About Take Charge America
Data updated- Website
- www.takechargeamerica.org
- Category
- Money & Insurance
- Location
- United States · Phoenix
- Status
- Unclaimed
- Last 12 months
- 62 reviews
- Replies to negative
- 50% (1/2)
Is Take Charge America legit?
Take Charge America (www.takechargeamerica.org) has a 4.8 out of 5 rating on OK.one, based on 62 user reviews collected here. It is listed under Money & Insurance and its reputation is excellent. Praise is nearly unanimous, with 96% rating it 4 stars or higher; The business has replied to 50% of negative reviews. Last updated 2026-08-10.
What people say
Helps Manage Payments With Low Interest
Having debt for several years is truly an annoyance but TCA allowed for a manageable payment plan by coordinating with the banks while minimizing interest rates dramatically through consolidated debt. The representatives were very accommodating. In general they were kind and understanding, putting in their best efforts to give me a payment plan that worked for me and to listen to my requests through the messaging system. Although slightly tedious at first when signing in and putting in certain requests like when you want a bigger payment issued that month, I felt it was flexible enough to utilize regularly. Usually I reached people on the phone fairly fast when I called.
Great Support Team
Every time I have a concern or a question, the TCA representatives are patient, helpful and knowledgeable. Their support is always perfect!
We were absolutely desperate to get out…
We were absolutely desperate to get out of credit card debt. We decided to try TCA and they were very helpful. They consolidated all of our debt into a much more manageable monthly payment. We’re thankful that we were able to pay our debt off with a user friendly program.
Outstanding service
They are great ... always on time, ready to help, knowledgeable, and flexible. It good to have good partners when working out difficult problems. I have been with them for nearly 2 years now
Take Charge America Works…
Take Charge saved me financially and mentally. Taking my credit cards and consolidating the debt into one payment less than all the minimums. This allowed me to payoff the debt and get back on solid footing. Customer service was always friendly and professional.
Very efficient in helping me I am truly…
Very efficient in helping me I am truly grateful
Debt Free in 4 Years
This process was so helpful to get me out of credit card debt. The employees were all very helpful and kind and I would highly recommend them to anyone who needs to get out of the cycle of making monthly payments that hardly lower the principal you owe on your debt.
It was a Great Experience.
It was a Great Experience. There was Never any problems while I was in this Program. I Thank You, Take Charge America, for being such a dependable and reliable source of Help.
Like the way it works
Like the way it works. Helped to pay off my debt in a very helpful way
Very responsive customer service
Very responsive customer service. Accurate and easy, trustworthy.
I am grateful for the services TCA…
I am grateful for the services TCA offered to help me get out of debt and courses offered about setting budgets for example.
Thank you for your kind words! We're so glad our services and budgeting resources helped you on your journey. Congratulations, and we wish you continued financial success!
This is my 2nd time paying off a debt…
This is my 2nd time paying off a debt and both times have been successful and wonderful experiences. Life happens, we make bad decisions, but it’s assuring to know your experience helps us available. Thank you TCA!!
Thank you for trusting Take Charge America not once, but twice! We're honored to have been part of your journey. Congratulations on paying off your debt, and thank you for sharing your experience. We wish you continued financial success!
Great customer service and financial…
Great customer service and financial education. The program was flexible during times I had less and extra money to pay on my monthly payments. I would definitely recommend.
Thank you for your kind words and recommendation! We're delighted to hear our team and financial education made a positive difference. We appreciate your trust in Take Charge America and wish you continued success on your financial journey.
Unwilling to work with people.
Hi Christopher, we're sorry to hear that your experience didn't meet your expectations. We're committed to treating every person with respect, compassion, and professionalism. We'd appreciate the opportunity to learn more about your experience and see how we can make things right. Please contact our Support Team at [email protected] at your convenience. Thank you for taking the time to share your feedback.
Easily 5 out of 5 stars
Easily 5 out of 5 stars. I have been on the Take Charge America program twice and each time I got out of debt. I couldn't have done this without the Take Charge America and their knowledgeable staff. Thank you Take Charge America!
Thank you, Brian! Congratulations on becoming debt-free again! We appreciate your continued trust in Take Charge America and are honored to have been part of your journey.
Take charge America help me to pay off…
Take charge America help me to pay off two of my credit cards and I am very grateful keep up the good work take charge of America 🎉🎉🎉🎉🎉🎉🎉🎉 and the customer service is excellent
Thank you, Jacquelyn! Congratulations on paying off two of your credit cards! We appreciate your kind words and are grateful we could help.
Staff are always cheerful and willing…
Staff are always cheerful and willing to help.
Thank you, Theresa! We're delighted to hear our team was cheerful and helpful. We appreciate your support!
Nice staff when you call to get things…
Nice staff when you call to get things done
Thank you, Fatima! We're so glad our team could provide the assistance you needed. We appreciate your kind review!
THANK YOU TCA
THANK YOU TCA! You have saved our family from years of suffering & falling behind financially by getting us low interest rates & a single payment. It is too good to be true, but it is true! Knowledgeable, kind & helpful customer service.
Thank you, Holly! Knowing we were able to help your family means the world to us. We truly appreciate your trust and your thoughtful review.
