Spotloan (www.spotloan.com) has a 4.6 out of 5 rating on OK.one, based on 203 user reviews collected here. It is listed under Money & Insurance and its reputation is excellent. Praise is nearly unanimous, with 90% rating it 4 stars or higher; The business has replied to 100% of negative reviews. Last updated 2026-08-10.
It was good but I wish they had a higher amount with a little cheaper payments
Thanks so much for your positive review of Spotloan. We value our customers and take pride in being transparent about our loan products. We try to make sure our customers have positive experiences and ensure our customers can enjoy an easy loan experience. We really appreciate knowing that our efforts have been successful!
These guys are great, fast and easy to work with. I have been a customer for a couple years. Suggestion, pay a bit more each pay period towards principle and safe in the long run.
Thanks so much for your positive review of Spotloan. We value our customers and take pride in being transparent about our loan products. We try to make sure our customers have positive experiences and ensure our customers can enjoy an easy loan experience. We really appreciate knowing that our efforts have been successful!
By far the best loan option out there I have used in my life. Quick deposit and lowest of all interest to be paid back. Always greatly appreciated 👍🏻👍🏻
Thanks so much for your positive review of Spotloan. We value our customers and take pride in being transparent about our loan products. We try to make sure our customers have positive experiences and ensure our customers can enjoy an easy loan experience. We really appreciate knowing that our efforts have been successful!
This was my 2nd loan and they are there when I need them with a very reasonable payment plan. Thank you again!
Thanks so much for your positive review of Spotloan. We value our customers and take pride in being transparent about our loan products. We try to make sure our customers have positive experiences and ensure our customers can enjoy an easy loan experience. We really appreciate knowing that our efforts have been successful!
While your loan has helped me a lot but. I just paid off a loan and I have to wait 45 days.
Thank you for taking the time to leave a Spotloan review. We're sorry to hear you are not satisfied with Spotloan because we did not approve you for a loan. Please review your denial notice for specific details as to why you were not approved for a loan. If you have additional questions, please contact us at [email protected] (mailto:[email protected]) or (888) 681-6811 so that we can further assist you.
Spotloan is always there in my time of need. Thank you Spotloan Team… Your customer service team is always very supportive you all are awesome! 👍🥰
Thanks so much for your positive review of Spotloan. We value our customers and take pride in being transparent about our loan products. We try to make sure our customers have positive experiences and ensure our customers can enjoy an easy loan experience. We really appreciate knowing that our efforts have been successful!
You guys have been really helpful in some difficult times.
Thanks so much for your positive review of Spotloan. We value our customers and take pride in being transparent about our loan products. We try to make sure our customers have positive experiences and ensure our customers can enjoy an easy loan experience. We really appreciate knowing that our efforts have been successful!
The automatic payment from my financial account was always at the day as stated. It was always easy which gave me no reason to contact customer service. Will definitely be doing more business through them if the need ever arises
Thanks so much for your positive review of Spotloan. We value our customers and take pride in being transparent about our loan products. We try to make sure our customers have positive experiences and ensure our customers can enjoy an easy loan experience. We really appreciate knowing that our efforts have been successful!
The loan really helped me out. The online application was easy. Payments monthly was fine. Have been with them for a few years.
Thanks so much for your positive review of Spotloan. We value our customers and take pride in being transparent about our loan products. We try to make sure our customers have positive experiences and ensure our customers can enjoy an easy loan experience. We really appreciate knowing that our efforts have been successful!
Spotloans has really been great during those troubling time. I fell behind and they were extremely helpful getting me back on track. Never bullying, demanding or threatening. Big kudos to their customer service reps!!
Thanks so much for your positive review of Spotloan. We value our customers and take pride in being transparent about our loan products. We try to make sure our customers have positive experiences and ensure our customers can enjoy an easy loan experience. We really appreciate knowing that our efforts have been successful!
Fast deposit, fixed my immediate need and good terms.
Thanks so much for your positive review of Spotloan. We value our customers and take pride in being transparent about our loan products. We try to make sure our customers have positive experiences and ensure our customers can enjoy an easy loan experience. We really appreciate knowing that our efforts have been successful!
They’re there when you really need them. I’ve been using them for the past few years and haven’t had any problems. The interest rates are very high, but if you can pay the balance off within a few weeks, it can be a good option. Would I recommend it as a long-term loan? Absolutely not. But for emergencies, they can be very helpful.
Thanks so much for your positive review of Spotloan. We value our customers and take pride in being transparent about our loan products. We try to make sure our customers have positive experiences and ensure our customers can enjoy an easy loan experience. We really appreciate knowing that our efforts have been successful!
Was a great loan, hoping to get Approved for bigger ones
Thanks so much for your positive review of Spotloan. We value our customers and take pride in being transparent about our loan products. We try to make sure our customers have positive experiences and ensure our customers can enjoy an easy loan experience. We really appreciate knowing that our efforts have been successful!
Thanks so much for your positive review of Spotloan. We value our customers and take pride in being transparent about our loan products. We try to make sure our customers have positive experiences and ensure our customers can enjoy an easy loan experience. We really appreciate knowing that our efforts have been successful!
Thank you for the review. If you pay off your first Spotloan in full and on time, you may be eligible for a lower rate of 330% to 460% APR on your next Spotloan. Customers with an established track record with us will earn an even lower rate of 99% APR, starting with their tenth Spotloan.
It was an easy process. The money was in my account by the end of the day. And you are able to pay as quickly as like.
Thanks so much for your positive review of Spotloan. We value our customers and take pride in being transparent about our loan products. We try to make sure our customers have positive experiences and ensure our customers can enjoy an easy loan experience. We really appreciate knowing that our efforts have been successful!
Process was very easy , customer service was good. I would highly recommend this company
Thanks so much for your positive review of Spotloan. We value our customers and take pride in being transparent about our loan products. We try to make sure our customers have positive experiences and ensure our customers can enjoy an easy loan experience. We really appreciate knowing that our efforts have been successful!
Thanks so much for your positive review of Spotloan. We value our customers and take pride in being transparent about our loan products. We try to make sure our customers have positive experiences and ensure our customers can enjoy an easy loan experience. We really appreciate knowing that our efforts have been successful!
Whenever I deal with Spotloan I never seem to have any problems regarding my loan or anything else. The staff when call is always pleasant and understanding. Thank you for being the best.
Thanks so much for your positive review of Spotloan. We value our customers and take pride in being transparent about our loan products. We try to make sure our customers have positive experiences and ensure our customers can enjoy an easy loan experience. We really appreciate knowing that our efforts have been successful!
Excellent customer service really helped me out when I needed it
Thanks so much for your positive review of Spotloan. We value our customers and take pride in being transparent about our loan products. We try to make sure our customers have positive experiences and ensure our customers can enjoy an easy loan experience. We really appreciate knowing that our efforts have been successful!
203 reviews matching