This is my 3rd advance with MCS and…
This is my 3rd advance with MCS and they’re fantastic to work with. They’re rates are lower than anyone else I’ve worked with. Fast and easy to work with.
Formerly known as Merchant Capital Source, the team at Zinch has been providing fast and convenient financing solutions for small businesses since 2004. Our goal has always been to make financing inclusive: offering solutions that are easy to understand and use. With our focus firmly on financial flexibility, weʼre in business to help small businesses thrive.
Written by the business, not verified by us.Zinch (www.zinchfin.com) has a 4.7 out of 5 rating on OK.one, based on 102 user reviews collected here. It is listed under Money & Insurance and its reputation is excellent. Praise is nearly unanimous, with 92% rating it 4 stars or higher; The business has replied to 88% of negative reviews. Last updated 2026-08-31.
This is my 3rd advance with MCS and they’re fantastic to work with. They’re rates are lower than anyone else I’ve worked with. Fast and easy to work with.
Very professional staff. They answered all of my questions and were very quick to have a business loan approved. I highly recommend MCS.
Very helpful and a simple process. Thank you
Needed a small loan process was fast & easy no taxes required no business plan was funded in 3 days
The whole experience was excellent And the people at MCS are kind and Very professional.
The pandemic put me out of business shall I shut my doors now I need a loan for an automobile $2,000 I hope the Lord Mercy did I get
Max and Eddie were great to work with. The process was smooth sailing. Will definitely be working with them for years to come.
So we did application and sent bank statements. Then we get an offer that is awaiting approval. The sales person was very fast at answering emails and was fast to tell us don't worry we don't need to look at other loan company offers. Then underwriting emails and said denied. I understand credit score is not very good. So we emailed sales person, he just left us out to hang. I guess if you perfect credit they love you, but you don't pass there first test you're dead to them. Will never use this company in future it just goes to show all they want is your money, worst company to deal with. Move on and go to a different company. Thanks for showing true colors before we signed up with you. Here is sales person name Mark Tadros.
Thank you for taking the time to write a review for us, we appreciate you sharing your experience so we can improve moving forward. We set a high standard for ourselves, and we are sorry to hear this was not met in your interaction with our business. If you would like to further discuss the situation, please feel free to call me at 714-500-6633 or email at [email protected]
I cant believe how smooth and fast transaction happened.. Great quality of service and fastest process I have ever experienced in finance.. funds were literally deposited next day..
Multiple loans through merchant capital, over the last 2 years they are effective and fast.
Great people to work with. Funding was expedient and paperwork was easy. Would definitely work with them again.
I have been working with MCS for over 4 years now. I an a single mother and sole owner of a seafood restaurant. This company has gone above and behind to help me get the funding I needed to keep my business running in the beginning and later assisting in the growth and physical expansion of my Restaurant. Staff is always prompt and courteous. Thanks MCS!
Fast and easy checkout. The whole process was painless and upfront. Would recommend them.
Great service. Fantastirn around time.
I have used Mechant Capital afew times . They are fast reacting and easy to work with. Absolutely no problems.
The Merchant's team make the process quick & easy, while being very professional at the same time. They are the best at what they do!
They were so nice and everything went so smoothly . They are helpful and efficient, and communication is awesome. Definitely recommend !!
Extremely fast, very easy, professional and helpful staff Great job! Best Regards, Planet Plumbing
Merchant Capital Source is great to work with, simple application and streamlined very quickly. Customer service goes above and beyond for you and always very friendly. I would recommend any business to them!
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