Spotloan (www.spotloan.com) has a 4.6 out of 5 rating on OK.one, based on 203 user reviews collected here. It is listed under Money & Insurance and its reputation is excellent. Praise is nearly unanimous, with 90% rating it 4 stars or higher; The business has replied to 100% of negative reviews. Last updated 2026-08-10.
I like that somebody like your company gave me a chance to take out a loan and repay it back when I needed it the most. I love it when people and companies have a heart to help someone in that is the number one reason helping others giving others a second chance lifts people's spirits as well.
Reply from Spotloan2026-08-07
Thanks so much for your positive review of Spotloan. We value our customers and take pride in being transparent about our loan products. We try to make sure our customers have positive experiences and ensure our customers can enjoy an easy loan experience. We really appreciate knowing that our efforts have been successful!
Great service especially if you need money short term. The only thing that needs work is turn around time when you pay it off and availability. So many companies now use debit to clear payments quickly.
Reply from Spotloan2026-08-07
Thanks so much for your positive review of Spotloan. We value our customers and take pride in being transparent about our loan products. We try to make sure our customers have positive experiences and ensure our customers can enjoy an easy loan experience. We really appreciate knowing that our efforts have been successful!
W
William Jones · 2 reviews · Verified · Experienced 2026-08-05 ·
★★★★★
Low payments
Reply from Spotloan2026-08-07
Thanks so much for your positive review of Spotloan. We value our customers and take pride in being transparent about our loan products. We try to make sure our customers have positive experiences and ensure our customers can enjoy an easy loan experience. We really appreciate knowing that our efforts have been successful!
Customer service is always phenomenal. I would love to be considered for a larger loan next time since I have been a loyal customer for awhile now. But besides that, you guys are the best!!
G
Gary Warner · 7 reviews · Verified · Experienced 2026-08-05 ·
★★★★★
Spotloan is easy and quick approval
Reply from Spotloan2026-08-07
Thanks so much for your positive review of Spotloan. We value our customers and take pride in being transparent about our loan products. We try to make sure our customers have positive experiences and ensure our customers can enjoy an easy loan experience. We really appreciate knowing that our efforts have been successful!
Thanks so much for your positive review of Spotloan. We value our customers and take pride in being transparent about our loan products. We try to make sure our customers have positive experiences and ensure our customers can enjoy an easy loan experience. We really appreciate knowing that our efforts have been successful!
Thanks so much for your positive review of Spotloan. To apply for another loan, please visit our website at www.spotloan.com (http://www.spotloan.com) to complete a new application.
Maria A · 3 reviews · Verified · Experienced 2026-08-04 ·
★★★★★
Immediate funds issued
Immediate funds issued; really helped out
Reply from Spotloan2026-08-07
Thanks so much for your positive review of Spotloan. We value our customers and take pride in being transparent about our loan products. We try to make sure our customers have positive experiences and ensure our customers can enjoy an easy loan experience. We really appreciate knowing that our efforts have been successful!
Application process was easy to understand and complete. Repayment was easy and not complicated.
Reply from Spotloan2026-08-07
Thanks so much for your positive review of Spotloan. We value our customers and take pride in being transparent about our loan products. We try to make sure our customers have positive experiences and ensure our customers can enjoy an easy loan experience. We really appreciate knowing that our efforts have been successful!
Thanks so much for your positive review of Spotloan. We value our customers and take pride in being transparent about our loan products. We try to make sure our customers have positive experiences and ensure our customers can enjoy an easy loan experience. We really appreciate knowing that our efforts have been successful!
Always an easy experience (especially for older folks).
People always pleasant and helpful.
Reply from Spotloan2026-08-07
Thanks so much for your positive review of Spotloan. We value our customers and take pride in being transparent about our loan products. We try to make sure our customers have positive experiences and ensure our customers can enjoy an easy loan experience. We really appreciate knowing that our efforts have been successful!
C
Charles Flinn III · 13 reviews · Verified · Experienced 2026-08-04 ·
★★★★★
Because I've been a regular and…
Because I've been a regular and returning customer I was able to take advantage of lower interest on loans
Reply from Spotloan2026-08-07
Thanks so much for your positive review of Spotloan. We value our customers and take pride in being transparent about our loan products. We try to make sure our customers have positive experiences and ensure our customers can enjoy an easy loan experience. We really appreciate knowing that our efforts have been successful!
J
Jonathan · 1 review · Verified · Experienced 2026-08-04 ·
★★★★★
Good experience
Always fair and gives you grace if you miss the payment by a few days. As we all know times have been rough for everyone even us in the middle to upper middle class have had some setbacks and spotloan has been very helpful just make your payments on time.
Reply from Spotloan2026-08-07
Thanks so much for your positive review of Spotloan. We value our customers and take pride in being transparent about our loan products. We try to make sure our customers have positive experiences and ensure our customers can enjoy an easy loan experience. We really appreciate knowing that our efforts have been successful!
B
Barbara Hill · 4 reviews · Verified · Experienced 2026-07-31 ·
★★★★★
Even though making 2 payments every…
Even though making 2 payments every month, your office was thoughtful enough to do extensions for emergency situations. Thank you for your cooperation.
Reply from Spotloan2026-08-07
Thanks so much for your positive review of Spotloan. We value our customers and take pride in being transparent about our loan products. We try to make sure our customers have positive experiences and ensure our customers can enjoy an easy loan experience. We really appreciate knowing that our efforts have been successful!
Customer Service was great, always helpful and fast.
Reply from Spotloan2026-08-07
Thanks so much for your positive review of Spotloan. We value our customers and take pride in being transparent about our loan products. We try to make sure our customers have positive experiences and ensure our customers can enjoy an easy loan experience. We really appreciate knowing that our efforts have been successful!
Have always received the help I needed when I needed it. My payments are affordable and everyone is always respectful, knowledgeable and always distributing great service
Reply from Spotloan2026-08-07
Thanks so much for your positive review of Spotloan. We value our customers and take pride in being transparent about our loan products. We try to make sure our customers have positive experiences and ensure our customers can enjoy an easy loan experience. We really appreciate knowing that our efforts have been successful!
