As a NAV member
As a NAV member, I would say the financial tools don’t seem to work as efficient as I had hoped. It seems as though I’ve been paying for the trade line for over a year now and have yet to see much progress on my Paydex score. I originally had two trade lines. Then one day one of them fell off from NAV. I have no idea why but my paydex has yet to improve. I really have not seen much use out of NAV as a consumer to be honest.