MLC offers fast personal loans where you can have your money in as little as 30 minutes. Visit us to learn more about our services! Mobile App now available for Apple and Android!
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Is Minute Loan Center legit?
Minute Loan Center (www.minuteloancenter.com) has a 3.7 out of 5 rating on OK.one, based on 100 user reviews collected here. It is listed under Money & Insurance and its reputation is mixed. Opinions are polarized: 66% rate it 4 stars or higher while 26% give 1 star; The business has replied to 32% of negative reviews; 29 of them were added in the last 12 months. Last updated 2026-08-11.
My experience was Great from
The beginning to the end of the Process, I was able to get my loan in a timely manner, And I have paid it in Full, Thank You Minute Loan, I Was Trying To Do A New Loan But Wasn’t Able To. But Still Thank You Again.
Minute Loan has always been there when I needed them the most. Very fast and excellent services and the best part is being able to do everything online fast and easy.
DO not use this company. What a horrible frustrating experience. I filled out all the information. Provided sensitive information I have never had to provide before for a loan. Got preapproved status signed all the papers to be asked to connect to my bank. I tried 8 times to do this. Every time I was told they can not pull my report from my bank. Spoke to Rachel on chat who told me they finally had everything they needed. Checked back 30 min later to be told by Rachel they still haven't got verification from my bank. I even spoke to my bank to see if they were blocking it. No they were not. Now I don't know what kind of a scam this is but I gave up and reported to my bank and put a watch on my credit along with my paychecks. Stay far away from these scam artist.
I am trying to finalize my loan and I get to the part where it says enter your income and I enter it and it keeps saying that there was a problem. I don't understand and I can't get past this step.
Great experience, when I needed the funds they was right there available! Fast and reliable
Would use again ! They helped me in my toughest time and they didn’t even know grateful
MLC is great when it comes to getting a loan when it’s an emergency. However the staff can use better training in customer service. They tend to get an attitude if they have to do a little extra work and have them look into your account.
I only come back because it’s hassle free, but it’s a pain dealing with the he staff. I always pay off my loans ASAP to avoid dealing with them.
I’ve had loans with Minute Loan Center on and off for some odd years now. It has never been a hassle or an inconvenience for me. I’ve never had to go to the office in person. Everything can be done over the phone or online. Payments come directly from my account with no problems. Even if there is an issue where you can’t make a payment, they are willing to help. I always come back because I always know they’re here to help if I need it. Great service. Will always recommend.
If you’re in a money crunch definitely use minute loan . Professional and transparent unlike LOAN TILL PAYDAY !!! Will definitely use minute loan again