Formerly known as Merchant Capital Source, the team at Zinch has been providing fast and convenient financing solutions for small businesses since 2004. Our goal has always been to make financing inclusive: offering solutions that are easy to understand and use. With our focus firmly on financial flexibility, weʼre in business to help small businesses thrive.
Written by the business, not verified by us.Zinch (www.zinchfin.com) has a 4.7 out of 5 rating on OK.one, based on 102 user reviews collected here. It is listed under Money & Insurance and its reputation is excellent. Praise is nearly unanimous, with 92% rating it 4 stars or higher; The business has replied to 88% of negative reviews. Last updated 2026-08-31.
Sydnie was very professional and went to bat for us. She was very timely with her correspondence and was able to help us navigate through a complicated situation. Five stars all the way. The only real downside are obviously the rates, but if you have few options, Merchant Capital can help. The goal would be to use the money wisely and grow your business so you won't find yourself in the same position in the future.
Nobody better! The Merchant Capital Team cares and most importantly is honest, respectful and diligent. When you call Mike, Michael and others answer on the first ring. If there was a one word descriptor for MCS it’s Class Act. Okay. Two words. A definite five star rating. But first, surf around and read other companies reviews to see why we are raving on them. Speedy-fast decisions and when they say the funds will be in your account within the hour of completing their due diligence, they aren’t kidding.
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