Pre-Approval HOAX
I was sent pre-approval in which they noted I am maxed on some cards. My plan was to use the loan to pay all the accounts and have a lower expenditure each month. They turned me down down, for the reason stated on the pre-approval..... Maxed cards....Does that make sense? Why send me the pre-approval if they where going to turn me down for something they all ready knew? Then they wanted me to sign up for "consolidation" where I let all my accounts go default and they work to negotiate a lower balance! I wanted to pay them off not go DEFAULT!!