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Money & Insurance

Xoom, A PayPal Service

282 reviews

4.7282 reviews
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About Xoom, A PayPal Service

Data updated
Website
www.xoom.com
Category
Money & Insurance
Location
United States · San Francisco
Status
Unclaimed
Last 12 months
282 reviews
Replies to negative
14% (2/14)
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Is Xoom, A PayPal Service legit?

Xoom, A PayPal Service (www.xoom.com) has a 4.7 out of 5 rating on OK.one, based on 282 user reviews collected here. It is listed under Money & Insurance and its reputation is excellent. Praise is nearly unanimous, with 91% rating it 4 stars or higher; The business has replied to 14% of negative reviews. Last updated 2026-08-10.

What people say

m
moises peralta · 1 review · Verified · Experienced 2026-08-06 ·

Too expensive!

N
NTS · 19 reviews · Verified · Experienced 2026-08-06 ·

Sending money overseas is fast and easy…

Sending money overseas is fast and easy with XOOM PayPal!

D
Daniel Edwards · 4 reviews · Verified · Experienced 2026-08-06 ·

Delivered quickly to Nepal as usual

Reply from Xoom, A PayPal Service2026-08-06

Thanks for the feedback and for choosing Xoom—we’re proud to be part of how you send money. Delivering a service you can count on is what motivates us every day.

T
Theodore Schwartz · 5 reviews · Verified · Experienced 2026-08-06 ·

Finally improved paying Mexican CFE…

Finally improved paying Mexican CFE bill, but still an extra step or two…and no way to scan barcode instead of entering 30 digit number.

R
RBZ · 1 review · Verified · Experienced 2026-08-06 ·

Very High fees, compared to other platforms

High fees - fee was increased almost double

Reply from Xoom, A PayPal Service2026-08-06

Thanks for your feedback — we read these reviews and take the feedback seriously. Our rates and fees can vary based on several factors, including the amount sent, payment method, delivery option, and even currency fluctuations. We regularly review our rates to stay competitive and provide value, and we always show the full fee and exchange rate before you send. We’d be glad to help find the best option for your needs. Please reach out to our team here so we can assist you directly: https://help.xoom.com/s/contactsupport.

D
DAMODAR PAI · 3 reviews · Verified · Experienced 2026-08-06 ·

quick transaction

fast transaction but fee has gone up !

F
FcoZe · 5 reviews · Verified · Experienced 2026-08-06 ·

It’s always fast

It’s always fast, easy and secure, transfer money with Xoom.

F
Frances Jennings · 7 reviews · Verified · Experienced 2026-08-06 ·

Gardeners

Simple way to pay instead of driving to bank atm

J
Julio Garcia · 1 review · Verified · Experienced 2026-08-06 ·

Easy to use and fast service

A
Analinda Caballero · 2 reviews · Verified · Experienced 2026-08-04 ·

Confidentially

Reply from Xoom, A PayPal Service2026-08-06

Thanks for the feedback and for choosing Xoom—we’re proud to be part of how you send money. Delivering a service you can count on is what motivates us every day.

P
Prakash Sangam · 1 review · Verified · Experienced 2026-08-03 ·

Unreliable service

The payment using the same source (Wells Fargo) and destination (ICICI) banks, which used to be instant when needed urgently, was said to take 3 days. The reason given was waiting for a response from the source bank. However, I saw that money was instantly debited from the source account. After canceling the transaction, I got the message that there was a temporary hold on the money. But from the source bank's site, it was seen that the transaction had cleared and been finalized. I am surely i will get the money. But my confidence in relying on Xoom for instant transfer is shattered. I now know that I can't depend on it. Thanks

Reply from Xoom, A PayPal Service2026-08-06

Hi there, We’re sorry to hear about the delay. We know how important it is for your money to arrive on time, and we work hard every day to get funds to your receiver as quickly as possible. If your money didn’t arrive when we said it would, we’d love to look into this and make things right. Please reach out to our support team here: https://help.xoom.com/s/contactsupport. We offer email support daily, and you can also reach us by phone.

N
Natasha Wilson · 1 review · Verified · Experienced 2026-08-06 ·

Seamless service

Seamless service, fast transaction

Reply from Xoom, A PayPal Service2026-08-06

Thanks for the feedback and for choosing Xoom—we’re proud to be part of how you send money. Delivering a service you can count on is what motivates us every day.

E
Ernest Lee Horton Jr · 3 reviews · Verified · Experienced 2026-08-05 ·

It worked exactly as it should

Reply from Xoom, A PayPal Service2026-08-06

Thanks for the feedback and for choosing Xoom—we’re proud to be part of how you send money. Delivering a service you can count on is what motivates us every day.

T
TV · 6 reviews · Verified · Experienced 2026-08-06 ·

Very efficient and fast delivery.

Reply from Xoom, A PayPal Service2026-08-06

Thanks for the feedback and for choosing Xoom—we’re proud to be part of how you send money. Delivering a service you can count on is what motivates us every day.

E
Elizabeth · 4 reviews · Verified · Experienced 2026-08-06 ·

Great site to use with a low…

Great site to use with a low transaction rate compared to other institutions.

Reply from Xoom, A PayPal Service2026-08-06

Thanks for the feedback and for choosing Xoom—we’re proud to be part of how you send money. Delivering a service you can count on is what motivates us every day.

B
Brayan Rueda · 6 reviews · Verified · Experienced 2026-08-06 ·

It is quick and reliable.

G
Gloria Fonseca · 1 review · Verified · Experienced 2026-08-06 ·

It would take forever

We try to send money to our family in Mexico and it would take a week to get there so I have to take a way arround it to make it happend, and the fees are so high, I have been a costumer for about 17 years and there is no appreciation to our loyalty.

Reply from Xoom, A PayPal Service2026-08-06

Hi Gloria, We’re sorry to hear about the delay. We know how important it is for your money to arrive on time, and we work hard every day to get funds to your receiver as quickly as possible. If your money didn’t arrive when we said it would, we’d love to look into this and make things right. Please reach out to our support team here: https://help.xoom.com/s/contactsupport. We offer email support daily, and you can also reach us by phone.

S
Sean · 6 reviews · Verified · Experienced 2026-08-06 ·

Quick way to send money to Mexico

Needed to send some quick funds to Mexico for repairs on my house. I usually use Xoom to pay my CFE bill, which is very convenient. I had never sent to a bank card directly. It was incredibly easy and very fast transfer.

Reply from Xoom, A PayPal Service2026-08-06

Thanks for the feedback and for choosing Xoom—we’re proud to be part of how you send money. Delivering a service you can count on is what motivates us every day.

R
Ruben Gonzalez · 1 review · Verified · Experienced 2026-08-06 ·

Good service 👍

m
miriam Tan · 1 review · Verified · Experienced 2026-08-05 ·

easy to navigate website