Live Oak Bank (www.liveoak.bank) has a 4.4 out of 5 rating on OK.one, based on 100 user reviews collected here. It is listed under Money & Insurance and its reputation is good. 85% of reviews are 4 stars or higher and 8% are 1 star; The business has replied to 82% of negative reviews. Last updated 2026-08-10.
You were easy to start both accounts with, and you offer a competitive rate
Thanks for the kind words, Nathan! We’re proud to be your banking partner and excited to support your journey ahead.
Paul, thanks for sharing your experience. We’re grateful to have you as part of the Live Oak community!
Very easy to use app., employees knowledgeable & helpful, interest rate great, feel confident with Live Oak.
Rosetta, we appreciate your support and are glad to hear things went well. Thanks for banking with Live Oak!
Easy to open and fund a new account, decent bonus setup, excellent access and ease of use
JR, thanks for sharing your experience. We’re grateful to have you as part of the Live Oak community!
To me, the outstanding support that the folks at Live Oak Bank have repeatedly extended to me through my 9+ years with them warrants even more than 5 stars.
James, we’re thrilled to hear you continue to have a great experience. Thanks for choosing Live Oak - we’re here to help you keep growing.
Worst bank ever lies all lies. Empty promises never again
Jacob, we're sorry your experience didn't meet expectations. Your feedback has been passed along to the team.
Van, thanks for sharing your experience. We’re grateful to have you as part of the Live Oak community!
Very Satisfied with Live Oak Bank. I have been a customer for numerous years, mostly purchasing CD's and now have opened a savings account. Everyone I have dealt with has always been exceptionally friendly and professional and they were offering the highest interest rates and best terms available. They often add a nice bonus at times just for opening a new account.
Thanks for the kind words! We’re proud to be your banking partner and excited to support your journey ahead.
Website is easy to use. Money transfers are quick. Interest rate is always better.
Don, thanks for sharing your experience. We’re grateful to have you as part of the Live Oak community!
It was easy to join and get started as a member. The fact that our account is FDIC insured was an important selling point along with the $200 sign on bonus. The nearly 4% interest was higher than my previous bank .
Philip, we’re thrilled to hear you had a great experience with your savings account. Thanks for choosing Live Oak - we’re here to help you keep growing.
Great rates. Easy to use mobile app.
Vikram, thanks for sharing your experience. We’ll pass your feedback along to the team - it means a lot.
Recently closed on an SBA Express loan through Live Oak and the customer service I received from Live Oak was phenomenal. Ellison, Brandon, and Caleb had my back through the entire process, which proved critical when we encountered some issues from the SBA. I spoke with folks at the SBA as we were resolving some of these issues and they also had only positive things to say about Live Oak. Thanks again to the whole team for their responsiveness and professionalism.
Nolan, thanks for sharing your experience. We’ll pass your feedback along to the team - it means a lot.
I love Live Oak Bank! Their web interface, transfers, and other aspects are all super easy. When I signed up for a bonus, the bonus was awarded right on time. Nothing but good things to say about Live Oak and I hope to bank with them for many years to come!
Mike, thanks for sharing your experience. We’re grateful to have you as part of the Live Oak community!
Thanks for the kind words, Ken! We’re proud to be your banking partner and excited to support your journey ahead.
Easy set up. Great rates. Easy transfers.
Stephanie, thanks for sharing your experience. We’re grateful to have you as part of the Live Oak community!
I’ve had nothing but the best banking experiences with Live Oak Bank over many years beginning with their Founders Savings Account. Transfers in and out are accomplished smoothly and in a timely manner. Interest rates are usually competitive. Instructions for processing mature CD’s always are presented well in advance of maturity date and options fully explained. I’m very satisfied with Live Oak Bank.
We’re thrilled to hear you had a great experience with your savings accounts and CDs. Thanks for choosing Live Oak - we’re here to help you keep growing.
I love how easy it was to open a high yield savings account! The linking of my other accounts to transfer money was so smooth too! I also appreciate how simplistic the app is. I don't need to many fancy things for a place to simply store my savings. Thank you for making it so easy!
April, we appreciate your support and are glad to hear things are going well. Thanks for banking with Live Oak!
Have not had any problems with Live Oak! Interest is ok
Thomas, thanks for sharing your experience. We’re grateful to have you as part of the Live Oak community!
Good personal & rates with bank promotions. Look to expand your product line in the future.
AJ, thanks for sharing your experience. We’re grateful to have you as part of the Live Oak community!
The app is simple and easy to use. Great experience so far with Live Oak.
Thanks for the kind words, Brian! We’re proud to be your banking partner and excited to support your journey ahead.
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