Getting a loan should take minutes, not days: that’s the principle on which we founded Zable in the United Kingdom in 2014. We brought that same mission to the U.S. to serve millions of customers more efficiently. We have served over 2 million happy customers worldwide, with over 90% of US customers rating our service as ‘5-star’. Zable partners with some of the USA’s most trusted finance companies, including Experian, MoneyLion, and Credit Karma. Be smart about finance - choose Zable.
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Is Zable legit?
Zable (zable.com) has a 4.8 out of 5 rating on OK.one, based on 275 user reviews collected here. It is listed under Money & Insurance and its reputation is excellent. Praise is nearly unanimous, with 97% rating it 4 stars or higher; The business has replied to 14% of negative reviews; Reviews mostly discuss User experience, App. Last updated 2026-09-02.
What reviewers say
AI generated
Reviewers overwhelmingly had a great experience with this company. Customers frequently praise the incredibly fast application process, noting that getting approved and receiving funds in their bank accounts happens within just a few hours. People are also very pleased to find that the interest rates offered are affordable, which helps them consolidate and manage their debts effectively without unnecessary stress.
Some reviewers were not happy with account management or encountered unexpected issues regarding loan terms. A few people also mentioned minor difficulties connecting specific banks during setup or wanting more flexibility with their repayment options at the end.
Auto-generated from all reviews of this business. For reference only.
I experience with Zable are the best… extremely happy milligram?
I experience with Zable are the best customer service I have ever experienced and this is the honest truth I was needed some help with the application and one of your host help me out and we complete it and believe it or not the second day I receive my fund thank you very much. I extremely happy.
I did not expect approval so fast! The workflow of the application and required information needed was protected and seamless to enter. The loan has tremendously helped me manage my debt situation to an easier affordable payment. Thank you so much for your business!
Excellent bank and credit card that is quick to reward you for consistent on time payment and spending ofcourse!
This is what EVERY bank and issuing credit card should operate as.
Thorough customer support as well.
Very pleased