Take Charge America (www.takechargeamerica.org) has a 4.8 out of 5 rating on OK.one, based on 62 user reviews collected here. It is listed under Money & Insurance and its reputation is excellent. Praise is nearly unanimous, with 96% rating it 4 stars or higher; The business has replied to 50% of negative reviews. Last updated 2026-08-10.
This was the best decision I've ever made. I was ale to consolidate all of my credit card debts into one monthly payment, and TCA took care of negotiating with each and every one of the companies. I got frequent updates, and answered any questions I had. The staff is kind and knowledgeable. I really appreciate their service!
We used this company over approximately 20years ago they were helping, professional and we never had any issues. They took care of everything from talking to creditors to sending the money. Before we used them we had tried someone else and they made us pay all this money upfront and the money we was sending was not getting applied to our credit cards. I saved the information from last time and have fell back on hard times and gave them a call again. I will say I was hesitant at first because I thought the person that answer the phone was a little rude but in the end went with them anyway. I feel like I did so many years ago, they are a responsible, reliable company.