Very good
Very good with
About Zinch
Data updated- Website
- www.zinchfin.com
- Category
- Money & Insurance
- Location
- United States
- Status
- Unclaimed
- Replies to negative
- 88% (7/8)
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About this business
Formerly known as Merchant Capital Source, the team at Zinch has been providing fast and convenient financing solutions for small businesses since 2004. Our goal has always been to make financing inclusive: offering solutions that are easy to understand and use. With our focus firmly on financial flexibility, weʼre in business to help small businesses thrive.
Written by the business, not verified by us.Is Zinch legit?
Zinch (www.zinchfin.com) has a 4.7 out of 5 rating on OK.one, based on 102 user reviews collected here. It is listed under Money & Insurance and its reputation is excellent. Praise is nearly unanimous, with 92% rating it 4 stars or higher; The business has replied to 88% of negative reviews. Last updated 2026-08-31.
What people say
Communication and Service
Everything went smooth and also any questions I had were answered and explained thoroughly
Fast friendly service always there when…
Fast friendly service always there when I need you.
Best lender
I been using this lender for over 5 years. Their very professional and fund you extremely quick!
Such a great experience!
Zinch is always so easy to work with and they make the process really easy, especially for repeat customers. Will always and only work with them.
Great experience
Great experience! Very helpful! Thanks!
It was good experience
This company is horrible.
Reply from Zinch2022-07-16
Hi Brad, I'm sorry to hear about the predicament you're in. We value your business and it's unfortunate that you're disappointed. The contract you signed does state that we collect from your sales but you did not allow us to recently. We did try reaching out multiple times via email as well. If you would like to further discuss this please feel free to contact me at 714-500-6633 or [email protected]
Easy contract to understand
It was easy working with Zinch on getting my business loan. They even matched a competitors rate and presented a contract that was shorter and easier to understand. I would recommend Zinch and use them again for my business expansion needs in the future!
Good and quick
Nice and quick response.
Company was great they where a bit over…
Company was great they where a bit over abundant of paperwork to get it going. But everything was smooth and we got a very good deal with them. Look forward to a long relation with the company.
Zinch is AMAZING and a BLESSING for small business
I am a small bridal business. The company has been here for 42 years. Because I "bought it" and it changed owners most lending companies stated I needed to be in business one year before lending cash. It makes it very hard especially when you know they business is there. I listened to Fox News and heard about Zinch for the first time. I was skeptical but thought I would reach out. That is when I met Ryan and the rest was history. I was able to get the cash flow needed because they base it on our business and our sales volume. I would HIGHLY recommend this company. They are legit and thorough. I look forward to having them as our financial arm for years to come. They truly DO help small business. Thank you Zinch! Lee - Tennessee
My company was preparing for a job fair…
My company was preparing for a job fair was in need of extra cash flow for sign on bonuses and expansion. Bruce worked hard and prompt. We received the funds expeditiously. He remained professional and walked me through the entire process. He as well made sure I understood every step. I highly recommend Bruce and his company for any business that is in need of funds or assistance with any financial needs.
Easy to deal with.
Very easy and honest process
Very easy and honest process They did everything they said very efficiently and timely.
Quick response with excellent service
Quick response with excellent service. Shopped around for best lowest daily payment by far Zinch the lowest.
Amazing service
Amazing service Fast and very helpful
Fast
Fast, seamless, simple transaction. Highly recommended and will use again!
Thank you for your assistance!
Extremely easy to work with
Extremely easy to work with, awesome customer service!!!
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