Misleading. No copy of loan agreement.Outrageous interest.
Don't do it! Please listen and run far as possible from these legal crooks! Still have never recieved copy of loan agreement! They will always make you put car title up for calateral no matter your credit score! Me and my husband almost had a heart attack when we finally 5 months later got someone to tell us how much our payoff amount wld be if we paid all payments, which we have. We have had our loan for a year exactly now and if we were to pay it off right now, today it would cost us $4,680 for a $4,000 loan. The balance with interest for the term of the loan is a wopping $7,880.08. The $2,000 and something dollars we've paid so far wldn't even pay for 1cent of the $4,000 we borrowed even if we paid it off today. So you do the math. If we paid it with no penalty for early payoff wld cost us $6,680....how in the hell is that a no penalty payoff???? This is their math not mine. Ya see I still to this day have not seen a copy of my loan agreement!!!! This is info they gave me over the phone b/c the only thing on your monthly statement is the monthly payment due and the balance of the loan and that is it!!!! I'm working on legal research on laws against this kind of consumer abuse. They just can not be allowed to prey on consumers like this and if they can well what's that to stop other crooks from conducting legit business.