I would call this a bait and switch…
I would call this a bait and switch scam. I never would have wasted my money after going with 2 plans for 4 years each, if I had known that the monthly premium would jump as much as 300% mid stream!!!! They were an affordable choice but are now a poor one, especially for appliances. There should be a class action suit filed against them. This should be unlawful.