Predatory Processor — Zero Chargebacks, Account Terminated, $20K Seized Without Notice
Elavon terminated two of our merchant accounts on April 14, 2026 with no warning and no explanation beyond "too risky following periodic review." Both accounts had zero chargebacks and zero disputes. The following day they pulled $20,000 from our ministry's bank account via unauthorized ACH debit with no advance notice. Our bank filed a dispute and ruled in our favor, returning the funds. Despite multiple emails and voicemails to their Loss Prevention analyst, we received no meaningful response or explanation. Elavon's actions caused immediate and serious financial harm to our operations — threatening our ability to fulfill member commitments and pay suppliers for goods already in transit. No legitimate business or ministry should be subjected to this treatment without cause, notice, or recourse.