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Take Charge America

62 reviews

4.862 reviews
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About Take Charge America

Data updated
Website
www.takechargeamerica.org
Category
Money & Insurance
Location
United States · Phoenix
Status
Unclaimed
Last 12 months
62 reviews
Replies to negative
50% (1/2)
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Is Take Charge America legit?

Take Charge America (www.takechargeamerica.org) has a 4.8 out of 5 rating on OK.one, based on 62 user reviews collected here. It is listed under Money & Insurance and its reputation is excellent. Praise is nearly unanimous, with 96% rating it 4 stars or higher; The business has replied to 50% of negative reviews. Last updated 2026-08-10.

What people say

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customer · 2 reviews · Verified · Experienced 2026-08-04 ·

Customer service

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Rafael Hoffman · 1 review · Verified · Experienced 2026-07-30 ·

Helps Manage Payments With Low Interest

Having debt for several years is truly an annoyance but TCA allowed for a manageable payment plan by coordinating with the banks while minimizing interest rates dramatically through consolidated debt. The representatives were very accommodating. In general they were kind and understanding, putting in their best efforts to give me a payment plan that worked for me and to listen to my requests through the messaging system. Although slightly tedious at first when signing in and putting in certain requests like when you want a bigger payment issued that month, I felt it was flexible enough to utilize regularly. Usually I reached people on the phone fairly fast when I called.

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Lisa Grymes · 3 reviews · Verified · Experienced 2026-07-29 ·

Great Support Team

Every time I have a concern or a question, the TCA representatives are patient, helpful and knowledgeable. Their support is always perfect!

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Taylor B · 1 review · Verified · Experienced 2026-07-27 ·

We were absolutely desperate to get out…

We were absolutely desperate to get out of credit card debt. We decided to try TCA and they were very helpful. They consolidated all of our debt into a much more manageable monthly payment. We’re thankful that we were able to pay our debt off with a user friendly program.

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DARLA L ALONZO · 5 reviews · Verified · Experienced 2026-07-23 ·

Outstanding service

They are great ... always on time, ready to help, knowledgeable, and flexible. It good to have good partners when working out difficult problems. I have been with them for nearly 2 years now

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Andy S Burns · 1 review · Verified · Experienced 2026-07-21 ·

Take Charge America Works…

Take Charge saved me financially and mentally. Taking my credit cards and consolidating the debt into one payment less than all the minimums. This allowed me to payoff the debt and get back on solid footing. Customer service was always friendly and professional.

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Toni Youngblood · 2 reviews · Verified · Experienced 2026-07-14 ·

Very efficient in helping me I am truly…

Very efficient in helping me I am truly grateful

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Logan B · 1 review · Verified · Experienced 2026-07-16 ·

Debt Free in 4 Years

This process was so helpful to get me out of credit card debt. The employees were all very helpful and kind and I would highly recommend them to anyone who needs to get out of the cycle of making monthly payments that hardly lower the principal you owe on your debt.

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Roger Dickens · 1 review · Verified · Experienced 2026-07-17 ·

It was a Great Experience.

It was a Great Experience. There was Never any problems while I was in this Program. I Thank You, Take Charge America, for being such a dependable and reliable source of Help.

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Jo · 2 reviews · Verified · Experienced 2026-07-17 ·

Like the way it works

Like the way it works. Helped to pay off my debt in a very helpful way

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pajama lover · 4 reviews · Verified · Experienced 2026-07-16 ·

Very responsive customer service

Very responsive customer service. Accurate and easy, trustworthy.

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Patrice Holness · 1 review · Verified · Experienced 2026-07-14 ·

I am grateful for the services TCA…

I am grateful for the services TCA offered to help me get out of debt and courses offered about setting budgets for example.

Reply from Take Charge America2026-07-17

Thank you for your kind words! We're so glad our services and budgeting resources helped you on your journey. Congratulations, and we wish you continued financial success!

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Patti · 3 reviews · Verified · Experienced 2026-07-14 ·

This is my 2nd time paying off a debt…

This is my 2nd time paying off a debt and both times have been successful and wonderful experiences. Life happens, we make bad decisions, but it’s assuring to know your experience helps us available. Thank you TCA!!

Reply from Take Charge America2026-07-17

Thank you for trusting Take Charge America not once, but twice! We're honored to have been part of your journey. Congratulations on paying off your debt, and thank you for sharing your experience. We wish you continued financial success!

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Damie · 2 reviews · Verified · Experienced 2026-07-08 ·

Great customer service and financial…

Great customer service and financial education. The program was flexible during times I had less and extra money to pay on my monthly payments. I would definitely recommend.

Reply from Take Charge America2026-07-14

Thank you for your kind words and recommendation! We're delighted to hear our team and financial education made a positive difference. We appreciate your trust in Take Charge America and wish you continued success on your financial journey.

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Christopher Ellyson · 1 review · Verified · Experienced 2026-07-08 ·

Unwilling to work with people.

Reply from Take Charge America2026-07-13

Hi Christopher, we're sorry to hear that your experience didn't meet your expectations. We're committed to treating every person with respect, compassion, and professionalism. We'd appreciate the opportunity to learn more about your experience and see how we can make things right. Please contact our Support Team at [email protected] at your convenience. Thank you for taking the time to share your feedback.

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Brian M Rodriguez · 1 review · Verified · Experienced 2026-07-01 ·

Easily 5 out of 5 stars

Easily 5 out of 5 stars. I have been on the Take Charge America program twice and each time I got out of debt. I couldn't have done this without the Take Charge America and their knowledgeable staff. Thank you Take Charge America!

Reply from Take Charge America2026-07-13

Thank you, Brian! Congratulations on becoming debt-free again! We appreciate your continued trust in Take Charge America and are honored to have been part of your journey.

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Jacquelyn Harris · 1 review · Verified · Experienced 2026-06-18 ·

Take charge America help me to pay off…

Take charge America help me to pay off two of my credit cards and I am very grateful keep up the good work take charge of America 🎉🎉🎉🎉🎉🎉🎉🎉 and the customer service is excellent

Reply from Take Charge America2026-07-13

Thank you, Jacquelyn! Congratulations on paying off two of your credit cards! We appreciate your kind words and are grateful we could help.

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Theresa L Spencer · 1 review · Verified · Experienced 2026-06-17 ·

Staff are always cheerful and willing…

Staff are always cheerful and willing to help.

Reply from Take Charge America2026-07-13

Thank you, Theresa! We're delighted to hear our team was cheerful and helpful. We appreciate your support!

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FATIMA · 2 reviews · Verified · Experienced 2026-06-16 ·

Nice staff when you call to get things…

Nice staff when you call to get things done

Reply from Take Charge America2026-07-13

Thank you, Fatima! We're so glad our team could provide the assistance you needed. We appreciate your kind review!

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Holly M. · 2 reviews · Verified · Experienced 2026-01-28 ·

THANK YOU TCA

THANK YOU TCA! You have saved our family from years of suffering & falling behind financially by getting us low interest rates & a single payment. It is too good to be true, but it is true! Knowledgeable, kind & helpful customer service.

Reply from Take Charge America2026-07-13

Thank you, Holly! Knowing we were able to help your family means the world to us. We truly appreciate your trust and your thoughtful review.