They never explained the fee structure…
They never explained the fee structure and immediately in my first deal they deducted $360 from my account to pay their fee before paying my debtor. When she said my fee was based on 29% full amount of debt, I paid direct to them on a $1200 account $360. It did not go to my creditor. Then I have to pay the creditor $50 a month for a year on top of the $360 fee. I’m getting out of this contract because they DID NOT tell me the fee structure. I never would have agreed to it had I known. I have cancelled my payments and will file for bankruptcy. I wanted to pay my creditors not the creditor service. I’ve lost the two payments I made into their bank which was $600. I could have hired a lawyer for bankruptcy for that.