Spotloan (www.spotloan.com) has a 4.6 out of 5 rating on OK.one, based on 203 user reviews collected here. It is listed under Money & Insurance and its reputation is excellent. Praise is nearly unanimous, with 90% rating it 4 stars or higher; The business has replied to 100% of negative reviews. Last updated 2026-08-10.
Thanks so much for your positive review of Spotloan. We value our customers and take pride in being transparent about our loan products. We try to make sure our customers have positive experiences and ensure our customers can enjoy an easy loan experience. We really appreciate knowing that our efforts have been successful!
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Emma · 14 reviews · Verified · Experienced 2026-08-04 ·
★★★★★
My Spotloan…
Spotloan has always been there for me since the first time that I applied. The service is great and the processing is so fast and easy. Thank you for being there for me.
Reply from Spotloan2026-08-07
Thanks so much for your positive review of Spotloan. We value our customers and take pride in being transparent about our loan products. We try to make sure our customers have positive experiences and ensure our customers can enjoy an easy loan experience. We really appreciate knowing that our efforts have been successful!
They split my payments into 2 and I only get paid once a month other than that they were great to work with
Reply from Spotloan2026-08-07
Thanks so much for your positive review of Spotloan. We value our customers and take pride in being transparent about our loan products. We try to make sure our customers have positive experiences and ensure our customers can enjoy an easy loan experience. We really appreciate knowing that our efforts have been successful!
Thanks so much for your positive review of Spotloan. We value our customers and take pride in being transparent about our loan products. We try to make sure our customers have positive experiences and ensure our customers can enjoy an easy loan experience. We really appreciate knowing that our efforts have been successful!
Thanks so much for your positive review of Spotloan. We value our customers and take pride in being transparent about our loan products. We try to make sure our customers have positive experiences and ensure our customers can enjoy an easy loan experience. We really appreciate knowing that our efforts have been successful!
Thanks so much for your positive review of Spotloan. We value our customers and take pride in being transparent about our loan products. We try to make sure our customers have positive experiences and ensure our customers can enjoy an easy loan experience. We really appreciate knowing that our efforts have been successful!
L
Lori · 3 reviews · Verified · Experienced 2026-07-28 ·
★★★★★
Easy application and quick funds
Funds came same day and they show you the payment plan so you can make adjustments if needed. Will use again if need arise.
Reply from Spotloan2026-08-04
Thanks so much for your positive review of Spotloan. We value our customers and take pride in being transparent about our loan products. We try to make sure our customers have positive experiences and ensure our customers can enjoy an easy loan experience. We really appreciate knowing that our efforts have been successful!
C
Curtis · 20 reviews · Experienced 2026-08-01 ·
★★★★★
Worst company ever
Worst company ever. They offer no help.They want all of their money interest included, so just keep that in mind.If you decide to go with them. I will never go with this company again. Nor recommend them to anyone.Shame on you spot loan. Got a reply. They are really concerened. What a load of crap. Now paid off. Screw you robbers. Your not out to help at all SCREW SPOTLOAN
Reply from Spotloan2026-08-04
Thank you for taking the time to leave a Spotloan review. We're sorry to hear you are not satisfied with Spotloan as we value our customers' experiences. We encourage our customers to contact us directly by phone if they are having trouble repaying their loan so our agents can help find a solution that works for you. Please contact us at (888) 681-6811 so that we can further assist you.
Thanks so much for your positive review of Spotloan. We value our customers and take pride in being transparent about our loan products. We try to make sure our customers have positive experiences and ensure our customers can enjoy an easy loan experience. We really appreciate knowing that our efforts have been successful!
J
Juli · 2 reviews · Verified · Experienced 2026-07-30 ·
★★★★★
I would've like to have offered a lower…
I would've like to have offered a lower payoff amount for paying my loan off early.
Reply from Spotloan2026-08-07
Thank you for taking the time to leave a Spotloan review. We're sorry to hear you are not satisfied with Spotloan as we value our customer's experiences. At Spotloan, we strive to provide a great loan product that helps consumers with their emergency expenses. We take pride in being transparent about our loan products. Our rates and payment options are clearly listed on our website, loan application, and loan documents. We have no hidden fees and no prepayment penalties and encourage customers to pay off their loan as early as possible to reduce the total cost of the loan.
Thanks so much for your positive review of Spotloan. We value our customers and take pride in being transparent about our loan products. We try to make sure our customers have positive experiences and ensure our customers can enjoy an easy loan experience. We really appreciate knowing that our efforts have been successful!
L
Laura Moore · 2 reviews · Verified · Experienced 2026-08-03 ·
★★★★★
Great experience
Never any issues. The whole process from application to funding and final payment when smooth.
Reply from Spotloan2026-08-04
Thanks so much for your positive review of Spotloan. We value our customers and take pride in being transparent about our loan products. We try to make sure our customers have positive experiences and ensure our customers can enjoy an easy loan experience. We really appreciate knowing that our efforts have been successful!
The customer service for obtaining the loan was pleasant and I appreciate your assistance. I have always had a good experience with this company. Will possibly do business with you again.
Reply from Spotloan2026-08-04
Thanks so much for your positive review of Spotloan. We value our customers and take pride in being transparent about our loan products. We try to make sure our customers have positive experiences and ensure our customers can enjoy an easy loan experience. We really appreciate knowing that our efforts have been successful!
Always great service help me what I need. answer all my questions. Before I got my loan.
Reply from Spotloan2026-08-04
Thanks so much for your positive review of Spotloan. We value our customers and take pride in being transparent about our loan products. We try to make sure our customers have positive experiences and ensure our customers can enjoy an easy loan experience. We really appreciate knowing that our efforts have been successful!
G
George K · 1 review · Verified · Experienced 2026-08-03 ·
★★★★★
Customer service was great!
Reply from Spotloan2026-08-07
Thanks so much for your positive review of Spotloan. We value our customers and take pride in being transparent about our loan products. We try to make sure our customers have positive experiences and ensure our customers can enjoy an easy loan experience. We really appreciate knowing that our efforts have been successful!
It was simple and fast. Besides the high rates, all was good.
Reply from Spotloan2026-08-07
Thanks so much for your positive review of Spotloan. We value our customers and take pride in being transparent about our loan products. We try to make sure our customers have positive experiences and ensure our customers can enjoy an easy loan experience. We really appreciate knowing that our efforts have been successful!
Thanks so much for your positive review of Spotloan. We value our customers and take pride in being transparent about our loan products. We try to make sure our customers have positive experiences and ensure our customers can enjoy an easy loan experience. We really appreciate knowing that our efforts have been successful!
J
John · 2 reviews · Verified · Experienced 2026-08-03 ·
★★★★★
Excellent service
Reply from Spotloan2026-08-07
Thanks so much for your positive review of Spotloan. We value our customers and take pride in being transparent about our loan products. We try to make sure our customers have positive experiences and ensure our customers can enjoy an easy loan experience. We really appreciate knowing that our efforts have been successful!