Spotloan (www.spotloan.com) has a 4.6 out of 5 rating on OK.one, based on 203 user reviews collected here. It is listed under Money & Insurance and its reputation is excellent. Praise is nearly unanimous, with 90% rating it 4 stars or higher; The business has replied to 100% of negative reviews. Last updated 2026-08-10.
Spotloan is a great place to get a loan through if you have less than perfect credit. The only downside is the high cost of the loan and the high monthly payments.
Reply from Spotloan2026-07-29
Thanks so much for your positive review of Spotloan. We value our customers and take pride in being transparent about our loan products. We try to make sure our customers have positive experiences and ensure our customers can enjoy an easy loan experience. We really appreciate knowing that our efforts have been successful!
Thanks so much for your positive review of Spotloan. We value our customers and take pride in being transparent about our loan products. We try to make sure our customers have positive experiences and ensure our customers can enjoy an easy loan experience. We really appreciate knowing that our efforts have been successful!
Thanks so much for your positive review of Spotloan. We value our customers and take pride in being transparent about our loan products. We try to make sure our customers have positive experiences and ensure our customers can enjoy an easy loan experience. We really appreciate knowing that our efforts have been successful!
Thanks so much for your positive review of Spotloan. We value our customers and take pride in being transparent about our loan products. We try to make sure our customers have positive experiences and ensure our customers can enjoy an easy loan experience. We really appreciate knowing that our efforts have been successful!
Thanks so much for your positive review of Spotloan. We value our customers and take pride in being transparent about our loan products. We try to make sure our customers have positive experiences and ensure our customers can enjoy an easy loan experience. We really appreciate knowing that our efforts have been successful!
I am a repeat customer. Spotloan always comes thru for emergency funds with plans that meet my schedules when paying off the loan. I love it and definitely appreciate them
Reply from Spotloan2026-07-29
Thanks so much for your positive review of Spotloan. We value our customers and take pride in being transparent about our loan products. We try to make sure our customers have positive experiences and ensure our customers can enjoy an easy loan experience. We really appreciate knowing that our efforts have been successful!
Thanks so much for your positive review of Spotloan. We value our customers and take pride in being transparent about our loan products. We try to make sure our customers have positive experiences and ensure our customers can enjoy an easy loan experience. We really appreciate knowing that our efforts have been successful!
Very helpful in the person needs and great in customer service and carewill recommend to other customers this company
Reply from Spotloan2026-07-28
Thanks so much for your positive review of Spotloan. We value our customers and take pride in being transparent about our loan products. We try to make sure our customers have positive experiences and ensure our customers can enjoy an easy loan experience. We really appreciate knowing that our efforts have been successful!
Great service. It is always easy to get needed funds. Customer service always helpful and professional.
Reply from Spotloan2026-07-28
Thanks so much for your positive review of Spotloan. We value our customers and take pride in being transparent about our loan products. We try to make sure our customers have positive experiences and ensure our customers can enjoy an easy loan experience. We really appreciate knowing that our efforts have been successful!
You guys are AWESOME!!! Always able to assist!! Highly recommend
Reply from Spotloan2026-07-28
Thanks so much for your positive review of Spotloan. We value our customers and take pride in being transparent about our loan products. We try to make sure our customers have positive experiences and ensure our customers can enjoy an easy loan experience. We really appreciate knowing that our efforts have been successful!
you guys are great in every way i can always count on your support and help. thanks
Reply from Spotloan2026-07-28
Thanks so much for your positive review of Spotloan. We value our customers and take pride in being transparent about our loan products. We try to make sure our customers have positive experiences and ensure our customers can enjoy an easy loan experience. We really appreciate knowing that our efforts have been successful!
Thanks so much for your positive review of Spotloan. We value our customers and take pride in being transparent about our loan products. We try to make sure our customers have positive experiences and ensure our customers can enjoy an easy loan experience. We really appreciate knowing that our efforts have been successful!
Thanks so much for your positive review of Spotloan. We value our customers and take pride in being transparent about our loan products. We try to make sure our customers have positive experiences and ensure our customers can enjoy an easy loan experience. We really appreciate knowing that our efforts have been successful!
I like working with Spot Loan. It’s just hard when you get in there to talk to someone it takes so much of getting back to where you have already completed with any of the information they needed. I just wanna know if you still got me on file I shouldn’t have to wait that long to make sure everything is still up-to-date but I like it.
Reply from Spotloan2026-07-28
Thank you for taking the time to leave a Spotloan review. We're sorry to hear you are not satisfied with Spotloan as we value our customers' experiences. Please contact us at (888) 681-6811 so that we can further assist you.
Z
Z B · 1 review · Verified · Experienced 2026-07-20 ·
★★★★★
Always easy to make your decision on…
Always easy to make your decision on what you want to pay and for how long.
Reply from Spotloan2026-07-28
Thanks so much for your positive review of Spotloan. We value our customers and take pride in being transparent about our loan products. We try to make sure our customers have positive experiences and ensure our customers can enjoy an easy loan experience. We really appreciate knowing that our efforts have been successful!
Great customer service and a no hassle loan experience
Reply from Spotloan2026-07-28
Thanks so much for your positive review of Spotloan. We value our customers and take pride in being transparent about our loan products. We try to make sure our customers have positive experiences and ensure our customers can enjoy an easy loan experience. We really appreciate knowing that our efforts have been successful!
They made it easy to get the loan and easy to repay early.
Reply from Spotloan2026-07-28
Thanks so much for your positive review of Spotloan. We value our customers and take pride in being transparent about our loan products. We try to make sure our customers have positive experiences and ensure our customers can enjoy an easy loan experience. We really appreciate knowing that our efforts have been successful!
Good customer service and I was very helpful to recieve the amount that was given to me thanks again see you soon
Reply from Spotloan2026-07-28
Thanks so much for your positive review of Spotloan. We value our customers and take pride in being transparent about our loan products. We try to make sure our customers have positive experiences and ensure our customers can enjoy an easy loan experience. We really appreciate knowing that our efforts have been successful!
This is an expensive way to borrow money, but comes in handy in a pinch. Process is easy and as long as you make your loan payments, there are no surprise fees. Would refer family and friends in a tough spot.
Reply from Spotloan2026-07-28
Thanks so much for your positive review of Spotloan. We value our customers and take pride in being transparent about our loan products. We try to make sure our customers have positive experiences and ensure our customers can enjoy an easy loan experience. We really appreciate knowing that our efforts have been successful!
This company is great when you are in a bind for cash. Interest rates are extremely high so only go into it if you plan on paying it back quickly. A little disappointed as a repeat customer who always paid back early, they do not offer a lower rate.
Reply from Spotloan2026-07-28
Thank you for your review. If you pay off your first Spotloan in full and on time, you may be eligible for a lower rate of 330% to 460% APR on your next Spotloan. Customers with an established track record with us will earn an even lower rate of 99% APR, starting with their tenth Spotloan.
