check the reviews and complaints on the BBB site disregard the A+ rating
the glowing reviews on this site must be fake. Look them up on BBB, while their rating is an A+, which they had to have paid for, just read the reviews and complaints because they are all one star with many saying they would give negative stars. I never had to make a claim, but just the fact, I got my policy renewal in the mail today and my premium was raised over FIVE HUNDRED DOLLARS, from last year, is enough to give this company the boot, and to read how they deny claims, mislead people and take forever to address the claims they do take care of is enough for me, just makes my decision even easier. This company is BAD, do not believe the reviews on this site, they are clearly bogus.