Be careful of this card
Be careful of this card. They play with your credit worthiness even if you pay down your balance. For no reason after paying down my card they have lowered my credit.
About Prosper
Data updated- Website
- www.prosper.com
- Category
- Money & Insurance
- Location
- United States · San Francisco
- Status
- Unclaimed
- Last 12 months
- 201 reviews
- Replies to negative
- 0% (0/31)
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Is Prosper legit?
Prosper (www.prosper.com) has a 4.3 out of 5 rating on OK.one, based on 201 user reviews collected here. It is listed under Money & Insurance and its reputation is good. 84% of reviews are 4 stars or higher and 15% are 1 star; The business has not yet replied to negative reviews. Last updated 2026-08-11.
What people say
Excellent
Excellent, professional, courteous and prompt service. Thank you.
They tell me not be affect your credit…
They tell me not be affect your credit score I’m apply the loan the not be approved my credit score 752 and one add my hard inquiry. That not be trusted.
Well i have been with you for quite a…
Well i have been with you for quite a few years, and this last experience was so very easy and quick, and such a good rate this time. I wish i would have went for a little more just to pay off a few more higher rate cards.
It has been a great experience for me…
It has been a great experience for me dealing with your company since I first started with my loans with you. Thank you and good work.
A great company
The application was really easy to fill out. I was approved and got my money 2 days later. I'm super happy with them.
Communication
Quick n as promised
Prosper is a great company and has…
Prosper is a great company and has helped my husband and I out a couple of times now. Decent interest rates and quick deposit of money to your account! Will continue to use this company for home improvement or debt consolidation if needed.
Easy application process and seamless…
Easy application process and seamless interaction
Easy quick process.
After looking for over a week for a…
After looking for over a week for a personal Loan. Frustrated with some of the terms. I finally found a loan with quick and easy low rates and low payments. I cannot believe how easy it was to apply for a loan with PROSPER. Which also includes my low rate and my low monthly payments. Prosper is the best place if you're looking for a loan. Jump on it while you have the chance; forget the big banks.
Repeat Customer
The process was so simple and quick. In 3 days the funds were deposited into my bank account.
Fast and Easy!!
This company is awesome! You get your approvals in minutes and disbursement very fast!
You Randys loan make it easy for me to apply for…
You make it easy for me to apply for the loan and pass it
I NEVER agreed to the terms or approved…
I NEVER agreed to the terms or approved you to finalize my application. Prosper made a hard inquire regardless. I will have to file a complaint with FCRA.
Was a pleasure and a previous customer…
Was a pleasure and a previous customer so it was easy and properly done. Money came through and in the bank. Thanks again
Applying wasn't complicated
Applying wasn't complicated. And, once I waited for the best rate, approval was instant.
This was a great experience for me…
This was a great experience for me because everything was seamless. I received funds earlier than I expected also. I would definitely recommend to others!
Very professional and timely
Prosper made the process so easy
Prosper made the process so easy Prosper made the process so easy. Friendly staff on the phone. It made consolidating my bills to one easy payment easier on my life too. Thank you Prosper!