Is Headway Capital legit?
Headway Capital (www.headwaycapital.com) has a 3.8 out of 5 rating on OK.one, based on 102 user reviews collected here. It is listed under Money & Insurance and its reputation is mixed. 24% of reviews are 1 star, a relatively high share; The business has replied to 100% of negative reviews; 29 of them were added in the last 12 months. Last updated 2026-08-10.
What people say
Super seamless process
Easy & clear appreciated Janice and her great communication skills. Super seamless process
Thank Goodness
Very helpful and knowledgeable staff. I had many questions that were answered quickly. Phone calls were not just basic, robotic responses with sales. Felt as if they genuinely cared. Going to work with them for a long time.
When I initially joined headway to…
When I initially joined headway to assist with business funding, I was under the assumption that I would be able to grow financially with headway unfortunately, Headway would not allow me to grow the allotted funds available for my business so that I can take on higher paying clients with that say it this forces me to look for financial backing with other companies. I have had the ability to pay back the entire loan amount many times, but I am still being limited to only a small amount of credible funds again this hinders my ability to grow my profit margins as a business. Headway explains that after 5 to 7 years, I may be considered for increase. Currently I am only limited to 10 K for business needs.
Reply from Headway Capital2024-10-07
Hi Leonard, We’re sorry to hear that you had a bad experience, and want to thank you for providing valuable feedback. For further assistance, please contact our dedicated Headway Capital Customer Service team at (866) 698-8494.
They were great
They were great! Super easy to obtain funding and they worked with me and my unique business needs. Highly recommend!
Quick and easy funding for small…
Quick and easy funding for small business
Very easy to work with.
It’s a great avenue for funding when you need it. Great service.
I am incredibly grateful to Headway…
I am incredibly grateful to Headway Capital for providing my business with a line of credit that will help us grow to the next level. The entire process was seamless, with a decision made within 24 hours and the funds immediately available for use. Their trust and support are playing a significant role in our expansion, and I couldn’t be more pleased with the experience. Headway Capital is truly helping businesses like mine succeed, and I highly recommend their services to any entrepreneur looking for flexible financing options.
You are excelent
You are excelent, im very happy and gratefully
Your representative Garrett Quinn
Your representative Garrett Quinn. He is an excellent person. I have one comment that interest rate and fees are very very high, which kills small business to do business and negatively effects on humanity.
I’m happy with your service and…
I’m happy with your service and availability but 62.8% apr is super high.
they are a very efficient and…
they are a very efficient and professional team
I feel completely duped!
I feel completely duped!! You quoted 5.83%, not the actual 74.05% APR! You would expect over $7000 interest on a $13,600 Draw? I fully expect that you'll try to "automatically" draw on my account, even after I pay the funds back.
Reply from Headway Capital2024-09-27
Hi Robert, thank you for providing feedback. There are multiple variables that go into why we price the way we do, and we do our best to ensure our terms are clearly laid out on each contract. If you have additional questions, please contact our dedicated Headway Capital Customer Service team at (866) 698-8494.
Everyone was helpful and courteous.
The customer service was terrific. I am so happy to have a company that believes in my business. This company listened to my needs and met them.
Very transparent
Very transparent, no gimmicks. Did what they said they would do.
Easy approval
Easy approval. Steady payment option. Money within 24 hours
DO NOT do business with Headway…
DO NOT do business with Headway Capital. First off, if you are late or delayed in payment for any reason a single time, they immediate put a lien on your business and you can't get the lien removed until you pay the loan off or have a perfect payment history for 12 months. It's in the fine print, read it. No forgiveness, no breaks. Then, if you want to move a payment date or renegotiate terms, they will accelerate your payment schedule and have the loan come due in a shorter amount of time. If you do business with the devil, you're going to get burned, don't do it.
Reply from Headway Capital2024-09-25
Hi Mike, thank you for providing feedback. There are multiple variables that go into why we price the way we do, and we do our best to ensure our terms are clearly laid out on each contract. If you have additional questions, please contact our dedicated please contact our dedicated Headway Capital Customer Service team at (866) 698-8494.
Very simple and quick
Very simple and quick. No stress at all with quick turn around
The process was easy
The process was easy, with reasonable rates.
Josh was very helpful and listened to…
Josh was very helpful and listened to my needs. He was able to get me a loan with the exact terms I requested