Spotloan (www.spotloan.com) has a 4.6 out of 5 rating on OK.one, based on 203 user reviews collected here. It is listed under Money & Insurance and its reputation is excellent. Praise is nearly unanimous, with 90% rating it 4 stars or higher; The business has replied to 100% of negative reviews. Last updated 2026-08-10.
Thanks so much for your positive review of Spotloan. We value our customers and take pride in being transparent about our loan products. We try to make sure our customers have positive experiences and ensure our customers can enjoy an easy loan experience. We really appreciate knowing that our efforts have been successful!
Thanks so much for your positive review of Spotloan. We value our customers and take pride in being transparent about our loan products. We try to make sure our customers have positive experiences and ensure our customers can enjoy an easy loan experience. We really appreciate knowing that our efforts have been successful!
Thanks so much for your positive review of Spotloan. We value our customers and take pride in being transparent about our loan products. We try to make sure our customers have positive experiences and ensure our customers can enjoy an easy loan experience. We really appreciate knowing that our efforts have been successful!
Thanks so much for your positive review of Spotloan. We value our customers and take pride in being transparent about our loan products. We try to make sure our customers have positive experiences and ensure our customers can enjoy an easy loan experience. We really appreciate knowing that our efforts have been successful!
Thanks so much for your positive review of Spotloan. We value our customers and take pride in being transparent about our loan products. We try to make sure our customers have positive experiences and ensure our customers can enjoy an easy loan experience. We really appreciate knowing that our efforts have been successful!
Horrible, only thing good about it is that you get it quick but you end up paying triple of what you borrowed, not worth it, wish I know before applying and getting it.
Reply from Spotloan2026-07-24
Thank you for taking the time to leave a Spotloan review. We're sorry to hear you are not satisfied with Spotloan as we value our customer's experiences. At Spotloan, we strive to provide a great loan product that helps consumers with their emergency expenses. We take pride in being transparent about our loan products. Our rates and payment options are clearly listed on our website, loan application, and loan documents. We have no hidden fees and no prepayment penalties and encourage customers to pay off their loan as early as possible to reduce the total cost of the loan.
Fast easy access and quick reply intest ratea little high but easy form and almost instant reply back
Reply from Spotloan2026-07-24
Thanks so much for your positive review of Spotloan. We value our customers and take pride in being transparent about our loan products. We try to make sure our customers have positive experiences and ensure our customers can enjoy an easy loan experience. We really appreciate knowing that our efforts have been successful!
Thanks so much for your positive review of Spotloan. We value our customers and take pride in being transparent about our loan products. We try to make sure our customers have positive experiences and ensure our customers can enjoy an easy loan experience. We really appreciate knowing that our efforts have been successful!
G
George Williams · 1 review · Verified · Experienced 2026-07-15 ·
★★★★★
The payments are reasonable…
The payments are reasonable depending on the amount.
Reply from Spotloan2026-07-24
Thanks so much for your positive review of Spotloan. We value our customers and take pride in being transparent about our loan products. We try to make sure our customers have positive experiences and ensure our customers can enjoy an easy loan experience. We really appreciate knowing that our efforts have been successful!
interest rate is too high. other than that, all is good.
Reply from Spotloan2026-07-24
Thank you for taking the time to leave a Spotloan review. We're sorry to hear you are not satisfied with Spotloan as we value our customer's experiences. At Spotloan, we strive to provide a great loan product that helps consumers with their emergency expenses. We take pride in being transparent about our loan products. Our rates and payment options are clearly listed on our website, loan application, and loan documents. We have no hidden fees and no prepayment penalties and encourage customers to pay off their loan as early as possible to reduce the total cost of the loan.
Loans are easy to apply for..never had a problem with this company
Reply from Spotloan2026-07-24
Thanks so much for your positive review of Spotloan. We value our customers and take pride in being transparent about our loan products. We try to make sure our customers have positive experiences and ensure our customers can enjoy an easy loan experience. We really appreciate knowing that our efforts have been successful!
I have used Spotloan on several occasions! Always have good experience with them. There for their customers...customers service is awesome.
Reply from Spotloan2026-07-24
Thanks so much for your positive review of Spotloan. We value our customers and take pride in being transparent about our loan products. We try to make sure our customers have positive experiences and ensure our customers can enjoy an easy loan experience. We really appreciate knowing that our efforts have been successful!
Top tier customer service. You guys were great with me and continued to assist me when I needed it.
Reply from Spotloan2026-07-24
Thanks so much for your positive review of Spotloan. We value our customers and take pride in being transparent about our loan products. We try to make sure our customers have positive experiences and ensure our customers can enjoy an easy loan experience. We really appreciate knowing that our efforts have been successful!
B
Barry · 1 review · Verified · Experienced 2026-07-20 ·
★★★★★
Done as exact as I was told.
You folks did everything exactly the way you said it would be done.
Reply from Spotloan2026-07-24
Thanks so much for your positive review of Spotloan. We value our customers and take pride in being transparent about our loan products. We try to make sure our customers have positive experiences and ensure our customers can enjoy an easy loan experience. We really appreciate knowing that our efforts have been successful!
I've gotten many loans from youre which is great little expensive over all youre let me have the loans. Very appreciated
Reply from Spotloan2026-07-24
Thanks so much for your positive review of Spotloan. We value our customers and take pride in being transparent about our loan products. We try to make sure our customers have positive experiences and ensure our customers can enjoy an easy loan experience. We really appreciate knowing that our efforts have been successful!
Thanks so much for your positive review of Spotloan. We value our customers and take pride in being transparent about our loan products. We try to make sure our customers have positive experiences and ensure our customers can enjoy an easy loan experience. We really appreciate knowing that our efforts have been successful!
W
W.B. · 1 review · Experienced 2026-07-21 ·
★★★★★
Financial Transaction History doesn't exist past the last payment
Spotloan does not have easy access to online history. When logging into the account to pull up payment history and payment schedule, there is only the last payment. The loan is currently bigger than the original balance and I cannot get the detailed information I need to find out why.
Reply from Spotloan2026-07-24
Thank you for taking the time to leave a review for us. Though we would like to help you, unfortunately, we are unable to locate your account. Please contact us at [email protected] or (888) 681-6811 so that we can further assist you.
S
SUSAN R. · 3 reviews · Verified · Experienced 2026-07-20 ·
★★★★★
Your good when need money quickly but…
Your good when need money quickly but you charge to much interest.
Reply from Spotloan2026-07-24
Thanks for your review. If you pay off your first Spotloan in full and on time, you may be eligible for a lower rate of 330% to 460% APR on your next Spotloan. Customers with an established track record with us will earn an even lower rate of 99% APR, starting with their tenth Spotloan.
I did not like how the payments came instead of it coming a certain day of the month it came on odd days when I didn't get paid. Payments would pop-up when I less expected it hated it
Reply from Spotloan2026-07-24
Thank you for taking the time to leave a Spotloan review. We're sorry to hear you are not satisfied with Spotloan as we value our customers' experiences. We are more than happy to work with you and adjust your loan payment dates. Please contact us at [email protected] (mailto:[email protected]) or (888) 681-6811 so that we can further assist you.
C
CAROL WILLIAMS · 1 review · Verified · Experienced 2026-07-15 ·
★★★★★
Payment was manageable
Reply from Spotloan2026-07-24
Thanks so much for your positive review of Spotloan. We value our customers and take pride in being transparent about our loan products. We try to make sure our customers have positive experiences and ensure our customers can enjoy an easy loan experience. We really appreciate knowing that our efforts have been successful!