If you’re a founder
If you’re a founder, you’re crazy for not using them. Bluevine wouldn’t accept us because we were large enough for reoccurring rev, (200,000 yearly income, 70+ rev) wasn’t able to take our loan like a responsible business owner should starting a company, and before credit utilization was too high, it was to late to have SBA loans. These guys have the only good repayment structure without killing you on fees and only takes 1-2 days to deposit. Very founder friendly