Pacific Debt Relief (www.pacificdebt.com) has a 4.8 out of 5 rating on OK.one, based on 74 user reviews collected here. It is listed under Money & Insurance and its reputation is excellent. Praise is nearly unanimous, with 98% rating it 4 stars or higher; The business has replied to 100% of negative reviews. Last updated 2026-08-10.
I had dealt with 2 companies earlier that took my money and did nothing but ruin my credit. Pacific was concerned with me and very open and helpful. Extremely knowledgeable and sincere in all of the interactions I had with them. They were in contact more in 2 days than the other ones had been in months
The representative walked me through everything that will happen. There were no surprises or hidden fees. Everything is up front and easy to understand. Most of all they were kind
Everyone I've talk to thru this process has been great. The information given to me has been very helpful. I feel a giant burden has been lifted off my shoulders. As a divorced senior I was very depressed about paying my monthly payments they had gotten so high. I am very grateful to this company and the staff who have helped me get this program started. Thank you, KB
The staff at Pacific Debt Relief, especially Jill Arrington, took the time to explain the whole process, describe all the options available, and after we signed up, followed up with me every month with updates on the progress of our account. We had no issues and everything went as planned. In the end, we saved roughly 50% of the credit card bill and when you factor in the Pacific Debt Relief fee, we were still financially ahead of the original credit card bill.
Reply from Pacific Debt Relief2026-07-30
Thank you for your review of PDR and Jill! You've been a pleasure to work with! Enjoy your debt freedom!
The employees were very professional and very informative to all my questions
J
Jane F. · 8 reviews · Verified · Experienced 2026-07-21 ·
★★★★★
Pacific Debt has been extremely helpful…
Pacific Debt has been extremely helpful in getting my finances in order. I am trying to open an online business and with all the problems and costs involved, they helped me reduce the amount I owe for this and gave me a leg up on success! I highly recommend them!
D
DAVID · 2 reviews · Verified · Experienced 2026-07-21 ·
★★★★★
Everything was so simple
Everything was so simple! It’s tough call but there has been only caring and compassion! Looking forward to excellent progress!