Stay away from People's Trust Insurance
I have filed two claims in the 35 years I have owned my home. Both claims have been with People's Trust. I had major problems with my roof and they just want to patch my roof. That would have looked horrible because my old roof was about 14 yrs old. I also had fungus under my home in the crawl space. I was told I had coverage in my plan but they said that it wasn't covered. They want your premium but they won't pay at all or the very least they think they can get away with as in my roof. Stay away! I am in litigation about my roof because I couldn't just patch my roof. This will be you too if you ever have to file a claim.