About Zable
Data updated- Website
- zable.com
- Category
- Money & Insurance
- Location
- United States
- Status
- Unclaimed
- Last 12 months
- 275 reviews
- Replies to negative
- 14% (1/7)
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About this business
Getting a loan should take minutes, not days: that’s the principle on which we founded Zable in the United Kingdom in 2014. We brought that same mission to the U.S. to serve millions of customers more efficiently. We have served over 2 million happy customers worldwide, with over 90% of US customers rating our service as ‘5-star’. Zable partners with some of the USA’s most trusted finance companies, including Experian, MoneyLion, and Credit Karma. Be smart about finance - choose Zable.
Written by the business, not verified by us.Is Zable legit?
Zable (zable.com) has a 4.8 out of 5 rating on OK.one, based on 275 user reviews collected here. It is listed under Money & Insurance and its reputation is excellent. Praise is nearly unanimous, with 97% rating it 4 stars or higher; The business has replied to 14% of negative reviews; Reviews mostly discuss User experience, App. Last updated 2026-09-02.
What reviewers say
AI generatedReviewers overwhelmingly had a great experience with this company. Customers frequently praise the incredibly fast application process, noting that getting approved and receiving funds in their bank accounts happens within just a few hours. People are also very pleased to find that the interest rates offered are affordable, which helps them consolidate and manage their debts effectively without unnecessary stress. Some reviewers were not happy with account management or encountered unexpected issues regarding loan terms. A few people also mentioned minor difficulties connecting specific banks during setup or wanting more flexibility with their repayment options at the end.
Auto-generated from all reviews of this business. For reference only.What people say
Very easy process & super fast funding!
The process was quick and the monthly…
The process was quick and the monthly payments are great.
Fast and easy
Fast and easy. No issues.
Quick
Quick, honest, and helpful
Great experience
Great experience. It took longer that expected but it was because weekend came after application and they don't work weekends. Everything was smooth and by Tuesday , money was in the bank. Interest rate was the lowest of all offers. Grately recommended.
Fast approval of the loan and APR is…
Fast approval of the loan and APR is not so much high in comparison to other lenders.
Excellent Experience with Loan Results
My experience was done very professionally. The information provided by me was completed and processed in a timely manner.
They made the application process easy…
They made the application process easy and the turnaround was fast! Was able to upload information via my phone which was easy. Applied on a Friday afternoon and had the approval Monday. Payment options are affordable.
The process was ridiculously quick
The process was ridiculously quick. I literally had the loan deposited into my account in a matter of hours. Impressive.
Quick Funding
I filled out the application and the funds were in my account the very next morning
Great fast service with easy to apply…
Great fast service with easy to apply and fast deposit into my checking account. 👍
Very fast process
Very fast transition
Was very fast
Fast and easy
The process of the loan application…
The process of the loan application went better than I had expected. The terms and the percentage rate for good.
Application was simple
Application was simple. Funding was fast. Direct to my bank. Payments within my budget. Interest rate lower than bank rate on my credit card.
Simple and fast!
Very pleased with the simplicity of the whole process from start to finish. Straight to the point. Fast approval processing and funding.
No Security Against Fraud
Their account security sucks. 20+ instances of fraud. I informed them that the declined charges weren't attempted by me. While on the phone with the agent another charge came through. I told him that I obviously didn't make the charge so he reversed course and said before he did anything else he was blocking/freezing the card and issuing a new card. That will stop the fraud. 3 days later fraud on the account still was coming in so I called the company again to let them know the charge the just paid wasn't made by me as it was on the old card 9 hours after his company supposedly blocked/froze my card. How does fraud still occur on a closed account? Like these other fly by night companies they "investigate" while paying the bill and then their investigation finds it wasn't fraud. Had a plan, I told him, to pay off the account by the end of the year and was informed the investigation could go past 60 days. I told him to close the account and good luck collect any payment from me. UPDATE: I demanded my account closed on 8/21 the same day I reported a new batch of fraud on my account and the increase in balance on what was supposed to be a frozen/closed card because the fraud was still continuing and didn't feel the company was protecting me. I received the replacement card today (08/24/26), activated it, and scroll through notifications screens, and go right to the transaction screen. No further charges/fraud. Why did the fraud stop AFTER I closed my account and told them I refused to pay off the balance?
Reply from Zable2026-08-25
Hi Tim, We sincerely appreciate you taking the time to share your detailed feedback regarding your recent experience with us. We are truly concerned to learn about the extensive fraud you encountered and the difficulties you faced in resolving these issues. I want to reassure you that protecting our customers accounts and information is always a top priority for us. We’ve requested some additional information so we can locate your account and look into the concerns you’ve raised. If you’re able to provide this, we’ll be happy to investigate further and assist you. Alternatively you can contact us at 1-877-659-2253, 9am to 6pm Eastern Time (ET), Monday to Friday, on business days only. Your insights are invaluable as we work to improve our services and ensure our customers feel secure and supported. I hope you’ll give us the opportunity to look into this and make things right. Zable US
Easy, fast, great rate!
It was fast, not complicated at all. I got my response and deposit in less than 24 hrs., could not ask for more. I got a better interest rate offer than other places and affordable monthly payment. Great experience!
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