Spotloan (www.spotloan.com) has a 4.6 out of 5 rating on OK.one, based on 203 user reviews collected here. It is listed under Money & Insurance and its reputation is excellent. Praise is nearly unanimous, with 90% rating it 4 stars or higher; The business has replied to 100% of negative reviews. Last updated 2026-08-10.
I’ve always had an excellent experience with Spot Loan. You guys are very, very good.
Thanks so much for your positive review of Spotloan. We value our customers and take pride in being transparent about our loan products. We try to make sure our customers have positive experiences and ensure our customers can enjoy an easy loan experience. We really appreciate knowing that our efforts have been successful!
The response time and customer service was great!
Thanks so much for your positive review of Spotloan. We value our customers and take pride in being transparent about our loan products. We try to make sure our customers have positive experiences and ensure our customers can enjoy an easy loan experience. We really appreciate knowing that our efforts have been successful!
I am greatful for the help but I do however want to ask when I just renewed it howcome my first payment is due in two weeks?
Thanks so much for your positive review of Spotloan. We understand that sometimes you may need to change your payment schedule or payment amount. Just call or email us at least two business days before your next payment is due and a Customer Service Representative will work with you on repayment options.
DO NOT USE THIS LOAN COMPANY! The interest rates are absurd and damn near CRIMINAL. I borrowed $800 and made all payments on time, went to look at the payoff and it was up to $1100! You don’t need the money that bad this mfs will bend you over every which way DONT DO IT.
Thank you for taking the time to leave a Spotloan review. We're sorry to hear you are not satisfied with Spotloan as we value our customer's experiences. At Spotloan, we strive to provide a great loan product that helps consumers with their emergency expenses. We take pride in being transparent about our loan products. Our rates and payment options are clearly listed on our website, loan application, and loan documents. We have no hidden fees and no prepayment penalties and encourage customers to pay off their loan as early as possible to reduce the total cost of the loan.
The interest rate on a loan is just ridiculous
Thank you for taking the time to leave a Spotloan review. We're sorry to hear you are not satisfied with Spotloan as we value our customer's experiences. At Spotloan, we strive to provide a great loan product that helps consumers with their emergency expenses. We take pride in being transparent about our loan products. Our rates and payment options are clearly listed on our website, loan application, and loan documents. We have no hidden fees and no prepayment penalties and encourage customers to pay off their loan as early as possible to reduce the total cost of the loan.
Thank you for giving me the greatest experience and working with me. L Great job!!!! You have given the best service and customer service..
Thanks so much for your positive review of Spotloan. We value our customers and take pride in being transparent about our loan products. We try to make sure our customers have positive experiences and ensure our customers can enjoy an easy loan experience. We really appreciate knowing that our efforts have been successful!
Thanks so much for your positive review of Spotloan. We value our customers and take pride in being transparent about our loan products. We try to make sure our customers have positive experiences and ensure our customers can enjoy an easy loan experience. We really appreciate knowing that our efforts have been successful!
The application was easy to fill out. Decision was quick. The payment plan was easy to handle, and a payout was not that bad.
Thanks so much for your positive review of Spotloan. We value our customers and take pride in being transparent about our loan products. We try to make sure our customers have positive experiences and ensure our customers can enjoy an easy loan experience. We really appreciate knowing that our efforts have been successful!
Low manageable payments. Thank You
Thanks so much for your positive review of Spotloan. We value our customers and take pride in being transparent about our loan products. We try to make sure our customers have positive experiences and ensure our customers can enjoy an easy loan experience. We really appreciate knowing that our efforts have been successful!
Thanks so much for your positive review of Spotloan. We value our customers and take pride in being transparent about our loan products. We try to make sure our customers have positive experiences and ensure our customers can enjoy an easy loan experience. We really appreciate knowing that our efforts have been successful!
I love spot loan I have been a member for several years. The process is easy. They are the best lenders of my choices
Thanks so much for your positive review of Spotloan. We value our customers and take pride in being transparent about our loan products. We try to make sure our customers have positive experiences and ensure our customers can enjoy an easy loan experience. We really appreciate knowing that our efforts have been successful!
Easy process
Thanks so much for your positive review of Spotloan. We value our customers and take pride in being transparent about our loan products. We try to make sure our customers have positive experiences and ensure our customers can enjoy an easy loan experience. We really appreciate knowing that our efforts have been successful!
Thanks so much for your positive review of Spotloan. We value our customers and take pride in being transparent about our loan products. We try to make sure our customers have positive experiences and ensure our customers can enjoy an easy loan experience. We really appreciate knowing that our efforts have been successful!
Professional personnel. Never wasted your time. easy to apply.
Thanks so much for your positive review of Spotloan. We value our customers and take pride in being transparent about our loan products. We try to make sure our customers have positive experiences and ensure our customers can enjoy an easy loan experience. We really appreciate knowing that our efforts have been successful!
great to work with and give me a good rating
Thanks so much for your positive review of Spotloan. We value our customers and take pride in being transparent about our loan products. We try to make sure our customers have positive experiences and ensure our customers can enjoy an easy loan experience. We really appreciate knowing that our efforts have been successful!
I've been using Spot Loan for around 12 years now. Yes, I know the interest is higher, however they've always been there when I've need them. By getting a loan and paying it off either earlier or on time, it's always comforting knowing they have my back in my time of need.
Thanks so much for your positive review of Spotloan. We value our customers and take pride in being transparent about our loan products. We try to make sure our customers have positive experiences and ensure our customers can enjoy an easy loan experience. We really appreciate knowing that our efforts have been successful!
Been a valuable customer with them for years. Paid off a loan and was denied for another one cause they said they couldn't verify my information. My information has not changed so I'm not understanding why I'm being denied which is why you get a one star.
Thank you for taking the time to leave a Spotloan review. We're sorry to hear you are not satisfied with Spotloan because we did not approve you for a loan. Please review your denial notice for specific details as to why you were not approved for a loan. If you have additional questions, please contact us at [email protected] (mailto:[email protected]) or (888) 681-6811 so that we can further assist you.
I had no problems getting a loan and repaying it
Thanks so much for your positive review of Spotloan. We value our customers and take pride in being transparent about our loan products. We try to make sure our customers have positive experiences and ensure our customers can enjoy an easy loan experience. We really appreciate knowing that our efforts have been successful!
Easy Application process. Fast, efficient and good customer service.
Thanks so much for your positive review of Spotloan. We value our customers and take pride in being transparent about our loan products. We try to make sure our customers have positive experiences and ensure our customers can enjoy an easy loan experience. We really appreciate knowing that our efforts have been successful!
Everything was great. I have always been very satisfied with spotloan.
Thanks so much for your positive review of Spotloan. We value our customers and take pride in being transparent about our loan products. We try to make sure our customers have positive experiences and ensure our customers can enjoy an easy loan experience. We really appreciate knowing that our efforts have been successful!
203 reviews matching